Mortgage Lenders and Brokers in Lake Shore, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Shore, Maryland mortgage lenders include Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, and Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Shore, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Shore are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Shore, Maryland
Market share is the lender's share of all home loans closed in Lake Shore, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 18 +31 HELOCs |
3.2% | 85.7% | $215,000 | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 8 +12 HELOCs |
1.4% | 100% | $445,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 7 +4 HELOCs |
1.2% | 87.5% | $776,428 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 7 | 1.2% | 87.5% | $545,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 6 +16 HELOCs |
1.1% | 85.7% | $410,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, Jumbo | 6 | 1.1% | 100% | $545,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 6 | 1.1% | 100% | $900,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 5 +25 HELOCs |
0.9% | 100% | $371,000 | |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 5 +1 HELOCs |
0.9% | 83.3% | $203,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +8 HELOCs |
0.5% | 100% | $408,333 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, VA | 3 | 0.5% | 100% | $615,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 3 | 0.5% | 100% | $331,666 | View |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional, FHA | 3 | 0.5% | 100% | $525,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.4% | 100% | $1,270,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.4% | 100% | $680,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $2,660,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA, VA | 2 | 0.4% | 100% | $505,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 100% | $175,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $515,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $65,000 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $995,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $395,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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501 S Stepney Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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6721 Old National Pike, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | View |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.2% | 66.7% | $395,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,955,000 | View |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
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Conventional, FHA, VA, Jumbo | 22 | 3.9% | 100% | $527,727 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 19 | 3.4% | 100% | $522,368 | View |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 12 | 2.1% | 100% | $456,666 | |
Bay Capital Mortgage Corporation
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Conventional, VA | 5 | 0.9% | 100% | $327,000 | |
Universal Mortgage & Finance, Inc
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Conventional, FHA | 4 | 0.7% | 100% | $380,000 | |
Cazle Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $275,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $190,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 53 | 9.4% | 83.3% | $286,320 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 43 | 7.6% | 95.7% | $447,325 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 22 +9 HELOCs |
3.9% | 84.6% | $270,454 | View |
TowneBank
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Conventional, FHA, VA | 22 | 3.9% | 100% | $403,181 | |
Mortgage Research Center
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Conventional, FHA, VA | 20 | 3.5% | 90.9% | $449,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 19 | 3.4% | 87.5% | $466,578 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA, Jumbo | 17 | 3% | 100% | $465,000 | |
Newrez LLC
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Conventional, VA | 16 | 2.8% | 76.2% | $315,625 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 15 | 2.7% | 90.9% | $585,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 10 | 1.8% | 76.9% | $301,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 8 | 1.4% | 88.9% | $521,250 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
1.1% | 100% | $503,333 | |
CrossCountry Mortgage, LLC
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Conventional | 6 | 1.1% | 100% | $553,333 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 4 +5 HELOCs |
0.7% | 100% | $617,500 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.7% | 40% | $90,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $500,000 | |
Credit Union Mortgage Associat
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Conventional | 4 | 0.7% | 100% | $392,500 | |
Bay Equity LLC
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Conventional, VA | 4 | 0.7% | 100% | $505,000 | |
Mortgage Equity Partners LLC
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Conventional, FHA | 4 | 0.7% | 100% | $477,500 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 4 | 0.7% | 100% | $520,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 4 | 0.7% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 80% | $170,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 60% | $305,000 | View |
New American Funding, LLC.
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FHA, HELOC | 3 +1 HELOCs |
0.5% | 75% | $518,333 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 3 | 0.5% | 75% | $358,333 | |
PHH Mortgage Corporation
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Conventional, VA | 3 | 0.5% | 75% | $558,333 | |
Guild Mortgage Company
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Conventional | 3 | 0.5% | 100% | $371,666 | |
Southern Trust Mortgage, LLC
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Conventional, VA | 3 | 0.5% | 100% | $408,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 3 | 0.5% | 100% | $391,666 | View |
Paramount Residential Mortgage
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Conventional | 3 | 0.5% | 100% | $401,666 | |
Northrop Grumman Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $250,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $410,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $100,000 | View |
EMM Loans LLC
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Conventional | 2 | 0.4% | 100% | $485,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 0.4% | 100% | $560,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
SWBC Mortgage Corporation
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FHA, VA, Jumbo | 2 | 0.4% | 66.7% | $685,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.4% | 100% | $530,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $175,000 | View |
HomeBridge Financial Services, Inc
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FHA, VA | 2 | 0.4% | 100% | $375,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 100% | $215,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.4% | 100% | $310,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.4% | 100% | $605,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $515,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.4% | 100% | $695,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $540,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.4% | 100% | $645,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.4% | 33.3% | $115,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $270,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
Members 1St FCU
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,375,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 100% | $495,000 | |
Success Lending, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $515,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.2% | 100% | $205,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.2% | 100% | $575,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 100% | $315,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,975,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $735,000 | View |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $545,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $785,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $335,000 | View |
Loanleaders of America, Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.2% | 100% | $635,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Ithink Financial Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,355,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $355,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $365,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $675,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Shore Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Shore, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Lake Shore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Shore in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Shore, MD
Use these to narrow the list above. Each category shows how many Lake Shore, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Shore, MD
Independent mortgage companies closed 67.8 percent of home loans in Lake Shore, Maryland in 2025, banks 20.5 percent and credit unions 11.7 percent. Lower, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Shore, MD
By home loans closed in 2025, Tower Federal Credit Union was the largest mortgage lender in Lake Shore, Maryland with 18 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake Shore, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.3 percent, against a 90.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Lake Shore, Maryland in 2025, led by Freedom Mortgage Corporation with 6. 40 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 20 credit unions closed home loans in Lake Shore, Maryland in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Shore, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Shore, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Shore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
