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Mortgage Lenders and Brokers in Crofton, Maryland

Crofton, Maryland mortgage lenders include Shore United Bank, N.A.Shore United Bank, N.A.2151 Defense Hwy, Crofton, MD 21114A5.0 ★Texas Ratio: 9.61%, Wells Fargo Bank NAWells Fargo Bank NA1623 Crofton Ctr, Crofton, MD 21114A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2001 Davidsonville Rd, Crofton, MD 21114A+5.0 ★Texas Ratio: 4.14%, United Bank VaUnited Bank Va2120 Baldwin Ave, Crofton, MD 21114A+5.0 ★Texas Ratio: 2.15%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, State Employees Credit Union of MDState Employees Credit Union of MD1298 Cronson Blvd, Crofton, MD 21114 2036A5.0 ★Texas Ratio: 6.00%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, and Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Crofton, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crofton are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Crofton, Maryland

Market share is the lender's share of all home loans closed in Crofton, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Crofton
2151 Defense Hwy, Crofton, MD 21114
A5.0 ★Texas Ratio: 9.61%
Conventional, FHA, Jumbo 7 1.3% 87.5% $330,714 View
1 office in Crofton
1623 Crofton Ctr, Crofton, MD 21114
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA 6 1.1% 85.7% $465,000 View
1 office in Crofton
2001 Davidsonville Rd, Crofton, MD 21114
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 3
+13 HELOCs
0.6% 100% $768,333 View
1 office in Crofton
2120 Baldwin Ave, Crofton, MD 21114
A+5.0 ★Texas Ratio: 2.15%
Conventional, VA 2 0.4% 100% $415,000 View
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 8
+15 HELOCs
1.5% 57.1% $215,000
1298 Cronson Blvd, Crofton, MD 21114 2036
A5.0 ★Texas Ratio: 6.00%
Conventional, Jumbo, HELOC 4
+12 HELOCs
0.7% 80% $565,000
★ 1 stars, 1 review
405 Manning Rd E, Accokeek, MD 20607
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 4
+12 HELOCs
0.7% 100% $337,500 View
96 Village Sq, Baltimore, MD 21210
A+5.0 ★Texas Ratio: 4.85%
Conventional, FHA, HELOC 4
+2 HELOCs
0.7% 100% $210,000 View
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401
Conventional, FHA 4 0.7% 100% $272,500
2452 Solomons Island Rd, Annapolis, MD 21401 3709
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 3
+7 HELOCs
0.6% 100% $71,666 View
3 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 3
+4 HELOCs
0.6% 75% $191,666 View
920 Bay Ridge Rd, Annapolis, MD 21403
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.6% 100% $338,333 View
2625 Riva Rd Ste C, Annapolis, MD 21401 7375
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $275,000 View
3111 Emmorton Rd, Abingdon, MD 21009
A+5.0 ★Texas Ratio: 1.98%
Conventional 2 0.4% 100% $410,000 View
★ 1.7 stars, 3 reviews
1004 Beards Hill Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+13 HELOCs
0.2% 50% $435,000 View
2530 Riva Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.87%
Conventional, HELOC 1
+4 HELOCs
0.2% 100% $675,000 View
166 Jennifer Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $245,000 View
6985 Muirkirk Meadows Dr, Beltsville, MD 20705
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $45,000 View
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $285,000
4520 East West Hwy, Bethesda, MD 20814
A-4.9 ★Texas Ratio: 16.48%
VA 1 0.2% 100% $575,000 View
6711 Columbia Gateway Dr, Columbia, MD 21046
A-5.0 ★Texas Ratio: 15.49%
FHA 1 0.2% 100% $445,000 View
207 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+9 HELOCs
0% 0% View
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+4 HELOCs
0% n/a View
2103 Commerce Park Dr, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+3 HELOCs
0% 0% View
555 Quince Orchard Rd, Gaithersburg, MD 20878
A+5.0 ★Texas Ratio: 4.60%
HELOC 0
+1 HELOCs
0% n/a View
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
A+5.0 ★Texas Ratio: 4.35%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA 32 5.9% 100% $418,750 View
Nfm, Inc
Conventional, VA 24 4.4% 100% $433,750
Bay Capital Mortgage Corporation
Conventional, FHA, VA 10 1.8% 100% $456,000
Direct Mortgage Loans, LLC
Conventional, VA 6 1.1% 100% $408,333
Universal Mortgage & Finance, Inc
Conventional, FHA 2 0.4% 100% $435,000
Fidelity Direct Mortgage, LLC
Conventional 1 0.2% 100% $355,000
Bayshore Mortgage Funding
Conventional 1 0.2% 100% $385,000
A5.0 ★Texas Ratio: 7.57%
Conventional 1 0.2% 100% $55,000 View
Library of Congress Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA, Jumbo 55 10.1% 89.2% $355,000
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 36
+2 HELOCs
6.6% 90% $459,722
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo, HELOC 33
+24 HELOCs
6.1% 77.3% $307,424 View
Pennymac Loan Services LLC
Conventional, FHA, VA 18 3.3% 90% $278,888
Freedom Mortgage Corporation
Conventional, FHA, VA, Jumbo 13 2.4% 77.8% $475,769
CrossCountry Mortgage, LLC
Conventional, VA 13 2.4% 100% $504,230
Mortgage Research Center
VA, Jumbo 13 2.4% 72.2% $508,846
Newrez LLC
Conventional, VA, Jumbo 10 1.8% 71.4% $440,000
Prosperity Home Mortgage, LLC
Conventional, FHA, VA, Jumbo 10 1.8% 100% $580,000
TowneBank
Conventional, FHA, VA 9 1.7% 90% $363,888
Guaranteed Rate Affinity, LLC
Conventional, FHA, VA 8 1.5% 100% $490,000
Spring Eq, LLC
Conventional, HELOC 7
+3 HELOCs
1.3% 87.5% $96,428
Fairway Independent Mort Corp
Conventional, FHA, VA 7 1.3% 100% $413,571
First Savings Mortgage Corporation
Conventional, FHA, VA 6 1.1% 100% $626,666
Embrace Home Loans, Inc.
Conventional, FHA, VA 6 1.1% 100% $366,666
New American Funding, LLC.
Conventional, FHA, HELOC 5
+3 HELOCs
0.9% 83.3% $379,000
Das Acquisition Company, LLC
Conventional, FHA, VA, Jumbo 5 0.9% 100% $567,000
Bay Equity LLC
Conventional, FHA 5 0.9% 100% $401,000
Vellum Mortgage, Inc.
Conventional, FHA 5 0.9% 100% $577,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 5 0.9% 71.4% $191,000 View
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional, VA, Jumbo 5 0.9% 100% $681,000 View
Pentagon Federal Credit Union
Conventional, HELOC 4
+3 HELOCs
0.7% 80% $295,000
Cmg Mortgage Inc
Conventional, FHA, VA, Jumbo, HELOC 4
+1 HELOCs
0.7% 100% $712,500
Amerisave Mortgage Company
Conventional 4 0.7% 50% $87,500
First Heritage Mortgage, LLC
Conventional 4 0.7% 100% $440,000
B-3.5 ★Texas Ratio: 6.80%
VA, Jumbo 4 0.7% 80% $647,500 View
Nationstar Mortgage
Conventional, FHA, VA 4 0.7% 66.7% $417,500
Originpoint, LLC
Conventional, VA 3 0.6% 100% $528,333
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA, VA 3 0.6% 100% $388,333 View
Kind Lending, LLC
Conventional 3 0.6% 75% $591,666
loanDepot.com LLC
Conventional 3 0.6% 100% $331,666
Movement Mortgage, LLC
Conventional, VA 3 0.6% 100% $615,000
Congressional Federal Credit Union
Conventional 3 0.6% 100% $138,333
Emet Lending Group, Inc.
Conventional 3 0.6% 100% $351,666
Zillow Home Loans, LLC
Conventional, FHA 3 0.6% 100% $461,666
A5.0 ★Texas Ratio: 9.09%
Conventional 3 0.6% 100% $371,666 View
Village Capital & Investment
FHA, VA 3 0.6% 80% $458,333
Tidewater Mortgage Services, Inc
Conventional, FHA 2 0.4% 100% $280,000
C3.9 ★Texas Ratio: 27.97%
Conventional 2 0.4% 100% $240,000 View
SWBC Mortgage Corporation
Conventional, VA 2 0.4% 66.7% $550,000
Lakeview Loan Servicing, LLC
Conventional, VA 2 0.4% 40% $510,000
AAA Capital Investment, Inc
Conventional 2 0.4% 100% $370,000
Nbkc Bank
Conventional, VA 2 0.4% 66.7% $475,000
Dart Bank
Conventional 2 0.4% 100% $720,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.4% 100% $325,000 View
New Wave Lending Group Inc
Conventional 2 0.4% 100% $590,000
Capital Center LLC
Conventional 2 0.4% 100% $380,000
Southern Trust Mortgage, LLC
Conventional, FHA 2 0.4% 100% $330,000
Planet Home Lending, LLC
FHA, VA 2 0.4% 100% $525,000
T2 Financial LLC
Conventional, VA 2 0.4% 100% $485,000
Keystone Funding, Inc
Conventional, VA 2 0.4% 100% $505,000
A4.8 ★Texas Ratio: 2.45%
Conventional 2 0.4% 100% $440,000 View
B+4.8 ★Texas Ratio: 16.98%
Conventional, VA 2 0.4% 100% $480,000 View
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $45,000 View
Arc Home LLC
Conventional 1 0.2% 100% $275,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.2% 50% $565,000 View
American Financial Resources LLC
FHA 1 0.2% 100% $515,000
Primelending
Conventional 1 0.2% 100% $475,000
Atlantic Coast Mortgage, LLC
Conventional, Jumbo 1 0.2% 100% $815,000
Primary Residential Mortgage, INC.
Conventional 1 0.2% 100% $325,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.2% 100% $345,000 View
Sage Home Loans Corporation
VA 1 0.2% 100% $625,000
Envoy Mortgage, Ltd
VA 1 0.2% 100% $395,000
Equity Prime Mortgage LLC
VA 1 0.2% 100% $345,000
Allied Mortgage Group, Inc
Conventional 1 0.2% 100% $255,000
PHH Mortgage Corporation
FHA 1 0.2% 100% $425,000
Afl-Cio Ecu
Conventional 1 0.2% 100% $65,000
Reliant Home Funding, Inc
Conventional 1 0.2% 100% $635,000
Guild Mortgage Company
VA 1 0.2% 100% $335,000
A5.0 ★Texas Ratio: 8.47%
Conventional 1 0.2% 100% $725,000 View
Success Mortgage Partners, Inc
VA 1 0.2% 100% $375,000
Bank Fund Staff Federal Credit
Conventional 1 0.2% 100% $745,000
Warshaw Capital, LLC
VA 1 0.2% 100% $425,000
SIRVA Mortgage, Inc.
VA 1 0.2% 100% $395,000
Real Genius LLC
Conventional 1 0.2% 100% $455,000
Weichert Financial Services
Conventional 1 0.2% 100% $385,000
Provident Funding Associates
Conventional 1 0.2% 100% $565,000
Mortgage Equity Partners LLC
Conventional 1 0.2% 100% $475,000
A+5.0 ★Texas Ratio: 4.81%
Conventional 1 0.2% 100% $275,000 View
Agriculture Federal Credit Union
Conventional 1 0.2% 100% $25,000
Ithink Financial Credit Union
Conventional 1 0.2% 100% $265,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.2% 100% $355,000 View
Tjc Mortgage Inc
Conventional 1 0.2% 100% $285,000
Uif Corporation
Conventional 1 0.2% 100% $475,000
Better Mortgage Corporation
FHA 1 0.2% 100% $305,000
Radius Financial Group Inc
VA 1 0.2% 100% $515,000
Geo-Corp, Inc.
FHA 1 0.2% 100% $415,000
HomeSale Mortgage
Conventional 1 0.2% 100% $295,000
Mutual of Omaha Mortgage
VA 1 0.2% 50% $715,000
The Loan Store, Inc
Conventional 1 0.2% 100% $285,000
United Nations Federal CU
Conventional 1 0.2% 100% $655,000
Carrington Mortgage Services LLC
Conventional 1 0.2% 66.7% $105,000
Plaza Home Mortgage, Inc
Conventional 1 0.2% 100% $385,000
Goprime Mortgage, Inc.
VA 1 0.2% 100% $365,000
Royal Credit Union
VA 1 0.2% 100% $635,000
Tomo Mortgage LLC
Conventional 1 0.2% 100% $305,000
Figure Lending LLC
HELOC 0
+9 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+4 HELOCs
0% n/a
Langley Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.79%
HELOC 0
+1 HELOCs
0% n/a View
Union Home Mortgage Corp.
HELOC 0
+1 HELOCs
0% n/a
Justice Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Affinity Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Crofton, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Crofton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crofton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Crofton, MD

Use these to narrow the list above. Each category shows how many Crofton, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Crofton, MD

Independent mortgage companies closed 71.4 percent of home loans in Crofton, Maryland in 2025, banks 16.4 percent and credit unions 12.2 percent. Lower, LLC was the largest mortgage company, Shore United Bank, N.A. the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 7 loans.

71.4%
Mortgage companies
16.4%
Banks
12.2%
Credit unions
10%
FHA loans
23%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Crofton, MD

Who is the largest mortgage lender in Crofton, MD?

By home loans closed in 2025, Shore United Bank, N.A. was the largest mortgage lender in Crofton, Maryland with 7 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Crofton, MD have the highest approval rates?

Among lenders with meaningful volume in Crofton, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.2 percent, against a 88.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Crofton, MD mortgage lenders offer FHA, VA and USDA loans?

33 lenders closed FHA loans in Crofton, Maryland in 2025, led by Pennymac Loan Services LLC with 6. 48 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Crofton, MD lender list?

Yes. 39 banks and 24 credit unions closed home loans in Crofton, Maryland in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Crofton, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Crofton, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crofton, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crofton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.