Towson, Maryland mortgage lenders include First National Bank of PAFirst National Bank of PA1 W Pennsylvania Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 1.62%, Atlantic Union BankAtlantic Union Bank502 Washington Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank1310 E Joppa Rd, Towson, MD 21286A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA800 York Rd, Towson, MD 21204A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank32 York Rd, Towson, MD 21204A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA989 Fairmount Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.409 Washington Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 4.24%, Peake Federal Credit UnionPeake Federal Credit Union23 W Susquehanna Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 1.25%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union7601 Osler Dr, Towson, MD 21204 7700A+5.0 ★Texas Ratio: 2.01%, and Bank of America NABank of America NA8108 Loch Raven Blvd, Towson, MD 21286A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Towson, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Towson are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Towson, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Towson 1 W Pennsylvania Ave, Towson, MD 21204 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 10 +10 HELOCs |
1.6% | 83.3% | $465,000 | View |
|
1 office in Towson 502 Washington Ave, Towson, MD 21204 A+5.0 ★Texas Ratio: 2.51% |
Conventional, VA, Jumbo, HELOC | 10 +2 HELOCs |
1.6% | 100% | $433,000 | View |
|
★ 1 stars, 1 review 2 offices in Towson 1310 E Joppa Rd, Towson, MD 21286 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 8 +11 HELOCs |
1.3% | 80% | $561,250 | View |
|
1 office in Towson 800 York Rd, Towson, MD 21204 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 8 | 1.3% | 88.9% | $702,500 | View |
|
4 offices in Towson 32 York Rd, Towson, MD 21204 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo, HELOC | 7 +29 HELOCs |
1.1% | 87.5% | $586,428 | View |
|
1 office in Towson 989 Fairmount Ave, Towson, MD 21204 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.5% | 60% | $1,018,333 | View |
|
★ 1.7 stars, 3 reviews 1 office in Towson 409 Washington Ave, Towson, MD 21204 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +13 HELOCs |
0.3% | 100% | $485,000 | View |
|
23 W Susquehanna Ave, Towson, MD 21204 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
|
7601 Osler Dr, Towson, MD 21204 7700 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 23 | 3.7% | 89.3% | $183,260 | View |
|
8108 Loch Raven Blvd, Towson, MD 21286 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 16 +20 HELOCs |
2.6% | 100% | $845,000 | View |
|
8603 La Salle Rd, Towson, MD 21286 2002 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 10 +25 HELOCs |
1.6% | 100% | $366,000 | |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 10 | 1.6% | 90.9% | $168,000 | View |
|
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 9 | 1.4% | 85.7% | $146,111 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA, Jumbo | 6 | 1% | 100% | $475,000 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 3 +6 HELOCs |
0.5% | 100% | $308,333 | |
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 75% | $258,333 | View |
|
501 S Stepney Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 2.09% |
Conventional, Jumbo | 3 | 0.5% | 100% | $1,558,333 | View |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $540,000 | View |
|
4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.3% | 100% | $350,000 | View |
|
8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.2% | 100% | $1,535,000 | View |
|
1275 National Hwy, Cumberland, MD 21502 A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,445,000 | View |
|
11200 Rockville Pike, Rockville, MD 20852 A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $505,000 | View |
|
1028 Middleton Rd, Aberdeen, MD 21001 2281 A5.0 ★Texas Ratio: 9.57% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.2% | 100% | $385,000 | |
|
★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
|
2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
|
Conventional, FHA, VA | 42 | 6.7% | 100% | $422,142 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 35 | 5.6% | 100% | $433,000 | View |
Direct Mortgage Loans, LLC
|
Conventional, FHA | 21 | 3.4% | 100% | $385,476 | |
|
A5.0 ★Texas Ratio: 7.57% |
Conventional | 4 | 0.6% | 80% | $355,000 | View |
Bay Capital Mortgage Corporation
|
Conventional | 3 | 0.5% | 100% | $481,666 | |
Cazle Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Library of Congress Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
The Mortgage Link, Inc.
|
VA | 1 | 0.2% | 100% | $515,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 36 | 5.8% | 82.6% | $336,388 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 32 +1 HELOCs |
5.1% | 100% | $440,937 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA, Jumbo | 27 | 4.3% | 100% | $454,629 | |
United Wholesale Mortgage
|
Conventional, FHA, Jumbo | 22 | 3.5% | 95.8% | $405,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 13 | 2.1% | 100% | $492,692 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 13 | 2.1% | 100% | $354,230 | |
Fairway Independent Mort Corp
|
Conventional, FHA, Jumbo | 13 | 2.1% | 100% | $531,153 | |
Das Acquisition Company, LLC
|
Conventional, Jumbo | 11 | 1.8% | 100% | $685,909 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 10 +2 HELOCs |
1.6% | 100% | $330,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +2 HELOCs |
1.6% | 90.9% | $229,000 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, Jumbo | 10 | 1.6% | 100% | $237,000 | |
Primelending
|
Conventional, Jumbo | 9 | 1.4% | 100% | $486,111 | |
Movement Mortgage, LLC
|
Conventional, HELOC | 7 +1 HELOCs |
1.1% | 100% | $316,428 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 1.1% | 87.5% | $399,285 | |
Newrez LLC
|
Conventional, FHA | 7 | 1.1% | 87.5% | $287,857 | |
ALCOVA Mortgage, LLC
|
Conventional | 7 | 1.1% | 87.5% | $446,428 | |
SWBC Mortgage Corporation
|
Conventional | 6 | 1% | 85.7% | $410,000 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo | 5 | 0.8% | 100% | $589,000 | |
Mortgage Research Center
|
VA | 5 | 0.8% | 100% | $377,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 4 | 0.6% | 100% | $417,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 4 | 0.6% | 100% | $220,000 | |
Equity Resources Inc
|
Conventional, VA | 3 | 0.5% | 75% | $415,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 3 | 0.5% | 100% | $275,000 | |
Kind Lending, LLC
|
Conventional | 3 | 0.5% | 75% | $508,333 | |
Intercoastal Mortgage, LLC
|
Conventional | 3 | 0.5% | 100% | $201,666 | |
Provident Funding Associates
|
Conventional | 3 | 0.5% | 100% | $571,666 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 0.5% | 100% | $238,333 | |
Better Mortgage Corporation
|
Conventional | 3 | 0.5% | 75% | $608,333 | |
TowneBank
|
Conventional, VA | 3 | 0.5% | 100% | $391,666 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.5% | 100% | $755,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.5% | 100% | $245,000 | View |
The Loan Store, Inc
|
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $610,000 | |
Originpoint, LLC
|
Conventional | 2 | 0.3% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.3% | 100% | $110,000 | View |
Sage Home Loans Corporation
|
Conventional | 2 | 0.3% | 100% | $370,000 | |
Acrisure Mortgage, LLC
|
Conventional | 2 | 0.3% | 100% | $675,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.3% | 100% | $330,000 | |
AdvantageFirst Lending Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $380,000 | |
Credit Union Mortgage Associat
|
Conventional | 2 | 0.3% | 100% | $455,000 | |
First Savings Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $525,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.3% | 100% | $280,000 | |
First Heritage Mortgage, LLC
|
Conventional | 2 | 0.3% | 100% | $370,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.3% | 100% | $490,000 | View |
Vellum Mortgage, Inc.
|
Conventional | 2 | 0.3% | 75% | $365,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $355,000 | |
Ithink Financial Credit Union
|
Conventional, Jumbo | 2 | 0.3% | 100% | $880,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 0.3% | 100% | $350,000 | |
Radius Financial Group Inc
|
Conventional | 2 | 0.3% | 100% | $560,000 | |
HomeSale Mortgage
|
Conventional | 2 | 0.3% | 100% | $335,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.3% | 66.7% | $170,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.3% | 100% | $525,000 | View |
Spring Eq, LLC
|
Conventional | 2 | 0.3% | 100% | $75,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $125,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $75,000 | View |
Panorama Mortgage Group, LLC
|
FHA | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 25% | $75,000 | View |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.2% | 100% | $755,000 | |
Guaranteed Rate Affinity, LLC
|
VA | 1 | 0.2% | 100% | $525,000 | |
Self Reliance (NY) FCU
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 50% | $315,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $525,000 | |
|
A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Dart Bank
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
Acre Mortgage & Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $275,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Lennar Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $745,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Linkbank
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
Delta Community Credit Union
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Capital Center LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $525,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Southern Trust Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 5.08% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $665,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,195,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 50% | $315,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Actors Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 50% | $215,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.2% | 33.3% | $155,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $325,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Members 1St FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sun East Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Towson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Towson in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Towson, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.9 percent of home loans in Towson, Maryland in 2025, banks 20.5 percent and credit unions 13.6 percent. Lower, LLC was the largest mortgage company, First National Bank of PA the largest bank and Peake Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Peake Federal Credit Union led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Towson, Maryland with 10 loans, about 1.6 percent of the market. The largest lender headquartered in Maryland was Peake Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Towson, Maryland in 2025, led by Nfm, Inc with 4. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 26 credit unions closed home loans in Towson, Maryland in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Towson, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Towson, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Towson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.