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Mortgage Lenders and Brokers in Montgomery Village, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Montgomery Village, Maryland mortgage lenders include Bank of America NABank of America NA19294 Montgomery Village Ave, Montgomery Village, MD 20886A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank19130 Montgomery Village Ave, Montgomery Village, MD 20886A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, and United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Montgomery Village, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Montgomery Village are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Montgomery Village, Maryland

Market share is the lender's share of all home loans closed in Montgomery Village, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Bank of America NA 1 office in Montgomery Village 19294 Montgomery Village Ave, Montgomery Village, MD 20886 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +13 HELOCs	1.3%	100%	$357,222	View
Truist Bank ★ 1 stars, 1 review 1 office in Montgomery Village 19130 Montgomery Village Ave, Montgomery Village, MD 20886 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	8 +17 HELOCs	1.1%	80%	$343,750	View
Atlantic Union Bank 1 office in Montgomery Village 166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, HELOC	2 +6 HELOCs	0.3%	100%	$365,000	View
JPMorgan Chase Bank, NA 920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68%	Conventional	19	2.7%	100%	$356,052	View
Citibank, NA 8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	10 +1 HELOCs	1.4%	90.9%	$483,000	View
First National Bank of PA 3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	9 +6 HELOCs	1.3%	81.8%	$432,777	View
Lower, LLC 810 Bestgate Rd, Annapolis, MD 21401	Conventional, FHA, VA	8	1.1%	81.8%	$382,500
Fulton Bank, National Association 96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85%	Conventional	7	1%	100%	$166,428	View
Wells Fargo Bank NA 400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36%	Conventional	7	1%	100%	$392,142	View
United Bank Va 1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	5	0.7%	100%	$351,000	View
M&T Bank 207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, HELOC	4 +6 HELOCs	0.6%	80%	$487,500	View
Educational Systems FCU 2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	4 +2 HELOCs	0.6%	77.8%	$152,500	View
TD Bank 2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +5 HELOCs	0.4%	60%	$228,333	View
Citizens Bank, NA 7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44%	Conventional, FHA, HELOC	3 +3 HELOCs	0.4%	100%	$538,333	View
Capital Bank, N.A. 6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49%	Conventional, FHA	3	0.4%	100%	$391,666	View
Pinnacle Bank 7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04%	Conventional	2	0.3%	100%	$155,000	View
State Employees Credit Union of MD 10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00%	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$465,000
Tower Federal Credit Union 810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$305,000
Mid-Atlantic FCU 555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$165,000	View
Nasa Federal Credit Union 2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000	View
Presidential Bank, FSB 4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$175,000	View
First Financial of Maryland Federal Credit Union 8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01%	Conventional	1	0.1%	100%	$75,000	View
Aberdeen Proving Ground FCU 996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35%	Conventional	1	0.1%	100%	$275,000	View
First Ciitizens Bank and Trust 890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$25,000	View
Point Breeze Credit Union 5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64%	Conventional	1	0.1%	100%	$205,000	View
Shore United Bank, N.A. 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61%	Conventional	1	0.1%	100%	$725,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +17 HELOCs	0%	0%		View
Wesbanco Bank, Inc. 2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87%	HELOC	0 +1 HELOCs	0%	n/a		View
Lafayette Federal Credit Union 7537 Greenbelt Rd, Greenbelt, MD 20770 3403	HELOC	0 +1 HELOCs	0%	n/a
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	14	2%	100%	$376,428	View
All Credit Considered Mortgage, Inc.	Conventional	11	1.6%	91.7%	$137,727
Nfm, Inc	Conventional, FHA, VA	11	1.6%	91.7%	$388,636
Fidelity Direct Mortgage, LLC	Conventional, FHA	10	1.4%	100%	$340,000
The Mortgage Link, Inc.	Conventional, FHA	9	1.3%	100%	$366,111
Nih Federal Credit Union	Conventional	4	0.6%	80%	$242,500
Bay Capital Mortgage Corporation	Conventional, FHA	4	0.6%	100%	$277,500
Direct Mortgage Loans, LLC	Conventional, FHA	3	0.4%	100%	$321,666
Millennium Financial Group Inc dba Mlend	Conventional	2	0.3%	100%	$250,000
Rocket Mortgage	Conventional, FHA	51	7.3%	76.7%	$289,705
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	49	7%	64.5%	$432,551
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	39 +1 HELOCs	5.6%	79.2%	$402,179
Pennymac Loan Services LLC	Conventional, FHA, VA	23	3.3%	82.8%	$342,391
First Heritage Mortgage, LLC	Conventional, FHA, VA	18	2.6%	94.7%	$407,777
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	17	2.4%	94.4%	$333,823
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	16 +2 HELOCs	2.3%	94.1%	$393,125
TowneBank	Conventional, FHA	16	2.3%	94.1%	$300,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	12 +8 HELOCs	1.7%	59.1%	$354,166	View
Vellum Mortgage, Inc.	Conventional, FHA, VA	12	1.7%	100%	$370,833
Newrez LLC	Conventional, FHA	10	1.4%	47.6%	$236,000
Cmg Mortgage Inc	Conventional, FHA, VA	10	1.4%	100%	$469,000
Embrace Home Loans, Inc.	Conventional, FHA, VA	10	1.4%	100%	$362,000
Nationstar Mortgage	Conventional, FHA	9	1.3%	58.8%	$296,111
SWBC Mortgage Corporation	Conventional, FHA	8	1.1%	88.9%	$387,500
Freedom Mortgage Corporation	Conventional, FHA, VA	8	1.1%	100%	$385,000
Fairway Independent Mort Corp	Conventional, VA	8	1.1%	100%	$433,750
Movement Mortgage, LLC	Conventional, FHA	7	1%	100%	$272,142
American Pacific Mortgage Corporation	Conventional, FHA	7	1%	77.8%	$340,714
Atlantic Coast Mortgage, LLC	Conventional, FHA	6	0.9%	100%	$370,000
Primary Residential Mortgage, INC.	Conventional, FHA	6	0.9%	100%	$308,333
First Savings Mortgage Corporation	Conventional, FHA	6	0.9%	100%	$430,000
Mortgage Research Center	VA	6	0.9%	75%	$520,000
Spring Eq, LLC	Conventional, HELOC	5 +3 HELOCs	0.7%	22.7%	$101,000
loanDepot.com LLC	Conventional, FHA, HELOC	5 +2 HELOCs	0.7%	100%	$455,000
City Lending Inc.	Conventional, FHA	5	0.7%	100%	$297,000
Bay Equity LLC	Conventional, FHA, VA	5	0.7%	83.3%	$477,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.7%	85.7%	$349,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, FHA	4	0.6%	80%	$602,500	View
Everett Financial, Inc.	Conventional, FHA	4	0.6%	100%	$212,500
Kind Lending, LLC	Conventional, FHA	4	0.6%	66.7%	$482,500
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	4	0.6%	66.7%	$387,500	View
Provident Funding Associates	Conventional	4	0.6%	100%	$370,000
T2 Financial LLC	Conventional	4	0.6%	100%	$287,500
Mortgage Equity Partners LLC	Conventional, FHA	4	0.6%	66.7%	$350,000
Zillow Home Loans, LLC	Conventional, FHA	4	0.6%	100%	$350,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +4 HELOCs	0.4%	50%	$595,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	3 +2 HELOCs	0.4%	50%	$115,000	View
Bank Fund Staff Federal Credit	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$498,333
Union Home Mortgage Corp.	Conventional, FHA, HELOC	3 +1 HELOCs	0.4%	100%	$595,000
Better Mortgage Corporation	Conventional, FHA, HELOC	3 +1 HELOCs	0.4%	100%	$408,333
Guaranteed Rate, Inc.	Conventional	3	0.4%	75%	$391,666
American Financial Network, Inc.	FHA	3	0.4%	100%	$441,666
Intercoastal Mortgage, LLC	Conventional, VA	3	0.4%	100%	$585,000
Peoples Mortgage Company	Conventional, FHA	3	0.4%	100%	$398,333
The Loan Store, Inc	Conventional	3	0.4%	80%	$575,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.3%	100%	$285,000	View
Cornerstone First Mortgage, LLC	Conventional	2	0.3%	100%	$195,000
Guidance Residential, LLC	Conventional	2	0.3%	100%	$310,000
Dart Bank	Conventional	2	0.3%	100%	$245,000
Amerisave Mortgage Company	Conventional	2	0.3%	25%	$135,000
Guild Mortgage Company	Conventional	2	0.3%	100%	$540,000
Credit Union Mortgage Associat	Conventional	2	0.3%	66.7%	$435,000
Weichert Financial Services	Conventional, FHA	2	0.3%	100%	$360,000
Churchill Mortgage Corporation	Conventional	2	0.3%	100%	$530,000
Planet Home Lending, LLC	FHA, VA	2	0.3%	100%	$610,000
Keystone Funding, Inc	Conventional, FHA	2	0.3%	100%	$275,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.3%	100%	$195,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.3%	100%	$345,000	View
Langley Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$485,000
EMM Loans LLC	VA	1	0.1%	100%	$655,000
Originpoint, LLC	Conventional	1	0.1%	100%	$465,000
Primelending	VA	1	0.1%	100%	$255,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$275,000	View
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$355,000
Servion	FHA	1	0.1%	100%	$335,000
Lakeview Loan Servicing, LLC	VA	1	0.1%	33.3%	$525,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$695,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$575,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$385,000
Nbkc Bank	Conventional	1	0.1%	100%	$625,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$475,000
Loansteady LLC	Conventional	1	0.1%	100%	$385,000
Bank of Clarke A5.0 ★Texas Ratio: 7.27%	Conventional	1	0.1%	100%	$395,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$165,000	View
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$435,000	View
Loanunited.Com, LLC	FHA	1	0.1%	100%	$495,000
Home Mortgage Alliance Corp (Hmac)	FHA	1	0.1%	100%	$435,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$565,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$235,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	50%	$755,000	View
HomeBridge Financial Services, Inc	FHA	1	0.1%	100%	$425,000
Financial Freedom Mortgage, LLC	FHA	1	0.1%	100%	$345,000
Apple Federal Credit Union A+5.0 ★Texas Ratio: 2.79%	Conventional	1	0.1%	33.3%	$505,000	View
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$395,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$345,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$495,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$195,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	25%	$615,000	View
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$235,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$125,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$325,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$105,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$575,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$265,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$365,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	50%	$245,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
New American Funding, LLC.	FHA	1	0.1%	33.3%	$375,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$205,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	33.3%	$75,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$155,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$685,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$175,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$225,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$285,000
Village Capital & Investment	FHA	1	0.1%	66.7%	$415,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$445,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +1 HELOCs	0%	n/a		View
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Montgomery Village Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Montgomery Village, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Montgomery Village? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Montgomery Village in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Montgomery Village, MD

Use these to narrow the list above. Each category shows how many Montgomery Village, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 93 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 61 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 24 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in MD 22 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Montgomery Village, MD

Independent mortgage companies closed 74.7 percent of home loans in Montgomery Village, Maryland in 2025, banks 19.8 percent and credit unions 5.5 percent. Lower, LLC was the largest mortgage company, Bank of America NA the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Lower, LLC led with 8 loans.

74.7%

Mortgage companies

19.8%

Banks

5.5%

Credit unions

21%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Bowie 190 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Bel Air South 158 lenders Germantown 179 lenders Odenton 173 lenders Pasadena 160 lenders Dundalk 146 lenders

Frequently Asked Questions About Mortgage Lenders in Montgomery Village, MD

Who is the largest mortgage lender in Montgomery Village, MD?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Montgomery Village, Maryland with 9 loans, about 1.3 percent of the market. The largest lender headquartered in Maryland was Lower, LLC with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Montgomery Village, MD have the highest approval rates?

Among lenders with meaningful volume in Montgomery Village, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 76.7 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Montgomery Village, MD mortgage lenders offer FHA, VA and USDA loans?

61 lenders closed FHA loans in Montgomery Village, Maryland in 2025, led by Nvr Mortgage Finance, Inc. with 15. 24 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Montgomery Village, MD lender list?

Yes. 40 banks and 21 credit unions closed home loans in Montgomery Village, Maryland in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Montgomery Village, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Montgomery Village, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Montgomery Village, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Montgomery Village. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.