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Mortgage Lenders and Brokers in Severna Park, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Severna Park, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA595 Ritchie Hwy, Severna Park, MD 21146A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA601 Baltimore Annapolis Blvd, Severna Park, MD 21146A+5.0 ★Texas Ratio: 4.14%, Shore United Bank, N.A.Shore United Bank, N.A.589 Benfield Rd, Severna Park, MD 21146A5.0 ★Texas Ratio: 9.61%, First National Bank of PAFirst National Bank of PA576 Ritchie Hwy, Severna Park, MD 21146A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank155 Ritchie Hwy, Severna Park, MD 21146A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank576 Ritchie Hwy, Severna Park, MD 21146A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA585 Ritchie Hwy, Severna Park, MD 21146A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.573 Ritchie Hwy, Severna Park, MD 21146A+5.0 ★Texas Ratio: 4.24%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, and Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Severna Park, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Severna Park are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Severna Park, Maryland

Market share is the lender's share of all home loans closed in Severna Park, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Severna Park 595 Ritchie Hwy, Severna Park, MD 21146 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	10	1.6%	83.3%	$660,000	View
Bank of America NA 2 offices in Severna Park 601 Baltimore Annapolis Blvd, Severna Park, MD 21146 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +30 HELOCs	1.4%	81.8%	$552,777	View
Shore United Bank, N.A. 1 office in Severna Park 589 Benfield Rd, Severna Park, MD 21146 A5.0 ★Texas Ratio: 9.61%	Conventional, Jumbo	9	1.4%	90%	$876,111	View
First National Bank of PA 1 office in Severna Park 576 Ritchie Hwy, Severna Park, MD 21146 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	8 +19 HELOCs	1.3%	100%	$896,250	View
Truist Bank ★ 1 stars, 1 review 1 office in Severna Park 155 Ritchie Hwy, Severna Park, MD 21146 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	8 +17 HELOCs	1.3%	88.9%	$713,750	View
M&T Bank 1 office in Severna Park 576 Ritchie Hwy, Severna Park, MD 21146 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	7 +18 HELOCs	1.1%	100%	$995,000	View
Wells Fargo Bank NA 1 office in Severna Park 585 Ritchie Hwy, Severna Park, MD 21146 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	6	0.9%	75%	$595,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Severna Park 573 Ritchie Hwy, Severna Park, MD 21146 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +26 HELOCs	0.2%	50%	$805,000	View
Tower Federal Credit Union 810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97%	Conventional, HELOC	16 +50 HELOCs	2.5%	84.2%	$265,625
Atlantic Union Bank 166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	8 +9 HELOCs	1.3%	100%	$825,000	View
Wesbanco Bank, Inc. 2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA, Jumbo, HELOC	5 +3 HELOCs	0.8%	100%	$1,061,000	View
State Employees Credit Union of MD 10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00%	Conventional, Jumbo, HELOC	4 +31 HELOCs	0.6%	100%	$615,000
Aberdeen Proving Ground FCU 996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35%	Conventional, HELOC	3 +4 HELOCs	0.5%	100%	$211,666	View
United Bank Va 1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.5%	100%	$928,333	View
Lower, LLC 810 Bestgate Rd, Annapolis, MD 21401	Conventional	3	0.5%	100%	$305,000
Rosedale Bank 3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98%	Conventional, VA	3	0.5%	100%	$505,000	View
Fulton Bank, National Association 96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85%	Conventional, Jumbo	2	0.3%	100%	$1,135,000	View
Presidential Bank, FSB 4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48%	Conventional, VA	2	0.3%	100%	$560,000	View
Johns Hopkins FCU 1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64%	Conventional	2	0.3%	66.7%	$55,000	View
First Financial of Maryland Federal Credit Union 8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01%	Conventional	2	0.3%	100%	$185,000	View
Point Breeze Credit Union 5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64%	Conventional	2	0.3%	100%	$560,000	View
Citizens Bank, NA 7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +7 HELOCs	0.2%	100%	$1,605,000	View
Nasa Federal Credit Union 2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +2 HELOCs	0.2%	50%	$55,000	View
Educational Systems FCU 2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$545,000	View
Andrews Federal Credit Union 1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28%	Conventional	1	0.2%	100%	$525,000	View
Citibank, NA 8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.2%	100%	$1,105,000	View
TD Bank 2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +5 HELOCs	0%	0%		View
Orrstown Bank 8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +3 HELOCs	0%	n/a		View
APL Federal Credit Union 8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79%	HELOC	0 +2 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +2 HELOCs	0%	n/a		View
Lafayette Federal Credit Union 7537 Greenbelt Rd, Greenbelt, MD 20770 3403	HELOC	0 +1 HELOCs	0%	n/a
Peoples Bank 5530 Wisconsin Ave, Chevy Chase, MD 20815 A+5.0 ★Texas Ratio: 3.39%	HELOC	0 +1 HELOCs	0%	n/a		View
Acnb Bank 2 N Market St, Frederick, MD 21701 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +1 HELOCs	0%	n/a		View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA, Jumbo	44	6.9%	100%	$605,000	View
Nfm, Inc	Conventional, FHA, VA, Jumbo	32	5%	100%	$626,875
Bay Capital Mortgage Corporation	Conventional, VA, Jumbo	7	1.1%	100%	$645,000
Direct Mortgage Loans, LLC	Conventional	5	0.8%	100%	$605,000
Fidelity Direct Mortgage, LLC	Conventional, FHA	2	0.3%	100%	$560,000
The Mortgage Link, Inc.	Conventional	1	0.2%	100%	$495,000
Library of Congress Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	62 +1 HELOCs	9.7%	94.5%	$451,129
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	39 +30 HELOCs	6.1%	75%	$326,025	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	27 +3 HELOCs	4.2%	93.3%	$530,185
Pennymac Loan Services LLC	Conventional, VA, Jumbo	27	4.2%	90%	$533,888
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	13	2%	100%	$551,923
Newrez LLC	Conventional, VA, Jumbo	11	1.7%	73.3%	$479,545
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	10 +1 HELOCs	1.6%	100%	$790,000
Primary Residential Mortgage, INC.	Conventional	10	1.6%	100%	$569,000
TowneBank	Conventional, FHA, VA, Jumbo	10	1.6%	90.9%	$540,000
Freedom Mortgage Corporation	Conventional, VA	9	1.4%	100%	$501,666
First Savings Mortgage Corporation	Conventional, VA, Jumbo	9	1.4%	100%	$780,555
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	8	1.3%	100%	$658,750
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo	8	1.3%	100%	$688,750
Das Acquisition Company, LLC	Conventional, FHA, VA	7	1.1%	100%	$636,428
Nationstar Mortgage	Conventional	7	1.1%	87.5%	$143,571
Mortgage Research Center	Conventional, VA, Jumbo	7	1.1%	63.6%	$740,714
Movement Mortgage, LLC	Conventional, FHA, HELOC	6 +1 HELOCs	0.9%	100%	$535,000
Guaranteed Rate Affinity, LLC	Conventional, VA	6	0.9%	85.7%	$455,000
Amerisave Mortgage Company	Conventional, FHA	6	0.9%	75%	$195,000
Southern Trust Mortgage, LLC	Conventional, VA, Jumbo	6	0.9%	100%	$608,333
Mutual of Omaha Mortgage	Conventional, VA	6	0.9%	100%	$593,333
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	5 +4 HELOCs	0.8%	100%	$897,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.8%	100%	$163,000	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	4 +2 HELOCs	0.6%	57.1%	$287,500	View
Envoy Mortgage, Ltd	Conventional, VA	4	0.6%	100%	$455,000
American Financial Network, Inc.	Conventional, FHA, VA	4	0.6%	100%	$447,500
Intercoastal Mortgage, LLC	Conventional	4	0.6%	100%	$682,500
First Heritage Mortgage, LLC	Conventional, VA	4	0.6%	100%	$495,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA, Jumbo	4	0.6%	100%	$690,000	View
Vellum Mortgage, Inc.	Conventional, VA, Jumbo	4	0.6%	100%	$877,500
Better Mortgage Corporation	Conventional	4	0.6%	66.7%	$442,500
Fairway Independent Mort Corp	Conventional, VA, Jumbo	4	0.6%	100%	$727,500
Congressional Federal Credit Union	Conventional	3	0.5%	80%	$135,000
Provident Funding Associates	Conventional	3	0.5%	100%	$471,666
The Loan Store, Inc	Conventional	3	0.5%	100%	$528,333
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$670,000	View
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.3%	50%	$170,000
Originpoint, LLC	Conventional, VA	2	0.3%	100%	$605,000
Atlantic Coast Mortgage, LLC	Conventional	2	0.3%	100%	$500,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.3%	100%	$875,000	View
SWBC Mortgage Corporation	Conventional, VA, Jumbo	2	0.3%	100%	$615,000
TruMark Financial Credit Union	Conventional	2	0.3%	100%	$560,000
Allied Mortgage Group, Inc	Conventional, FHA	2	0.3%	100%	$465,000
Guild Mortgage Company	Conventional	2	0.3%	100%	$750,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.3%	100%	$595,000	View
Select Lending Services, LLC	Conventional, FHA	2	0.3%	100%	$365,000
Linkbank	Conventional	2	0.3%	100%	$285,000
Total Mortgage Services, LLC	Conventional, FHA	2	0.3%	100%	$615,000
Cardinal Financial Company, Li	Conventional	2	0.3%	100%	$380,000
Embrace Home Loans, Inc.	Conventional, VA	2	0.3%	100%	$610,000
New American Funding, LLC.	Conventional, FHA	2	0.3%	66.7%	$495,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.3%	66.7%	$655,000	View
Plaza Home Mortgage, Inc	Conventional, VA	2	0.3%	100%	$570,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.2%	50%	$145,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$305,000
Arc Home LLC	Conventional	1	0.2%	100%	$295,000
EMM Loans LLC	Conventional	1	0.2%	100%	$405,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	100%	$535,000	View
First Community Mortgage, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,445,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.2%	100%	$895,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.2%	100%	$715,000	View
Goodleap, LLC	FHA	1	0.2%	100%	$395,000
Contour Mortgage Corporation	VA	1	0.2%	100%	$475,000
Lakeview Loan Servicing, LLC	Conventional	1	0.2%	57.1%	$655,000
MortgageOne, Inc	Conventional	1	0.2%	100%	$305,000
ALCOVA Mortgage, LLC	VA, Jumbo	1	0.2%	100%	$945,000
Kind Lending, LLC	Conventional	1	0.2%	100%	$445,000
PHH Mortgage Corporation	Conventional	1	0.2%	100%	$765,000
AdvantageFirst Lending Inc	Conventional	1	0.2%	50%	$325,000
City Lending Inc.	FHA	1	0.2%	100%	$425,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.2%	100%	$565,000	View
HomeBridge Financial Services, Inc	Conventional	1	0.2%	50%	$525,000
Michigan Mutual, Inc	Conventional	1	0.2%	100%	$415,000
MortgageCountry	Conventional	1	0.2%	100%	$455,000
Success Mortgage Partners, Inc	VA	1	0.2%	100%	$625,000
Apple Federal Credit Union A+5.0 ★Texas Ratio: 2.79%	Conventional	1	0.2%	100%	$225,000	View
Sun West Mortgage Company, Inc	VA	1	0.2%	100%	$635,000
Credit Union Mortgage Associat	Conventional	1	0.2%	100%	$565,000
VanDyk Mortgage Corporation	FHA	1	0.2%	100%	$505,000
Union Home Mortgage Corp.	VA	1	0.2%	100%	$715,000
Rev Federal Credit Union	Conventional	1	0.2%	100%	$745,000
Bay Equity LLC	Conventional	1	0.2%	100%	$405,000
Aurora Financial, LLC	VA	1	0.2%	100%	$395,000
Justice Federal Credit Union	Conventional	1	0.2%	100%	$685,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.2%	16.7%	$455,000	View
Atlantic Bay Mortgage Group	Conventional	1	0.2%	100%	$505,000
Mortgage Equity Partners LLC	Conventional	1	0.2%	100%	$785,000
Waterstone Mortgage Corporation	Conventional	1	0.2%	100%	$715,000
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0.2%	100%	$355,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	1	0.2%	100%	$945,000	View
Nmsi, Inc.	Conventional	1	0.2%	100%	$675,000
Cfbank NA ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.2%	100%	$695,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.2%	100%	$1,995,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.2%	100%	$525,000	View
United Nations Federal CU	Conventional, Jumbo	1	0.2%	100%	$875,000
Reliance First Capital, LLC	Conventional	1	0.2%	100%	$125,000
First Technology Federal Credit Union	Conventional	1	0.2%	100%	$405,000
Village Capital & Investment	VA, Jumbo	1	0.2%	50%	$1,035,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Bank Fund Staff Federal Credit	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
Northrop Grumman Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Severna Park Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Severna Park, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Severna Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Severna Park in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Severna Park, MD

Use these to narrow the list above. Each category shows how many Severna Park, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 77 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 23 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 40 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 42 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MD 22 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Severna Park, MD

Independent mortgage companies closed 67.1 percent of home loans in Severna Park, Maryland in 2025, banks 20 percent and credit unions 12.8 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 9 loans.

67.1%

Mortgage companies

20%

Banks

12.8%

Credit unions

FHA loans

16%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Bowie 190 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Bel Air South 158 lenders Germantown 179 lenders Odenton 173 lenders Pasadena 160 lenders Dundalk 146 lenders

Frequently Asked Questions About Mortgage Lenders in Severna Park, MD

Who is the largest mortgage lender in Severna Park, MD?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Severna Park, Maryland with 10 loans, about 1.6 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Severna Park, MD have the highest approval rates?

Among lenders with meaningful volume in Severna Park, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 94.5 percent, against a 90.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Severna Park, MD mortgage lenders offer FHA, VA and USDA loans?

23 lenders closed FHA loans in Severna Park, Maryland in 2025, led by United Wholesale Mortgage with 4. 40 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Severna Park, MD lender list?

Yes. 43 banks and 28 credit unions closed home loans in Severna Park, Maryland in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Severna Park, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Severna Park, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Severna Park, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Severna Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.