Mortgage Lenders and Brokers in Chester, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chester, Maryland mortgage lenders include Queenstown Bank of MarylandQueenstown Bank of MarylandCastle Marina Road And US Routes 50 301, Chester, MD 21619A+5.0 ★Texas Ratio: 0.78%, M&T BankM&T Bank60 Kent Town Market, Chester, MD 21619A+5.0 ★Texas Ratio: 4.11%, Shore United Bank, N.A.Shore United Bank, N.A.300 Castle Marina Rd, Chester, MD 21619A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.120 S Piney Rd, Chester, MD 21619A+5.0 ★Texas Ratio: 4.24%, Arundel Federal Savings BankArundel Federal Savings Bank2661 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.77%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2530 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.87%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, and Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chester, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chester are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chester, Maryland
Market share is the lender's share of all home loans closed in Chester, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Chester Castle Marina Road And US Routes 50 301, Chester, MD 21619 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 4 | 3.8% | 100% | $205,000 | View |
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1 office in Chester 60 Kent Town Market, Chester, MD 21619 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +3 HELOCs |
1.9% | 100% | $285,000 | View |
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1 office in Chester 300 Castle Marina Rd, Chester, MD 21619 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.9% | 25% | $455,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Chester 120 S Piney Rd, Chester, MD 21619 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 2 | 1.9% | 100% | $440,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $205,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.9% | 50% | $1,005,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.9% | 100% | $615,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, Jumbo | 10 | 9.4% | 100% | $474,000 | View |
Bay Capital Mortgage Corporation
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Conventional | 3 | 2.8% | 100% | $498,333 | |
My Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Nfm, Inc
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.9% | 100% | $265,000 | |
K. Hovnanian American Mortgage
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Conventional, VA | 17 | 16% | 100% | $426,176 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 11.3% | 92.3% | $385,833 | |
TowneBank
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Conventional, FHA | 6 | 5.7% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +4 HELOCs |
1.9% | 100% | $340,000 | View |
First Community Mortgage, Inc.
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Conventional | 2 | 1.9% | 100% | $215,000 | |
Rocket Mortgage
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Conventional | 2 | 1.9% | 60% | $385,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $555,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.9% | 66.7% | $65,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, Jumbo | 2 | 1.9% | 100% | $770,000 | |
loanDepot.com LLC
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.9% | 50% | $1,105,000 | |
Citadel Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.9% | 100% | $305,000 | View |
Tidewater Mortgage Services, Inc
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VA | 1 | 0.9% | 100% | $545,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.9% | 100% | $505,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.9% | 100% | $315,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $575,000 | |
Newrez LLC
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FHA | 1 | 0.9% | 33.3% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $575,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $685,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.9% | 100% | $575,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.9% | 100% | $335,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.9% | 100% | $355,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.9% | 100% | $715,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.9% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.9% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 33.3% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $265,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.9% | 100% | $505,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.9% | 100% | $665,000 | |
New American Funding, LLC.
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FHA | 1 | 0.9% | 100% | $285,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.9% | 100% | $265,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.9% | 100% | $405,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.9% | 100% | $315,000 | |
Village Capital & Investment
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VA | 1 | 0.9% | 50% | $505,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Dupaco Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Chester Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chester, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Chester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chester, MD
Use these to narrow the list above. Each category shows how many Chester, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Chester, MD
Independent mortgage companies closed 72.6 percent of home loans in Chester, Maryland in 2025, banks 23.6 percent and credit unions 3.8 percent. First Home Mortgage was the largest mortgage company, Queenstown Bank of Maryland the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Queenstown Bank of Maryland led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chester, MD
By home loans closed in 2025, Queenstown Bank of Maryland was the largest mortgage lender in Chester, Maryland with 4 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Chester, Maryland in 2025, led by United Wholesale Mortgage with 4. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Chester, Maryland in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chester, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chester, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
