Mortgage Lenders and Brokers in Eldersburg, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eldersburg, Maryland mortgage lenders include Truist BankTruist Bank1300 Liberty Rd, Eldersburg, MD 21784A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1427 Liberty Rd, Eldersburg, MD 21784A+5.0 ★Texas Ratio: 5.36%, Farmers and Merchants BankFarmers and Merchants Bank735 Hanover Pike, Hampstead, MD 21074A+5.0 ★Texas Ratio: 2.10%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, and Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eldersburg, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eldersburg are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eldersburg, Maryland
Market share is the lender's share of all home loans closed in Eldersburg, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Eldersburg 1300 Liberty Rd, Eldersburg, MD 21784 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 11 +26 HELOCs |
1.9% | 100% | $425,909 | View |
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1 office in Eldersburg 1427 Liberty Rd, Eldersburg, MD 21784 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.9% | 83.3% | $333,000 | View |
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1 office in Eldersburg 735 Hanover Pike, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 0.3% | 100% | $565,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 13 | 2.2% | 86.7% | $140,384 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 10 +26 HELOCs |
1.7% | 73.3% | $348,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 9 +3 HELOCs |
1.5% | 81.8% | $420,555 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 5 +14 HELOCs |
0.9% | 83.3% | $363,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 5 +7 HELOCs |
0.9% | 100% | $485,000 | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +23 HELOCs |
0.7% | 100% | $322,500 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 4 | 0.7% | 100% | $395,000 | View |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 3 +18 HELOCs |
0.5% | 100% | $68,333 | View |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 3 | 0.5% | 100% | $568,333 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA | 3 | 0.5% | 100% | $348,333 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 3 | 0.5% | 60% | $478,333 | |
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6400 Ridge Rd, Eldersburg, MD 21784 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +31 HELOCs |
0.3% | 100% | $355,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 100% | $430,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, VA, HELOC | 2 +3 HELOCs |
0.3% | 100% | $515,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $480,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 2 | 0.3% | 100% | $395,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $115,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 18 | 3.1% | 100% | $437,777 | View |
Nfm, Inc
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Conventional, FHA, VA, Jumbo | 18 | 3.1% | 100% | $553,888 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 15 | 2.6% | 100% | $341,000 | |
Bay Capital Mortgage Corporation
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Conventional | 5 | 0.9% | 100% | $497,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $358,333 | |
Cazle Mortgage, Inc.
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Conventional, Jumbo | 2 | 0.3% | 100% | $800,000 | |
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A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 0.3% | 100% | $60,000 | View |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 59 | 10% | 95.2% | $318,728 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 5.8% | 81.4% | $470,588 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 34 | 5.8% | 85% | $313,823 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 22 +11 HELOCs |
3.7% | 88.5% | $339,545 | View |
SWBC Mortgage Corporation
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Conventional, VA | 16 | 2.7% | 94.4% | $493,125 | |
Pennymac Loan Services LLC
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Conventional, VA | 14 | 2.4% | 73.7% | $261,428 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 14 | 2.4% | 100% | $410,714 | |
Nationstar Mortgage
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Conventional | 13 | 2.2% | 76.5% | $104,230 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 11 | 1.9% | 100% | $478,636 | |
TowneBank
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Conventional, VA | 11 | 1.9% | 100% | $401,363 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.4% | 81.8% | $461,250 | |
Originpoint, LLC
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Conventional, FHA, VA, USDA | 7 | 1.2% | 87.5% | $380,714 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 7 | 1.2% | 100% | $502,142 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 1.2% | 100% | $433,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1.2% | 100% | $459,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1% | 100% | $390,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 6 | 1% | 100% | $388,333 | |
Newrez LLC
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Conventional, FHA | 6 | 1% | 60% | $446,666 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 6 | 1% | 100% | $363,333 | |
Mortgage Research Center
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VA | 6 | 1% | 75% | $633,333 | |
Movement Mortgage, LLC
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Conventional, VA, HELOC | 5 +1 HELOCs |
0.9% | 100% | $433,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 5 | 0.9% | 100% | $443,000 | View |
Provident Funding Associates
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Conventional | 5 | 0.9% | 100% | $485,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 5 | 0.9% | 100% | $463,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 0.7% | 100% | $385,000 | View |
Embrace Home Loans, Inc.
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Conventional | 4 | 0.7% | 100% | $422,500 | |
Mutual of Omaha Mortgage
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Conventional, VA | 4 | 0.7% | 100% | $550,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 100% | $117,500 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 66.7% | $121,666 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 44.4% | $85,000 | |
EMM Loans LLC
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Conventional | 3 | 0.5% | 100% | $558,333 | |
Credit Union Mortgage Associat
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Conventional | 3 | 0.5% | 100% | $398,333 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $375,000 | |
loanDepot.com LLC
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FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $735,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $475,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $530,000 | |
TruMark Financial Credit Union
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Conventional | 2 | 0.3% | 100% | $345,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.3% | 100% | $575,000 | |
City Lending Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $355,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $465,000 | |
Federated Mortgage Corp
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Conventional | 2 | 0.3% | 100% | $655,000 | |
Bay Equity LLC
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Conventional, VA | 2 | 0.3% | 100% | $535,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $475,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.3% | 100% | $450,000 | |
Planet Home Lending, LLC
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VA, Jumbo | 2 | 0.3% | 100% | $665,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $455,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $445,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.3% | 100% | $220,000 | |
Nmsi, Inc.
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Conventional | 2 | 0.3% | 100% | $410,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $400,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +5 HELOCs |
0.2% | 50% | $575,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $405,000 | View |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | |
Northrop Grumman Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.2% | 100% | $385,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $535,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $675,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 25% | $65,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.2% | 100% | $755,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
First Savings Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $745,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $475,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $525,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $485,000 | View |
Shoreham Bank
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.2% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Vellum Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $355,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $715,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $545,000 | View |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Eldersburg Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eldersburg, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Eldersburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eldersburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eldersburg, MD
Use these to narrow the list above. Each category shows how many Eldersburg, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Eldersburg, MD
Independent mortgage companies closed 71.9 percent of home loans in Eldersburg, Maryland in 2025, banks 16.5 percent and credit unions 11.6 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Farmers and Merchants Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eldersburg, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Eldersburg, Maryland with 11 loans, about 1.9 percent of the market. The largest lender headquartered in Maryland was Farmers and Merchants Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Eldersburg, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 95.2 percent, against a 90.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Eldersburg, Maryland in 2025, led by Rocket Mortgage with 6. 26 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 19 credit unions closed home loans in Eldersburg, Maryland in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eldersburg, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eldersburg, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eldersburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
