Mortgage Lenders and Brokers in Wheaton, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wheaton, Maryland mortgage lenders include Bank of America NABank of America NA2601 University Blvd W, Wheaton, MD 20902A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA2800 University Blvd W, Wheaton, MD 20902A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.2525 University Blvd W, Wheaton, MD 20902A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank12041 Georgia Ave, Wheaton, MD 20902A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, and Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wheaton, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wheaton are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wheaton, Maryland
Market share is the lender's share of all home loans closed in Wheaton, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wheaton 2601 University Blvd W, Wheaton, MD 20902 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 9 +8 HELOCs |
2.3% | 90% | $310,555 | View |
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1 office in Wheaton 2800 University Blvd W, Wheaton, MD 20902 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.3% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Wheaton 2525 University Blvd W, Wheaton, MD 20902 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +17 HELOCs |
0.3% | 100% | $455,000 | View |
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1 office in Wheaton 12041 Georgia Ave, Wheaton, MD 20902 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 16 | 4.2% | 100% | $404,375 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 9 +2 HELOCs |
2.3% | 100% | $468,333 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 7 +20 HELOCs |
1.8% | 87.5% | $410,714 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +7 HELOCs |
1.3% | 100% | $257,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 80% | $232,500 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 57.1% | $208,333 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA | 3 | 0.8% | 100% | $518,333 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 3 | 0.8% | 100% | $431,666 | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $460,000 | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $150,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $1,165,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 5 | 1.3% | 100% | $269,000 | View |
The Mortgage Link, Inc.
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Conventional | 5 | 1.3% | 85.7% | $319,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 4 | 1% | 100% | $470,000 | |
Nfm, Inc
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Conventional | 4 | 1% | 100% | $390,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 3 | 0.8% | 100% | $395,000 | |
Direct Mortgage Loans, LLC
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Conventional | 3 | 0.8% | 100% | $411,666 | |
Nih Federal Credit Union
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Conventional | 2 | 0.5% | 50% | $80,000 | |
Ivy Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 9.9% | 83.7% | $312,631 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 23 +3 HELOCs |
6% | 88.5% | $430,652 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 13 +7 HELOCs |
3.4% | 78.9% | $265,769 | View |
First Savings Mortgage Corporation
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Conventional, FHA, VA | 13 | 3.4% | 100% | $437,307 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2.1% | 66.7% | $362,500 | |
First Heritage Mortgage, LLC
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Conventional | 8 | 2.1% | 100% | $463,750 | |
Nationstar Mortgage
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Conventional | 8 | 2.1% | 88.9% | $106,250 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 8 | 2.1% | 100% | $408,750 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.8% | 88.9% | $460,714 | |
CrossCountry Mortgage, LLC
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Conventional | 7 | 1.8% | 87.5% | $445,000 | |
T2 Financial LLC
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Conventional, FHA | 7 | 1.8% | 100% | $493,571 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 6 | 1.6% | 85.7% | $461,666 | |
The Loan Store, Inc
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Conventional, VA | 6 | 1.6% | 85.7% | $433,333 | |
Newrez LLC
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Conventional, FHA | 5 | 1.3% | 50% | $125,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 5 | 1.3% | 100% | $523,000 | |
TowneBank
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Conventional, VA | 5 | 1.3% | 100% | $457,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1% | 100% | $527,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1% | 100% | $347,500 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 4 | 1% | 100% | $602,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1% | 100% | $405,000 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +5 HELOCs |
0.8% | 60% | $221,666 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 3 +5 HELOCs |
0.8% | 100% | $471,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 50% | $415,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 3 | 0.8% | 100% | $325,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 0.8% | 75% | $501,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.8% | 100% | $278,333 | |
City Lending Inc.
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Conventional, FHA | 3 | 0.8% | 75% | $495,000 | |
Bay Equity LLC
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Conventional | 3 | 0.8% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.8% | 100% | $435,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 100% | $295,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.5% | 100% | $535,000 | View |
Everett Financial, Inc.
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Conventional | 2 | 0.5% | 100% | $285,000 | |
Dart Bank
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Conventional, FHA | 2 | 0.5% | 100% | $425,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 33.3% | $180,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 2 | 0.5% | 66.7% | $490,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.5% | 100% | $360,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.5% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.5% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.5% | 100% | $505,000 | View |
Intercoastal Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $575,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 100% | $520,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.5% | 100% | $495,000 | View |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $250,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.5% | 100% | $390,000 | View |
United Nations Federal CU
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Conventional | 2 | 0.5% | 100% | $495,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $370,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.5% | 50% | $170,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $280,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $445,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $575,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $525,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 50% | $355,000 | |
Instamortgage, Inc
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Conventional | 1 | 0.3% | 100% | $445,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $535,000 | View |
Servis One, Inc
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $605,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $525,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $585,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +5 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Members 1St FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Logix Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Wheaton Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wheaton, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Wheaton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wheaton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wheaton, MD
Use these to narrow the list above. Each category shows how many Wheaton, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Wheaton, MD
Independent mortgage companies closed 67.8 percent of home loans in Wheaton, Maryland in 2025, banks 24.9 percent and credit unions 7.3 percent. Lower, LLC was the largest mortgage company, Bank of America NA the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wheaton, MD
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Wheaton, Maryland with 9 loans, about 2.3 percent of the market. The largest lender headquartered in Maryland was Educational Systems FCU with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Wheaton, Maryland in 2025, led by United Wholesale Mortgage with 4. 18 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 17 credit unions closed home loans in Wheaton, Maryland in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wheaton, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wheaton, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wheaton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
