Mortgage Lenders and Brokers in Chesapeake Ranch Estates, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chesapeake Ranch Estates, Maryland mortgage lenders include Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA7637 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.44%, and Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chesapeake Ranch Estates, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chesapeake Ranch Estates are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chesapeake Ranch Estates, Maryland
Market share is the lender's share of all home loans closed in Chesapeake Ranch Estates, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
FHA, VA, HELOC | 2 +5 HELOCs |
0.5% | 100% | $335,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $60,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.5% | 100% | $210,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $95,000 | |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 0.5% | 100% | $270,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional | 2 | 0.5% | 100% | $245,000 | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
USDA, HELOC | 1 +11 HELOCs |
0.3% | 100% | $365,000 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $345,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $465,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $285,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
FHA | 1 | 0.3% | 100% | $345,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 41 | 10.3% | 100% | $333,048 | View |
Bay Capital Mortgage Corporation
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Conventional, FHA, VA | 8 | 2% | 88.9% | $338,750 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Bayshore Mortgage Funding
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VA | 1 | 0.3% | 100% | $415,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 45 | 11.3% | 83.6% | $212,111 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 5.8% | 76.7% | $367,173 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 22 +14 HELOCs |
5.5% | 81.5% | $249,545 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 20 | 5% | 83.3% | $181,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 18 | 4.5% | 85.7% | $327,222 | |
Mortgage Research Center
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VA | 18 | 4.5% | 78.3% | $363,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA, USDA | 18 | 4.5% | 100% | $353,888 | |
TowneBank
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Conventional, FHA, VA, USDA | 16 | 4% | 100% | $351,875 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 10 | 2.5% | 100% | $225,000 | |
Primelending
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Conventional, FHA, VA | 8 | 2% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 7 | 1.8% | 87.5% | $297,857 | |
Equity Resources Inc
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FHA, VA, USDA | 6 | 1.5% | 85.7% | $338,333 | |
Newrez LLC
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Conventional, FHA, USDA | 6 | 1.5% | 63.6% | $310,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 1.5% | 100% | $346,666 | |
Guild Mortgage Company
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FHA, VA, USDA | 5 | 1.3% | 100% | $339,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, VA | 4 | 1% | 100% | $255,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1% | 100% | $340,000 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 4 | 1% | 100% | $317,500 | |
Sun West Mortgage Company, Inc
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FHA, VA | 4 | 1% | 100% | $342,500 | |
Select Lending Services, LLC
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Conventional, VA | 4 | 1% | 100% | $385,000 | |
Southern Trust Mortgage, LLC
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Conventional, FHA, VA | 4 | 1% | 100% | $312,500 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 4 | 1% | 100% | $352,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $218,333 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $208,333 | |
ClearPath Lending
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VA | 3 | 0.8% | 100% | $321,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.8% | 60% | $85,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 0.8% | 75% | $331,666 | |
Spring Eq, LLC
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Conventional | 3 | 0.8% | 30% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $310,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 20% | $45,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $535,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.5% | 100% | $260,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $305,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.5% | 66.7% | $510,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.5% | 100% | $315,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $320,000 | |
Pentagon Federal Credit Union
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Conventional | 2 | 0.5% | 66.7% | $370,000 | |
Zillow Home Loans, LLC
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FHA, VA | 2 | 0.5% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $65,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $320,000 | |
Goodleap, LLC
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VA | 1 | 0.3% | 50% | $365,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 20% | $355,000 | |
Success Lending, LLC
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USDA | 1 | 0.3% | 50% | $375,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.3% | 100% | $375,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.3% | 100% | $335,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Capital Center LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Servis One, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 33.3% | $415,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.3% | 50% | $285,000 | |
The Loan Store, Inc
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USDA | 1 | 0.3% | 100% | $375,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 12.5% | $35,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Ark-La-Tex Financial Services LLC
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USDA | 1 | 0.3% | 100% | $345,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $435,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 50% | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Chesapeake Ranch Estates Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chesapeake Ranch Estates, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Chesapeake Ranch Estates? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chesapeake Ranch Estates in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chesapeake Ranch Estates, MD
Use these to narrow the list above. Each category shows how many Chesapeake Ranch Estates, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Chesapeake Ranch Estates, MD
Independent mortgage companies closed 79.3 percent of home loans in Chesapeake Ranch Estates, Maryland in 2025, banks 13.1 percent and credit unions 7.6 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and Educational Systems FCU the largest credit union. Among lenders headquartered in Maryland, Educational Systems FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chesapeake Ranch Estates, MD
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Chesapeake Ranch Estates, Maryland with 2 loans, about 0.5 percent of the market. The largest lender headquartered in Maryland was Educational Systems FCU with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Chesapeake Ranch Estates, Maryland in 2025, led by American Neighborhood Mortgage Acceptance Company with 12. 34 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 10 credit unions closed home loans in Chesapeake Ranch Estates, Maryland in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chesapeake Ranch Estates, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chesapeake Ranch Estates, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chesapeake Ranch Estates. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
