Mortgage Lenders and Brokers in Timonium, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Timonium, Maryland mortgage lenders include M&T BankM&T Bank9625 Deereco Rd, Timonium, MD 21093A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank31 W Timonium Rd, Timonium, MD 21093A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA2425 York Rd, Timonium, MD 21093A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA2100 York Rd, Timonium, MD 21093A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.2050 York Rd, Timonium, MD 21093A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA2129 York Rd, Timonium, MD 21093A+5.0 ★Texas Ratio: 1.62%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, State Employees Credit Union of MDState Employees Credit Union of MD33 E Padonia Rd, Timonium, MD 21093 2319A5.0 ★Texas Ratio: 6.00%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Timonium, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Timonium are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Timonium, Maryland
Market share is the lender's share of all home loans closed in Timonium, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Timonium 9625 Deereco Rd, Timonium, MD 21093 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +9 HELOCs |
1.8% | 100% | $495,000 | View |
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★ 1 stars, 1 review 1 office in Timonium 31 W Timonium Rd, Timonium, MD 21093 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +5 HELOCs |
1.8% | 100% | $371,666 | View |
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1 office in Timonium 2425 York Rd, Timonium, MD 21093 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $225,000 | View |
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1 office in Timonium 2100 York Rd, Timonium, MD 21093 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Timonium 2050 York Rd, Timonium, MD 21093 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1 office in Timonium 2129 York Rd, Timonium, MD 21093 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 12 | 7% | 100% | $173,333 | View |
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33 E Padonia Rd, Timonium, MD 21093 2319 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 3 +13 HELOCs |
1.8% | 100% | $445,000 | |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 3 +1 HELOCs |
1.8% | 100% | $211,666 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1.2% | 50% | $725,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 1.2% | 100% | $305,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 1.2% | 100% | $235,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $365,000 | |
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8 W Bel Air Ave, Aberdeen, MD 21001 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.6% | 100% | $605,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 1 | 0.6% | 100% | $335,000 | |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, FHA | 9 | 5.3% | 100% | $479,444 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 6 | 3.5% | 100% | $430,000 | View |
Direct Mortgage Loans, LLC
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Conventional, FHA | 6 | 3.5% | 100% | $393,333 | |
Cazle Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Universal Mortgage & Finance, Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,575,000 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 19 | 11.1% | 91.3% | $349,736 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 4.7% | 81.8% | $437,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +4 HELOCs |
4.1% | 87.5% | $346,428 | View |
Cmg Mortgage Inc
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Conventional, FHA | 6 | 3.5% | 100% | $391,666 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 2.9% | 100% | $369,000 | |
Primary Residential Mortgage, INC.
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Conventional | 4 | 2.3% | 100% | $417,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.3% | 83.3% | $292,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.8% | 100% | $411,666 | View |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 1.8% | 100% | $441,666 | |
The Loan Store, Inc
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Conventional | 3 | 1.8% | 100% | $411,666 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 3 | 1.8% | 100% | $718,333 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $475,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.2% | 100% | $480,000 | |
Bay Equity LLC
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Conventional | 2 | 1.2% | 100% | $365,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $380,000 | |
Mortgage Equity Partners LLC
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Conventional, FHA | 2 | 1.2% | 100% | $250,000 | |
HomeSale Mortgage
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Conventional, VA | 2 | 1.2% | 100% | $320,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $105,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $455,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.6% | 100% | $475,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $415,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 33.3% | $335,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $95,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $515,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 50% | $475,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
PHH Mortgage Corporation
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,575,000 | |
Dart Bank
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FHA | 1 | 0.6% | 100% | $605,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 25% | $55,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $305,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $485,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.6% | 100% | $485,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.6% | 100% | $435,000 | |
TowneBank
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $415,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 0.6% | 100% | $445,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Members 1St FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nrl Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Timonium Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Timonium, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Timonium? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Timonium in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Timonium, MD
Use these to narrow the list above. Each category shows how many Timonium, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Timonium, MD
Independent mortgage companies closed 64.3 percent of home loans in Timonium, Maryland in 2025, banks 17.5 percent and credit unions 18.1 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Timonium, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Timonium, Maryland with 3 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was First Financial of Maryland Federal Credit Union with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Timonium, Maryland in 2025, led by Nfm, Inc with 2. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Timonium, Maryland in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Timonium, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Timonium, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Timonium. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
