Mortgage Lenders and Brokers in Milford Mill, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milford Mill, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Securityplus FCUSecurityplus FCU7135 Windsor Blvd, Baltimore, MD 21244A5.0 ★Texas Ratio: 9.19%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, and Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milford Mill, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milford Mill are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milford Mill, Maryland
Market share is the lender's share of all home loans closed in Milford Mill, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 2.5% | 85.7% | $243,333 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 5 +1 HELOCs |
2% | 71.4% | $197,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 3 +9 HELOCs |
1.2% | 100% | $298,333 | |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 3 | 1.2% | 100% | $128,333 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +7 HELOCs |
0.8% | 100% | $220,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $80,000 | |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 2 | 0.8% | 100% | $125,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.8% | 33.3% | $215,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 2 | 0.8% | 100% | $300,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $285,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $485,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $125,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.4% | 50% | $35,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 0.4% | 50% | $345,000 | |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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175 W Ostend Street, Baltimore, MD 21230 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 5 | 2% | 100% | $283,000 | View |
Direct Mortgage Loans, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $328,333 | |
The Mortgage Link, Inc.
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Conventional, FHA | 3 | 1.2% | 100% | $328,333 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $300,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 66.7% | $195,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.4% | 100% | $315,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 15.6% | 73.6% | $200,789 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +4 HELOCs |
7% | 81.8% | $352,058 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 7 | 2.9% | 100% | $247,857 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 2.9% | 90.9% | $330,714 | |
Newrez LLC
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Conventional, VA | 6 | 2.5% | 42.9% | $218,333 | |
Nationstar Mortgage
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Conventional, VA | 6 | 2.5% | 100% | $151,666 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
2% | 71.4% | $391,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.6% | 38.5% | $130,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 1.6% | 66.7% | $270,000 | |
Fairway Independent Mort Corp
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FHA, VA | 4 | 1.6% | 100% | $295,000 | |
EMM Loans LLC
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Conventional, FHA | 3 | 1.2% | 100% | $355,000 | |
Equity Resources Inc
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Conventional, FHA | 3 | 1.2% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 1.2% | 60% | $451,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $145,000 | |
City Lending Inc.
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Conventional, FHA | 3 | 1.2% | 100% | $258,333 | |
Mortgage Research Center
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VA | 3 | 1.2% | 50% | $318,333 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $220,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $190,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 2 | 0.8% | 100% | $285,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $335,000 | |
Goodleap, LLC
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FHA, VA | 2 | 0.8% | 100% | $350,000 | |
Everett Financial, Inc.
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Conventional | 2 | 0.8% | 100% | $155,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 0.8% | 50% | $300,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.8% | 100% | $370,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.8% | 66.7% | $260,000 | |
HomeBridge Financial Services, Inc
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FHA | 2 | 0.8% | 50% | $340,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.8% | 100% | $310,000 | View |
Uif Corporation
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Conventional | 2 | 0.8% | 66.7% | $360,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.8% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.8% | 20% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 2 | 0.8% | 100% | $350,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.8% | 100% | $160,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.4% | 100% | $345,000 | View |
First Community Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $155,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 25% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.4% | 100% | $45,000 | View |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Acrisure Mortgage, LLC
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VA | 1 | 0.4% | 100% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.4% | 100% | $285,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 100% | $265,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $155,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $185,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 66.7% | $295,000 | View |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $245,000 | |
Das Acquisition Company, LLC
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VA | 1 | 0.4% | 100% | $515,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $645,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $185,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $195,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.4% | 100% | $495,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $485,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
Sierra Pacific Mortgage Co. Inc
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VA | 1 | 0.4% | 100% | $345,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $355,000 | |
TowneBank
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Conventional | 1 | 0.4% | 100% | $335,000 | |
New American Funding, LLC.
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VA | 1 | 0.4% | 50% | $365,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 33.3% | $295,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $335,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 12.5% | $35,000 | |
Geneva Financial LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 50% | $305,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $275,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Milford Mill Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milford Mill, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Milford Mill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milford Mill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milford Mill, MD
Use these to narrow the list above. Each category shows how many Milford Mill, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Milford Mill, MD
Independent mortgage companies closed 77.5 percent of home loans in Milford Mill, Maryland in 2025, banks 17.2 percent and credit unions 5.3 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milford Mill, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Milford Mill, Maryland with 6 loans, about 2.5 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Milford Mill, Maryland in 2025, led by Rocket Mortgage with 11. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 8 credit unions closed home loans in Milford Mill, Maryland in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milford Mill, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milford Mill, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milford Mill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
