Mortgage Lenders and Brokers in Lochearn, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lochearn, Maryland mortgage lenders include First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Securityplus FCUSecurityplus FCU7135 Windsor Blvd, Baltimore, MD 21244A5.0 ★Texas Ratio: 9.19%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, and United Bank VaUnited Bank Va1835 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lochearn, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lochearn are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lochearn, Maryland
Market share is the lender's share of all home loans closed in Lochearn, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 8 | 2.1% | 88.9% | $187,500 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 7 +11 HELOCs |
1.9% | 63.6% | $185,000 | |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 1.9% | 100% | $196,428 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 6 | 1.6% | 54.5% | $160,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.1% | 100% | $215,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 4 | 1.1% | 80% | $195,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 100% | $355,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 3 | 0.8% | 100% | $175,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 50% | $310,000 | |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.5% | 100% | $395,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 2 | 0.5% | 100% | $75,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 0.5% | 100% | $125,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +9 HELOCs |
0.3% | 33.3% | $165,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $365,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $335,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.3% | 33.3% | $115,000 | |
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8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.3% | 50% | $65,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Nfm, Inc
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Conventional, FHA, VA | 14 | 3.7% | 100% | $336,428 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 13 | 3.5% | 100% | $331,153 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 10 | 2.7% | 90.9% | $316,000 | View |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $345,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $330,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.3% | 50% | $355,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 48 | 12.8% | 79.7% | $191,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 36 +1 HELOCs |
9.6% | 83.7% | $307,777 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.4% | 66.7% | $248,333 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 2.1% | 53.3% | $227,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 7 +4 HELOCs |
1.9% | 87.5% | $186,428 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.9% | 77.8% | $220,714 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 6 | 1.6% | 100% | $251,666 | |
Sun West Mortgage Company, Inc
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FHA, VA | 6 | 1.6% | 100% | $313,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 6 | 1.6% | 66.7% | $208,333 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 6 | 1.6% | 85.7% | $168,333 | View |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.3% | 50% | $285,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.3% | 100% | $277,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA | 4 | 1.1% | 80% | $292,500 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.1% | 80% | $325,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 4 | 1.1% | 100% | $322,500 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 21.4% | $55,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +3 HELOCs |
0.8% | 37.5% | $45,000 | |
Originpoint, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $198,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.8% | 60% | $228,333 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $278,333 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 3 | 0.8% | 100% | $355,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $365,000 | |
Embrace Home Loans, Inc.
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FHA, VA | 3 | 0.8% | 75% | $291,666 | |
Mortgage Research Center
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VA | 3 | 0.8% | 75% | $378,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 60% | $328,333 | |
Village Capital & Investment
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FHA, VA | 3 | 0.8% | 60% | $325,000 | |
Goodleap, LLC
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FHA, HELOC | 2 +1 HELOCs |
0.5% | 75% | $280,000 | |
EMM Loans LLC
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FHA | 2 | 0.5% | 100% | $425,000 | |
Affordable Mortgage Advisors
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Conventional, VA | 2 | 0.5% | 100% | $320,000 | |
Firstrust Savings Bank
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Conventional | 2 | 0.5% | 40% | $140,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.5% | 100% | $280,000 | View |
HomeBridge Financial Services, Inc
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FHA | 2 | 0.5% | 66.7% | $415,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $185,000 | |
Bay Equity LLC
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FHA | 2 | 0.5% | 100% | $490,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.5% | 100% | $400,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 0.5% | 100% | $195,000 | |
T2 Financial LLC
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FHA | 2 | 0.5% | 66.7% | $360,000 | |
Geneva Financial LLC
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VA | 2 | 0.5% | 100% | $400,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.5% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.5% | 100% | $195,000 | View |
Paramount Residential Mortgage
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FHA | 2 | 0.5% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 2 | 0.5% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 12.5% | $35,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Hartford Funding, Ltd.
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FHA | 1 | 0.3% | 100% | $275,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $245,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.3% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $395,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 33.3% | $345,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
Dart Bank
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 11.1% | $105,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 25% | $265,000 | |
Financial Freedom Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
Credit Union Mortgage Associat
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FHA | 1 | 0.3% | 100% | $295,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Select Lending Services, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $85,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 50% | $255,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $255,000 | |
First Heritage Mortgage, LLC
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FHA | 1 | 0.3% | 50% | $375,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 25% | $295,000 | |
Land Home Financial Services,
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FHA | 1 | 0.3% | 50% | $405,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $455,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 50% | $195,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $285,000 | |
Agriculture Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $45,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
Milend, Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
Towne Mortgage Company
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FHA | 1 | 0.3% | 100% | $345,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $185,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
TowneBank
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FHA | 1 | 0.3% | 100% | $295,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.3% | 100% | $225,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 9.1% | $125,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.3% | 50% | $345,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.3% | 100% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Langley Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lochearn Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lochearn, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Lochearn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lochearn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lochearn, MD
Use these to narrow the list above. Each category shows how many Lochearn, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Lochearn, MD
Independent mortgage companies closed 75.8 percent of home loans in Lochearn, Maryland in 2025, banks 16 percent and credit unions 8.2 percent. Lower, LLC was the largest mortgage company, First National Bank of PA the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lochearn, MD
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Lochearn, Maryland with 8 loans, about 2.1 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
62 lenders closed FHA loans in Lochearn, Maryland in 2025, led by United Wholesale Mortgage with 16. 26 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 16 credit unions closed home loans in Lochearn, Maryland in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lochearn, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lochearn, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lochearn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
