Mortgage Lenders and Brokers in College Park, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
College Park, Maryland mortgage lenders include Bank of America NABank of America NA7370 Baltimore Ave, College Park, MD 20740A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank5600 Greenbelt Rd, College Park, MD 20740A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7417 Baltimore Ave, College Park, MD 20740A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank4511 Knox Rd, College Park, MD 20740A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD8300 Baltimore Ave, College Park, MD 20740A5.0 ★Texas Ratio: 6.00%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, and Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in College Park, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in College Park are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in College Park, Maryland
Market share is the lender's share of all home loans closed in College Park, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in College Park 7370 Baltimore Ave, College Park, MD 20740 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
2% | 100% | $398,333 | View |
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★ 1 stars, 1 review 2 offices in College Park 5600 Greenbelt Rd, College Park, MD 20740 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +2 HELOCs |
2% | 75% | $255,000 | View |
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1 office in College Park 7417 Baltimore Ave, College Park, MD 20740 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2% | 100% | $418,333 | View |
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1 office in College Park 4511 Knox Rd, College Park, MD 20740 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8300 Baltimore Ave, College Park, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 3 +4 HELOCs |
2% | 75% | $365,000 | |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +1 HELOCs |
2% | 100% | $455,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 3 | 2% | 100% | $128,333 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.3% | 100% | $415,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 2 | 1.3% | 100% | $335,000 | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $315,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $335,000 | |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.7% | 100% | $405,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 8 | 5.3% | 88.9% | $357,500 | View |
Fidelity Direct Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $475,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $445,000 | |
Nih Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Nfm, Inc
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Conventional | 1 | 0.7% | 66.7% | $535,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Rocket Mortgage
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Conventional, VA | 16 | 10.6% | 77.3% | $309,375 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 3.3% | 83.3% | $387,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 3.3% | 71.4% | $467,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +7 HELOCs |
2.6% | 57.1% | $325,000 | View |
Newrez LLC
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Conventional | 4 | 2.6% | 80% | $212,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.6% | 100% | $370,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 2.6% | 100% | $332,500 | |
Sage Home Loans Corporation
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Conventional | 3 | 2% | 100% | $501,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2% | 60% | $301,666 | |
First Savings Mortgage Corporation
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Conventional, VA | 3 | 2% | 100% | $571,666 | |
TowneBank
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Conventional | 3 | 2% | 100% | $338,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $235,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $470,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $450,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.3% | 50% | $435,000 | |
City Lending Inc.
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FHA | 2 | 1.3% | 100% | $490,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 1.3% | 100% | $360,000 | View |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 1.3% | 66.7% | $485,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 2 | 1.3% | 100% | $390,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1.3% | 100% | $605,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 50% | $145,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Primelending
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FHA | 1 | 0.7% | 100% | $585,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.7% | 100% | $485,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.7% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.7% | 100% | $285,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $175,000 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.7% | 100% | $575,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.7% | 100% | $545,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $705,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $295,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $445,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Capital Center LLC
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Conventional | 1 | 0.7% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.7% | 100% | $415,000 | View |
Mortgage Research Center
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VA | 1 | 0.7% | 50% | $515,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $375,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 50% | $325,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.7% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.7% | 100% | $395,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northrop Grumman Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
College Park Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in College Park, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in College Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in College Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in College Park, MD
Use these to narrow the list above. Each category shows how many College Park, MD lenders fit and what that kind of lender is usually best for.
Who Lends in College Park, MD
Independent mortgage companies closed 68.9 percent of home loans in College Park, Maryland in 2025, banks 21.9 percent and credit unions 9.3 percent. Lower, LLC was the largest mortgage company, Bank of America NA the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in College Park, MD
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in College Park, Maryland with 3 loans, about 2 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in College Park, Maryland in 2025, led by Freedom Mortgage Corporation with 3. 11 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 12 credit unions closed home loans in College Park, Maryland in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in College Park, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in College Park, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up College Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
