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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Towson, Maryland

Towson, Maryland mortgage lenders include First National Bank of PAFirst National Bank of PA1 W Pennsylvania Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 1.62%, Atlantic Union BankAtlantic Union Bank502 Washington Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank1310 E Joppa Rd, Towson, MD 21286A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA800 York Rd, Towson, MD 21204A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank32 York Rd, Towson, MD 21204A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA989 Fairmount Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.409 Washington Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 4.24%, Peake Federal Credit UnionPeake Federal Credit Union23 W Susquehanna Ave, Towson, MD 21204A+5.0 ★Texas Ratio: 1.25%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union7601 Osler Dr, Towson, MD 21204 7700A+5.0 ★Texas Ratio: 2.01%, and Bank of America NABank of America NA8108 Loch Raven Blvd, Towson, MD 21286A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Towson, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Towson are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Towson, Maryland

Market share is the lender's share of all home loans closed in Towson, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Towson
1 W Pennsylvania Ave, Towson, MD 21204
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 10
+10 HELOCs
1.6% 83.3% $465,000 View
1 office in Towson
502 Washington Ave, Towson, MD 21204
A+5.0 ★Texas Ratio: 2.51%
Conventional, VA, Jumbo, HELOC 10
+2 HELOCs
1.6% 100% $433,000 View
★ 1 stars, 1 review
2 offices in Towson
1310 E Joppa Rd, Towson, MD 21286
A+5.0 ★Texas Ratio: 2.87%
Conventional, Jumbo, HELOC 8
+11 HELOCs
1.3% 80% $561,250 View
1 office in Towson
800 York Rd, Towson, MD 21204
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 8 1.3% 88.9% $702,500 View
4 offices in Towson
32 York Rd, Towson, MD 21204
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, Jumbo, HELOC 7
+29 HELOCs
1.1% 87.5% $586,428 View
1 office in Towson
989 Fairmount Ave, Towson, MD 21204
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 3 0.5% 60% $1,018,333 View
★ 1.7 stars, 3 reviews
1 office in Towson
409 Washington Ave, Towson, MD 21204
A+5.0 ★Texas Ratio: 4.24%
Conventional, Jumbo, HELOC 2
+13 HELOCs
0.3% 100% $485,000 View
23 W Susquehanna Ave, Towson, MD 21204
A+5.0 ★Texas Ratio: 1.25%
Conventional 1 0.2% 50% $75,000 View
7601 Osler Dr, Towson, MD 21204 7700
A+5.0 ★Texas Ratio: 2.01%
Conventional 23 3.7% 89.3% $183,260 View
8108 Loch Raven Blvd, Towson, MD 21286
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 16
+20 HELOCs
2.6% 100% $845,000 View
8603 La Salle Rd, Towson, MD 21286 2002
A5.0 ★Texas Ratio: 6.00%
Conventional, HELOC 10
+25 HELOCs
1.6% 100% $366,000
5 Philadelphia Ct, Baltimore, MD 21237
A+5.0 ★Texas Ratio: 1.64%
Conventional 10 1.6% 90.9% $168,000 View
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
A+5.0 ★Texas Ratio: 2.64%
Conventional 9 1.4% 85.7% $146,111 View
200 Westgate Circle, Annapolis, MD 21401
A5.0 ★Texas Ratio: 9.61%
Conventional, FHA, Jumbo 6 1% 100% $475,000 View
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 3
+6 HELOCs
0.5% 100% $308,333
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
A+5.0 ★Texas Ratio: 4.35%
Conventional, HELOC 3
+3 HELOCs
0.5% 75% $258,333 View
501 S Stepney Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 2.09%
Conventional, Jumbo 3 0.5% 100% $1,558,333 View
96 Village Sq, Baltimore, MD 21210
A+5.0 ★Texas Ratio: 4.85%
Conventional, HELOC 2
+2 HELOCs
0.3% 100% $540,000 View
4520 East West Hwy, Bethesda, MD 20814
A-4.9 ★Texas Ratio: 16.48%
Conventional 2 0.3% 100% $350,000 View
8216 Philadelphia Rd, Baltimore, MD 21237
A+5.0 ★Texas Ratio: 4.11%
Conventional, Jumbo, HELOC 1
+3 HELOCs
0.2% 100% $1,535,000 View
1275 National Hwy, Cumberland, MD 21502
A+5.0 ★Texas Ratio: 5.29%
Conventional, Jumbo 1 0.2% 100% $1,445,000 View
11200 Rockville Pike, Rockville, MD 20852
A5.0 ★Texas Ratio: 13.21%
Conventional, Jumbo 1 0.2% 100% $505,000 View
1028 Middleton Rd, Aberdeen, MD 21001 2281
A5.0 ★Texas Ratio: 9.57%
Conventional 1 0.2% 100% $335,000 View
7135 Windsor Blvd, Baltimore, MD 21244
A5.0 ★Texas Ratio: 9.19%
Conventional 1 0.2% 100% $365,000 View
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401
Conventional 1 0.2% 100% $385,000
★ 5 stars, 1 review
2661 Riva Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.77%
Conventional 1 0.2% 100% $105,000 View
3111 Emmorton Rd, Abingdon, MD 21009
A+5.0 ★Texas Ratio: 1.98%
Conventional 1 0.2% 100% $645,000 View
2530 Riva Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.87%
HELOC 0
+4 HELOCs
0% n/a View
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+3 HELOCs
0% n/a View
10001 Willowdale Rd, Lanham, MD 20706 4321
A+5.0 ★Texas Ratio: 4.50%
HELOC 0
+1 HELOCs
0% n/a View
Nfm, Inc
Conventional, FHA, VA 42 6.7% 100% $422,142
A+5.0 ★Texas Ratio: 0.00%
Conventional 35 5.6% 100% $433,000 View
Direct Mortgage Loans, LLC
Conventional, FHA 21 3.4% 100% $385,476
A5.0 ★Texas Ratio: 7.57%
Conventional 4 0.6% 80% $355,000 View
Bay Capital Mortgage Corporation
Conventional 3 0.5% 100% $481,666
Cazle Mortgage, Inc.
FHA 1 0.2% 100% $335,000
Library of Congress Federal Credit Union
Conventional 1 0.2% 100% $375,000
The Mortgage Link, Inc.
VA 1 0.2% 100% $515,000
Rocket Mortgage
Conventional, FHA, VA, Jumbo 36 5.8% 82.6% $336,388
Cmg Mortgage Inc
Conventional, VA, HELOC 32
+1 HELOCs
5.1% 100% $440,937
Primary Residential Mortgage, INC.
Conventional, FHA, VA, Jumbo 27 4.3% 100% $454,629
United Wholesale Mortgage
Conventional, FHA, Jumbo 22 3.5% 95.8% $405,000
CrossCountry Mortgage, LLC
Conventional, VA 13 2.1% 100% $492,692
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 13 2.1% 100% $354,230
Fairway Independent Mort Corp
Conventional, FHA, Jumbo 13 2.1% 100% $531,153
Das Acquisition Company, LLC
Conventional, Jumbo 11 1.8% 100% $685,909
C3.9 ★Texas Ratio: 27.97%
Conventional, HELOC 10
+2 HELOCs
1.6% 100% $330,000 View
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 10
+2 HELOCs
1.6% 90.9% $229,000 View
Pennymac Loan Services LLC
Conventional, FHA, Jumbo 10 1.6% 100% $237,000
Primelending
Conventional, Jumbo 9 1.4% 100% $486,111
Movement Mortgage, LLC
Conventional, HELOC 7
+1 HELOCs
1.1% 100% $316,428
Freedom Mortgage Corporation
Conventional, FHA, VA 7 1.1% 87.5% $399,285
Newrez LLC
Conventional, FHA 7 1.1% 87.5% $287,857
ALCOVA Mortgage, LLC
Conventional 7 1.1% 87.5% $446,428
SWBC Mortgage Corporation
Conventional 6 1% 85.7% $410,000
Guaranteed Rate, Inc.
Conventional, Jumbo 5 0.8% 100% $589,000
Mortgage Research Center
VA 5 0.8% 100% $377,000
Envoy Mortgage, Ltd
Conventional, FHA 4 0.6% 100% $417,500
Mutual of Omaha Mortgage
Conventional, FHA 4 0.6% 100% $220,000
Equity Resources Inc
Conventional, VA 3 0.5% 75% $415,000
Atlantic Coast Mortgage, LLC
Conventional 3 0.5% 100% $275,000
Kind Lending, LLC
Conventional 3 0.5% 75% $508,333
Intercoastal Mortgage, LLC
Conventional 3 0.5% 100% $201,666
Provident Funding Associates
Conventional 3 0.5% 100% $571,666
Nationstar Mortgage
Conventional, FHA 3 0.5% 100% $238,333
Better Mortgage Corporation
Conventional 3 0.5% 75% $608,333
TowneBank
Conventional, VA 3 0.5% 100% $391,666
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 3 0.5% 100% $755,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA 3 0.5% 100% $245,000 View
The Loan Store, Inc
Conventional, Jumbo, HELOC 2
+1 HELOCs
0.3% 100% $610,000
Originpoint, LLC
Conventional 2 0.3% 100% $375,000
A5.0 ★Texas Ratio: 11.06%
Conventional 2 0.3% 100% $110,000 View
Sage Home Loans Corporation
Conventional 2 0.3% 100% $370,000
Acrisure Mortgage, LLC
Conventional 2 0.3% 100% $675,000
Guild Mortgage Company
Conventional 2 0.3% 100% $330,000
AdvantageFirst Lending Inc
Conventional, FHA 2 0.3% 100% $380,000
Credit Union Mortgage Associat
Conventional 2 0.3% 100% $455,000
First Savings Mortgage Corporation
Conventional 2 0.3% 100% $525,000
Bay Equity LLC
Conventional 2 0.3% 100% $280,000
First Heritage Mortgage, LLC
Conventional 2 0.3% 100% $370,000
A+5.0 ★Texas Ratio: 4.81%
VA 2 0.3% 100% $490,000 View
Vellum Mortgage, Inc.
Conventional 2 0.3% 75% $365,000
Integrity Home Mortgage Corporation
Conventional 2 0.3% 100% $355,000
Ithink Financial Credit Union
Conventional, Jumbo 2 0.3% 100% $880,000
Sierra Pacific Mortgage Co. Inc
Conventional 2 0.3% 100% $350,000
Radius Financial Group Inc
Conventional 2 0.3% 100% $560,000
HomeSale Mortgage
Conventional 2 0.3% 100% $335,000
New American Funding, LLC.
Conventional, FHA 2 0.3% 66.7% $170,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 2 0.3% 100% $525,000 View
Spring Eq, LLC
Conventional 2 0.3% 100% $75,000
Goodleap, LLC
FHA, HELOC 1
+3 HELOCs
0.2% 100% $125,000
Pentagon Federal Credit Union
Conventional, HELOC 1
+2 HELOCs
0.2% 50% $155,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $75,000 View
Panorama Mortgage Group, LLC
FHA 1 0.2% 100% $315,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.2% 25% $75,000 View
Premier Mortgage Resources, LLC
Conventional 1 0.2% 100% $755,000
Guaranteed Rate Affinity, LLC
VA 1 0.2% 100% $525,000
Self Reliance (NY) FCU
Conventional 1 0.2% 100% $295,000
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 1 0.2% 100% $1,105,000 View
Lakeview Loan Servicing, LLC
FHA 1 0.2% 50% $315,000
Equity Prime Mortgage LLC
FHA 1 0.2% 100% $525,000
A5.0 ★Texas Ratio: 7.27%
Conventional 1 0.2% 100% $395,000 View
AmeriHome Mortgage Company, LLC
FHA 1 0.2% 100% $345,000
Dart Bank
Conventional 1 0.2% 100% $175,000
General Mortgage Capital Corporation
Conventional 1 0.2% 100% $135,000
Acre Mortgage & Financial, Inc.
FHA 1 0.2% 100% $275,000
HomeXpress Mortgage Corp.
Conventional 1 0.2% 100% $165,000
Lennar Mortgage, LLC
Conventional 1 0.2% 100% $745,000
New Wave Lending Group Inc
Conventional 1 0.2% 100% $235,000
Union Home Mortgage Corp.
Conventional 1 0.2% 100% $405,000
Linkbank
Conventional 1 0.2% 100% $405,000
Total Mortgage Services, LLC
Conventional 1 0.2% 100% $65,000
Delta Community Credit Union
Conventional 1 0.2% 100% $465,000
Capital Center LLC
Conventional 1 0.2% 100% $245,000
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.2% 100% $525,000 View
Churchill Mortgage Corporation
Conventional 1 0.2% 100% $305,000
Southern Trust Mortgage, LLC
Conventional 1 0.2% 100% $385,000
Planet Home Lending, LLC
VA 1 0.2% 100% $455,000
A+5.0 ★Texas Ratio: 5.08%
Conventional 1 0.2% 100% $695,000 View
Lendsure Mortgage Corp.
Conventional 1 0.2% 100% $665,000
American Pacific Mortgage Corporation
Conventional 1 0.2% 100% $305,000
A5.0 ★Texas Ratio: 6.31%
Conventional, Jumbo 1 0.2% 100% $1,195,000
A+5.0 ★Texas Ratio: 2.20%
FHA 1 0.2% 50% $315,000 View
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.2% 100% $315,000 View
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.2% 100% $535,000 View
Actors Federal Credit Union
Conventional 1 0.2% 100% $85,000
Keystone Funding, Inc
Conventional 1 0.2% 100% $365,000
Summit Funding.Inc
Conventional 1 0.2% 100% $505,000
Zillow Home Loans, LLC
Conventional 1 0.2% 50% $215,000
Paramount Residential Mortgage
FHA 1 0.2% 100% $215,000
Carrington Mortgage Services LLC
FHA 1 0.2% 33.3% $155,000
Village Capital & Investment
VA 1 0.2% 100% $325,000
Figure Lending LLC
HELOC 0
+4 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Members 1St FCU
HELOC 0
+1 HELOCs
0% n/a
Sun East Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
loanDepot.com LLC
HELOC 0
+1 HELOCs
0% 0%
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Justice Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Northrop Grumman Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Towson, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Towson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Towson in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Towson, MD

Use these to narrow the list above. Each category shows how many Towson, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Towson, MD

Independent mortgage companies closed 65.9 percent of home loans in Towson, Maryland in 2025, banks 20.5 percent and credit unions 13.6 percent. Lower, LLC was the largest mortgage company, First National Bank of PA the largest bank and Peake Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Peake Federal Credit Union led with 1 loans.

65.9%
Mortgage companies
20.5%
Banks
13.6%
Credit unions
7%
FHA loans
5%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Towson, MD

Who is the largest mortgage lender in Towson, MD?

By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Towson, Maryland with 10 loans, about 1.6 percent of the market. The largest lender headquartered in Maryland was Peake Federal Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Towson, MD mortgage lenders offer FHA, VA and USDA loans?

28 lenders closed FHA loans in Towson, Maryland in 2025, led by Nfm, Inc with 4. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Towson, MD lender list?

Yes. 39 banks and 26 credit unions closed home loans in Towson, Maryland in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Towson, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Towson, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Towson, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Towson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.