Mortgage Lenders and Brokers in Fulton, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fulton, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8155 Maple Lawn Blvd, Fulton, MD 20759A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.8194 Maple Lawn Blvd, Fulton, MD 20759A+5.0 ★Texas Ratio: 4.24%, APL Federal Credit UnionAPL Federal Credit Union8870 McGaw Rd, Columbia, MD 21045A+5.0 ★Texas Ratio: 2.79%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD8175 Westside Blvd, Fulton, MD 20759A5.0 ★Texas Ratio: 6.00%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, and Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fulton, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fulton are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fulton, Maryland
Market share is the lender's share of all home loans closed in Fulton, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fulton 8155 Maple Lawn Blvd, Fulton, MD 20759 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 3.5% | 83.3% | $1,069,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Fulton 8194 Maple Lawn Blvd, Fulton, MD 20759 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 3 +6 HELOCs |
2.1% | 100% | $121,666 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
2.1% | 100% | $828,333 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.1% | 100% | $1,215,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 2.1% | 100% | $658,333 | View |
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8175 Westside Blvd, Fulton, MD 20759 A5.0 ★Texas Ratio: 6.00% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
1.4% | 66.7% | $910,000 | |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, Jumbo | 2 | 1.4% | 100% | $820,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +10 HELOCs |
0.7% | 100% | $465,000 | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +7 HELOCs |
0.7% | 100% | $255,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 50% | $775,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.7% | 100% | $1,165,000 | View |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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12806 Shank Farm Way, Hagerstown, MD 21742 A+5.0 ★Texas Ratio: 5.69% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $435,000 | View |
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890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
VA, Jumbo | 1 | 0.7% | 100% | $955,000 | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Direct Mortgage Loans, LLC
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Conventional, VA, Jumbo | 2 | 1.4% | 100% | $895,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.7% | 100% | $655,000 | View |
Universal Mortgage & Finance, Inc
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Nfm, Inc
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 16 | 11.1% | 76.2% | $617,500 | |
Nvr Mortgage Finance, Inc.
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Conventional, Jumbo | 11 | 7.6% | 100% | $579,545 | |
United Wholesale Mortgage
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Conventional | 7 | 4.9% | 77.8% | $600,714 | |
Pennymac Loan Services LLC
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Conventional, VA | 7 | 4.9% | 77.8% | $707,857 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 4 +5 HELOCs |
2.8% | 80% | $700,000 | View |
Newrez LLC
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Conventional, Jumbo | 4 | 2.8% | 80% | $465,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
2.1% | 60% | $138,333 | |
Atlantic Coast Mortgage, LLC
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Conventional, Jumbo | 3 | 2.1% | 100% | $791,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.1% | 100% | $631,666 | |
Credit Union Mortgage Associat
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Conventional | 3 | 2.1% | 100% | $608,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 2.1% | 100% | $498,333 | |
First Heritage Mortgage, LLC
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Conventional, Jumbo | 3 | 2.1% | 100% | $1,091,666 | |
Provident Funding Associates
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Conventional | 3 | 2.1% | 100% | $581,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 2.1% | 100% | $581,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, Jumbo | 3 | 2.1% | 100% | $648,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.4% | 100% | $1,155,000 | View |
Equity Resources Inc
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Conventional | 2 | 1.4% | 100% | $595,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.4% | 100% | $745,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 1.4% | 100% | $725,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 1.4% | 100% | $485,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 2 | 1.4% | 100% | $910,000 | |
Village Capital & Investment
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FHA | 2 | 1.4% | 100% | $650,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $475,000 | View |
Hartford Funding, Ltd.
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Primary Residential Mortgage, INC.
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Conventional, Jumbo | 1 | 0.7% | 100% | $915,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 100% | $695,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA, Jumbo | 1 | 0.7% | 100% | $855,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $625,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 100% | $535,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.7% | 50% | $605,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $805,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $915,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $705,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Mortgage Research Center
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VA, Jumbo | 1 | 0.7% | 100% | $835,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $315,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $205,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $575,000 | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fulton Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fulton, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Fulton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fulton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fulton, MD
Use these to narrow the list above. Each category shows how many Fulton, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Fulton, MD
Independent mortgage companies closed 72.2 percent of home loans in Fulton, Maryland in 2025, banks 18.8 percent and credit unions 9 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and APL Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, APL Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fulton, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fulton, Maryland with 5 loans, about 3.5 percent of the market. The largest lender headquartered in Maryland was APL Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Fulton, Maryland in 2025, led by Village Capital & Investment with 2. 9 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 8 credit unions closed home loans in Fulton, Maryland in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fulton, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fulton, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fulton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
