Clarksburg, Maryland mortgage lenders include Wesbanco Bank, Inc.Wesbanco Bank, Inc.23400 Frederick Rd, Clarksburg, MD 20871A+5.0 ★Texas Ratio: 3.87%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Educational Systems FCUEducational Systems FCU23225 Stringtown Rd, Clarksburg, MD 20871A+5.0 ★Texas Ratio: 3.40%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA12101 Chestnut Branch Way, Clarksburg, MD 20871A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, and Capital Bank, N.A.Capital Bank, N.A.6711 Columbia Gateway Dr, Columbia, MD 21046A-5.0 ★Texas Ratio: 15.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clarksburg, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clarksburg are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Clarksburg, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Clarksburg 23400 Frederick Rd, Clarksburg, MD 20871 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 19 +7 HELOCs |
3.5% | 100% | $452,368 | View |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 7 +7 HELOCs |
1.3% | 87.5% | $565,000 | View |
|
23225 Stringtown Rd, Clarksburg, MD 20871 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 7 +5 HELOCs |
1.3% | 70% | $517,857 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 7 +4 HELOCs |
1.3% | 100% | $650,714 | View |
|
12101 Chestnut Branch Way, Clarksburg, MD 20871 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 1.3% | 100% | $376,428 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.9% | 100% | $375,000 | View |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +17 HELOCs |
0.5% | 100% | $378,333 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 3 +4 HELOCs |
0.5% | 100% | $728,333 | |
|
6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 3 | 0.5% | 100% | $535,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 3 | 0.5% | 100% | $488,333 | |
|
2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 50% | $605,000 | View |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $305,000 | View |
|
166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $775,000 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $55,000 | |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $645,000 | View |
|
1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
|
7901 Norfolk Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
|
10035 Baltimore National Pike, Ellicott City, MD 21042 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
|
8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 11 | 2% | 100% | $326,818 | View |
Nih Federal Credit Union
|
Conventional | 6 | 1.1% | 100% | $480,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional | 6 | 1.1% | 100% | $318,333 | |
Nfm, Inc
|
Conventional | 4 | 0.7% | 100% | $540,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $775,000 | |
The Mortgage Link, Inc.
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
Library of Congress Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pulte Mortgage LLC
|
Conventional, FHA, VA | 88 | 16.1% | 89.9% | $650,340 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 46 | 8.4% | 92.3% | $602,173 | |
Rocket Mortgage
|
Conventional, FHA | 46 | 8.4% | 81% | $390,652 | |
TowneBank
|
Conventional, FHA | 19 | 3.5% | 95% | $276,578 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 17 +18 HELOCs |
3.1% | 94.4% | $452,058 | View |
Pennymac Loan Services LLC
|
Conventional, VA | 13 | 2.4% | 78.9% | $361,923 | |
First Heritage Mortgage, LLC
|
Conventional, FHA | 11 | 2% | 100% | $514,090 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 1.8% | 92.3% | $566,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo, HELOC | 8 +2 HELOCs |
1.5% | 100% | $608,750 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 8 | 1.5% | 100% | $502,500 | View |
Newrez LLC
|
Conventional, FHA | 8 | 1.5% | 53.3% | $420,000 | |
Vellum Mortgage, Inc.
|
Conventional, FHA | 8 | 1.5% | 100% | $346,250 | |
SWBC Mortgage Corporation
|
Conventional | 6 | 1.1% | 100% | $416,666 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 6 | 1.1% | 100% | $518,333 | |
Sage Home Loans Corporation
|
Conventional, FHA | 5 | 0.9% | 83.3% | $633,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 5 | 0.9% | 77.8% | $519,000 | |
Nationstar Mortgage
|
Conventional | 5 | 0.9% | 83.3% | $229,000 | |
Mortgage Research Center
|
VA | 5 | 0.9% | 71.4% | $637,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 4 +4 HELOCs |
0.7% | 80% | $682,500 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 100% | $510,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 27.3% | $101,666 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $288,333 | View |
AAA Capital Investment, Inc
|
Conventional | 3 | 0.5% | 100% | $391,666 | |
Kind Lending, LLC
|
Conventional, VA | 3 | 0.5% | 60% | $568,333 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $215,000 | |
Cmg Mortgage Inc
|
Conventional, VA | 3 | 0.5% | 100% | $748,333 | |
First Savings Mortgage Corporation
|
Conventional | 3 | 0.5% | 100% | $785,000 | |
Provident Funding Associates
|
Conventional | 3 | 0.5% | 100% | $578,333 | |
United Nations Federal CU
|
Conventional | 3 | 0.5% | 100% | $691,666 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $265,000 | View |
Primelending
|
Conventional, FHA | 2 | 0.4% | 100% | $445,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $715,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.4% | 100% | $160,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.4% | 100% | $545,000 | |
Equity Prime Mortgage LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $635,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.4% | 100% | $575,000 | |
PHH Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $685,000 | |
Deephaven Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $345,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.4% | 25% | $95,000 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $485,000 | |
Credit Union Mortgage Associat
|
Conventional | 2 | 0.4% | 100% | $365,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.4% | 50% | $595,000 | |
Real Genius LLC
|
Conventional | 2 | 0.4% | 100% | $525,000 | |
Capital Center LLC
|
Conventional | 2 | 0.4% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional | 2 | 0.4% | 100% | $535,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $515,000 | View |
|
A5.0 ★Texas Ratio: 9.21% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $535,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.4% | 66.7% | $460,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.4% | 100% | $320,000 | View |
Tomo Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $580,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.4% | 100% | $580,000 | View |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $55,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 25% | $645,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0.2% | 100% | $565,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $665,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 33.3% | $355,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $515,000 | |
Dart Bank
|
FHA | 1 | 0.2% | 100% | $765,000 | |
Langley Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $675,000 | |
Reliant Home Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.2% | 50% | $325,000 | |
Instamortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $765,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $645,000 | |
Federated Mortgage Corp
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
|
A-4.6 ★Texas Ratio: 9.01% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $855,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.2% | 100% | $625,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Congressional Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Ony Glo, Inc.
|
Conventional | 1 | 0.2% | 100% | $635,000 | |
Atlantic Bay Mortgage Group
|
FHA | 1 | 0.2% | 100% | $455,000 | |
Beeline Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $695,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Uif Corporation
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $795,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 20% | $765,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.2% | 100% | $355,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $1,005,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Clarksburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clarksburg in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Clarksburg, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73.1 percent of home loans in Clarksburg, Maryland in 2025, banks 17.9 percent and credit unions 9 percent. Lower, LLC was the largest mortgage company, Wesbanco Bank, Inc. the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, Wesbanco Bank, Inc. was the largest mortgage lender in Clarksburg, Maryland with 0 loans, about 0 percent of the market. The largest lender headquartered in Maryland was Educational Systems FCU with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Clarksburg, Maryland, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 89.9 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Clarksburg, Maryland in 2025, led by Rocket Mortgage with 6. 14 lenders closed VA loans, led by Pulte Mortgage LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 22 credit unions closed home loans in Clarksburg, Maryland in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clarksburg, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clarksburg, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clarksburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.