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Home / Mortgage Lenders / Maryland / Clarksburg
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Mortgage Lenders and Brokers in Clarksburg, Maryland

Clarksburg, Maryland mortgage lenders include Wesbanco Bank, Inc.Wesbanco Bank, Inc.23400 Frederick Rd, Clarksburg, MD 20871A+5.0 ★Texas Ratio: 3.87%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Educational Systems FCUEducational Systems FCU23225 Stringtown Rd, Clarksburg, MD 20871A+5.0 ★Texas Ratio: 3.40%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA12101 Chestnut Branch Way, Clarksburg, MD 20871A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, and Capital Bank, N.A.Capital Bank, N.A.6711 Columbia Gateway Dr, Columbia, MD 21046A-5.0 ★Texas Ratio: 15.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Clarksburg, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clarksburg are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Clarksburg, Maryland

Market share is the lender's share of all home loans closed in Clarksburg, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Clarksburg
23400 Frederick Rd, Clarksburg, MD 20871
A+5.0 ★Texas Ratio: 3.87%
HELOC 0
+4 HELOCs
0% n/a View
★ 1 stars, 1 review
405 Manning Rd E, Accokeek, MD 20607
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 19
+7 HELOCs
3.5% 100% $452,368 View
3 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 7
+7 HELOCs
1.3% 87.5% $565,000 View
23225 Stringtown Rd, Clarksburg, MD 20871
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 7
+5 HELOCs
1.3% 70% $517,857 View
207 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 7
+4 HELOCs
1.3% 100% $650,714 View
12101 Chestnut Branch Way, Clarksburg, MD 20871
A+5.0 ★Texas Ratio: 5.36%
Conventional 7 1.3% 100% $376,428 View
920 Bay Ridge Rd, Annapolis, MD 21403
A+5.0 ★Texas Ratio: 3.68%
Conventional 5 0.9% 100% $375,000 View
122 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 3
+17 HELOCs
0.5% 100% $378,333 View
10025 Baltimore National Pike, Annapolis, MD 20740
A5.0 ★Texas Ratio: 6.00%
Conventional, HELOC 3
+4 HELOCs
0.5% 100% $728,333
6711 Columbia Gateway Dr, Columbia, MD 21046
A-5.0 ★Texas Ratio: 15.49%
Conventional 3 0.5% 100% $535,000 View
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401
Conventional, FHA 3 0.5% 100% $488,333
2103 Commerce Park Dr, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 2
+2 HELOCs
0.4% 50% $605,000 View
★ 1.7 stars, 3 reviews
1004 Beards Hill Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+9 HELOCs
0.2% 100% $305,000 View
166 Jennifer Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 1
+4 HELOCs
0.2% 100% $775,000 View
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 1
+4 HELOCs
0.2% 100% $55,000
96 Village Sq, Baltimore, MD 21210
A+5.0 ★Texas Ratio: 4.85%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $645,000 View
1835 West St, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.2% 100% $805,000 View
7901 Norfolk Avenue, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 3.45%
Conventional 1 0.2% 100% $585,000 View
10035 Baltimore National Pike, Ellicott City, MD 21042
A5.0 ★Texas Ratio: 11.01%
Conventional 1 0.2% 100% $365,000 View
8001 Wisconsin Ave, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 2.82%
Conventional 1 0.2% 100% $405,000 View
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+4 HELOCs
0% n/a View
555 Quince Orchard Rd, Gaithersburg, MD 20878
A+5.0 ★Texas Ratio: 4.60%
HELOC 0
+2 HELOCs
0% n/a View
10001 Willowdale Rd, Lanham, MD 20706 4321
A+5.0 ★Texas Ratio: 4.50%
HELOC 0
+1 HELOCs
0% n/a View
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
A+5.0 ★Texas Ratio: 4.35%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA 11 2% 100% $326,818 View
Nih Federal Credit Union
Conventional 6 1.1% 100% $480,000
Fidelity Direct Mortgage, LLC
Conventional 6 1.1% 100% $318,333
Nfm, Inc
Conventional 4 0.7% 100% $540,000
Direct Mortgage Loans, LLC
Conventional 1 0.2% 100% $775,000
The Mortgage Link, Inc.
Conventional 1 0.2% 100% $565,000
Library of Congress Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Pulte Mortgage LLC
Conventional, FHA, VA 88 16.1% 89.9% $650,340
United Wholesale Mortgage
Conventional, FHA, VA 46 8.4% 92.3% $602,173
Rocket Mortgage
Conventional, FHA 46 8.4% 81% $390,652
TowneBank
Conventional, FHA 19 3.5% 95% $276,578
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo, HELOC 17
+18 HELOCs
3.1% 94.4% $452,058 View
Pennymac Loan Services LLC
Conventional, VA 13 2.4% 78.9% $361,923
First Heritage Mortgage, LLC
Conventional, FHA 11 2% 100% $514,090
Freedom Mortgage Corporation
Conventional, FHA, VA 10 1.8% 92.3% $566,000
CrossCountry Mortgage, LLC
Conventional, FHA, Jumbo, HELOC 8
+2 HELOCs
1.5% 100% $608,750
A+5.0 ★Texas Ratio: 4.11%
Conventional 8 1.5% 100% $502,500 View
Newrez LLC
Conventional, FHA 8 1.5% 53.3% $420,000
Vellum Mortgage, Inc.
Conventional, FHA 8 1.5% 100% $346,250
SWBC Mortgage Corporation
Conventional 6 1.1% 100% $416,666
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 6 1.1% 100% $518,333
Sage Home Loans Corporation
Conventional, FHA 5 0.9% 83.3% $633,000
Embrace Home Loans, Inc.
Conventional, FHA 5 0.9% 77.8% $519,000
Nationstar Mortgage
Conventional 5 0.9% 83.3% $229,000
Mortgage Research Center
VA 5 0.9% 71.4% $637,000
loanDepot.com LLC
Conventional, FHA, HELOC 4
+4 HELOCs
0.7% 80% $682,500
Bank Fund Staff Federal Credit
Conventional, HELOC 4
+1 HELOCs
0.7% 100% $510,000
Spring Eq, LLC
Conventional, HELOC 3
+2 HELOCs
0.5% 27.3% $101,666
C3.9 ★Texas Ratio: 27.97%
Conventional, HELOC 3
+1 HELOCs
0.5% 100% $288,333 View
AAA Capital Investment, Inc
Conventional 3 0.5% 100% $391,666
Kind Lending, LLC
Conventional, VA 3 0.5% 60% $568,333
Movement Mortgage, LLC
Conventional, FHA 3 0.5% 100% $215,000
Cmg Mortgage Inc
Conventional, VA 3 0.5% 100% $748,333
First Savings Mortgage Corporation
Conventional 3 0.5% 100% $785,000
Provident Funding Associates
Conventional 3 0.5% 100% $578,333
United Nations Federal CU
Conventional 3 0.5% 100% $691,666
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 2
+3 HELOCs
0.4% 66.7% $265,000 View
Primelending
Conventional, FHA 2 0.4% 100% $445,000
Atlantic Coast Mortgage, LLC
Conventional 2 0.4% 100% $715,000
Primary Residential Mortgage, INC.
Conventional 2 0.4% 100% $160,000
Everett Financial, Inc.
Conventional 2 0.4% 100% $545,000
Equity Prime Mortgage LLC
Conventional, FHA 2 0.4% 100% $635,000
Guidance Residential, LLC
Conventional 2 0.4% 100% $575,000
PHH Mortgage Corporation
Conventional 2 0.4% 100% $685,000
Deephaven Mortgage LLC
Conventional 2 0.4% 100% $345,000
Amerisave Mortgage Company
Conventional 2 0.4% 25% $95,000
Sun West Mortgage Company, Inc
Conventional, FHA 2 0.4% 100% $485,000
Credit Union Mortgage Associat
Conventional 2 0.4% 100% $365,000
Bay Equity LLC
Conventional 2 0.4% 50% $595,000
Real Genius LLC
Conventional 2 0.4% 100% $525,000
Capital Center LLC
Conventional 2 0.4% 100% $595,000
A+5.0 ★Texas Ratio: 4.86%
Conventional 2 0.4% 100% $535,000 View
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.4% 100% $515,000 View
A5.0 ★Texas Ratio: 9.21%
Conventional 2 0.4% 100% $100,000 View
Mutual of Omaha Mortgage
Conventional, FHA 2 0.4% 100% $535,000
New American Funding, LLC.
Conventional, FHA 2 0.4% 66.7% $460,000
The Loan Store, Inc
Conventional 2 0.4% 100% $315,000
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA 2 0.4% 100% $320,000 View
Tomo Mortgage LLC
Conventional 2 0.4% 100% $580,000
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 2 0.4% 100% $580,000 View
Pentagon Federal Credit Union
Conventional, HELOC 1
+5 HELOCs
0.2% 100% $55,000
HomeBridge Financial Services, Inc
VA, HELOC 1
+1 HELOCs
0.2% 100% $545,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.2% 25% $645,000 View
Originpoint, LLC
Conventional 1 0.2% 100% $565,000
First Community Mortgage, Inc.
Conventional 1 0.2% 100% $665,000
Guaranteed Rate, Inc.
Conventional 1 0.2% 100% $505,000
Lakeview Loan Servicing, LLC
Conventional 1 0.2% 33.3% $355,000
Nbkc Bank
Conventional 1 0.2% 100% $635,000
AmeriHome Mortgage Company, LLC
FHA 1 0.2% 100% $515,000
Dart Bank
FHA 1 0.2% 100% $765,000
Langley Federal Credit Union
Conventional 1 0.2% 100% $545,000
Loanunited.Com, LLC
VA 1 0.2% 100% $675,000
Reliant Home Funding, Inc
Conventional 1 0.2% 100% $545,000
Guild Mortgage Company
Conventional 1 0.2% 100% $545,000
AdvantageFirst Lending Inc
VA 1 0.2% 50% $325,000
Instamortgage, Inc
Conventional 1 0.2% 100% $495,000
AmWest Funding Corp
Conventional 1 0.2% 100% $505,000
PFN Lending Group, Inc.
Conventional 1 0.2% 100% $545,000
Intercoastal Mortgage, LLC
Conventional 1 0.2% 100% $515,000
New Wave Lending Group Inc
Conventional 1 0.2% 100% $765,000
ClearPath Lending
VA 1 0.2% 100% $645,000
Federated Mortgage Corp
Conventional 1 0.2% 100% $685,000
A-4.6 ★Texas Ratio: 9.01%
Conventional 1 0.2% 100% $255,000 View
Union Home Mortgage Corp.
Conventional 1 0.2% 100% $855,000
Total Mortgage Services, LLC
Conventional 1 0.2% 100% $625,000
Weichert Financial Services
Conventional 1 0.2% 100% $575,000
Congressional Federal Credit Union
Conventional 1 0.2% 100% $165,000
A+5.0 ★Texas Ratio: 5.26%
Conventional 1 0.2% 100% $595,000 View
Ony Glo, Inc.
Conventional 1 0.2% 100% $635,000
Atlantic Bay Mortgage Group
FHA 1 0.2% 100% $455,000
Beeline Loans, Inc.
Conventional 1 0.2% 100% $695,000
Churchill Mortgage Corporation
Conventional 1 0.2% 100% $515,000
American Pacific Mortgage Corporation
Conventional 1 0.2% 100% $675,000
Mission Loans, LLC
Conventional 1 0.2% 100% $195,000
Uif Corporation
Conventional 1 0.2% 100% $525,000
Better Mortgage Corporation
Conventional 1 0.2% 50% $795,000
Keystone Funding, Inc
Conventional 1 0.2% 100% $475,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.2% 100% $235,000
Zillow Home Loans, LLC
Conventional 1 0.2% 100% $205,000
Nmsi, Inc.
Conventional 1 0.2% 100% $365,000
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0.2% 100% $425,000
Paramount Residential Mortgage
Conventional 1 0.2% 100% $225,000
Angel Oak Mortgage Solutions LLC
Conventional 1 0.2% 100% $525,000
Carrington Mortgage Services LLC
Conventional 1 0.2% 20% $765,000
Reliance First Capital, LLC
FHA 1 0.2% 100% $355,000
Village Capital & Investment
VA 1 0.2% 100% $1,005,000
Figure Lending LLC
HELOC 0
+6 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Goodleap, LLC
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Corning Credit Union
HELOC 0
+1 HELOCs
0% n/a
Affinity Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Hanscom Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Digital Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Clarksburg, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Clarksburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clarksburg in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Clarksburg, MD

Use these to narrow the list above. Each category shows how many Clarksburg, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Clarksburg, MD

Independent mortgage companies closed 73.1 percent of home loans in Clarksburg, Maryland in 2025, banks 17.9 percent and credit unions 9 percent. Lower, LLC was the largest mortgage company, Wesbanco Bank, Inc. the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 7 loans.

73.1%
Mortgage companies
17.9%
Banks
9%
Credit unions
8%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Clarksburg, MD

Who is the largest mortgage lender in Clarksburg, MD?

By home loans closed in 2025, Wesbanco Bank, Inc. was the largest mortgage lender in Clarksburg, Maryland with 0 loans, about 0 percent of the market. The largest lender headquartered in Maryland was Educational Systems FCU with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Clarksburg, MD have the highest approval rates?

Among lenders with meaningful volume in Clarksburg, Maryland, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 89.9 percent, against a 87 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Clarksburg, MD mortgage lenders offer FHA, VA and USDA loans?

26 lenders closed FHA loans in Clarksburg, Maryland in 2025, led by Rocket Mortgage with 6. 14 lenders closed VA loans, led by Pulte Mortgage LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Clarksburg, MD lender list?

Yes. 31 banks and 22 credit unions closed home loans in Clarksburg, Maryland in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Clarksburg, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Clarksburg, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clarksburg, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clarksburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.