Mortgage Lenders and Brokers in Carney, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carney, Maryland mortgage lenders include First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, Peake Federal Credit UnionPeake Federal Credit Union8640 Ridgelys Choice Dr, Baltimore, MD 21236A+5.0 ★Texas Ratio: 1.25%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Johns Hopkins FCUJohns Hopkins FCU1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732A+5.0 ★Texas Ratio: 2.64%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, and First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carney, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carney are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carney, Maryland
Market share is the lender's share of all home loans closed in Carney, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 10 | 2.9% | 91.7% | $188,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 7 +25 HELOCs |
2% | 87.5% | $237,857 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 4 +10 HELOCs |
1.2% | 66.7% | $245,000 | |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 4 +3 HELOCs |
1.2% | 100% | $202,500 | View |
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8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 4 | 1.2% | 80% | $105,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $281,666 | View |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $448,333 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 3 | 0.9% | 100% | $168,333 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 3 | 0.9% | 100% | $211,666 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +6 HELOCs |
0.6% | 28.6% | $50,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 50% | $275,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 0.6% | 100% | $90,000 | View |
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.6% | 100% | $360,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $335,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
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735 Hanover Pike, Hampstead, MD 21074 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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501 S Stepney Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
FHA | 1 | 0.3% | 100% | $395,000 | |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 18 | 5.2% | 100% | $318,888 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 12 | 3.5% | 100% | $398,333 | View |
Nfm, Inc
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Conventional, FHA | 12 | 3.5% | 100% | $320,000 | |
Cazle Mortgage, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $301,666 | |
Fidelity Direct Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $250,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.3% | 100% | $235,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
First Eagle Federal Credit Un
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Conventional | 1 | 0.3% | 100% | $45,000 | |
The Mortgage Link, Inc.
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VA | 1 | 0.3% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 50 | 14.5% | 87.7% | $250,800 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 26 | 7.6% | 100% | $326,153 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 6.1% | 96% | $321,666 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 7 | 2% | 100% | $362,142 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 2% | 87.5% | $447,857 | |
TowneBank
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Conventional, FHA | 7 | 2% | 100% | $283,571 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 2% | 100% | $336,428 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.7% | 100% | $440,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.7% | 100% | $170,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.5% | 100% | $223,000 | |
New American Funding, LLC.
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Conventional, HELOC | 4 +1 HELOCs |
1.2% | 100% | $275,000 | |
Mortgage Research Center
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VA | 4 | 1.2% | 100% | $320,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $258,333 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.9% | 42.9% | $318,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.9% | 100% | $258,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $338,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 100% | $185,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.9% | 50% | $155,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 33.3% | $35,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.6% | 100% | $525,000 | |
Primelending
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Conventional | 2 | 0.6% | 100% | $410,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.6% | 50% | $310,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.6% | 100% | $275,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $200,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.6% | 100% | $295,000 | |
Das Acquisition Company, LLC
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Conventional | 2 | 0.6% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $205,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.6% | 100% | $500,000 | |
Atlantic Bay Mortgage Group
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Conventional | 2 | 0.6% | 50% | $160,000 | |
Embrace Home Loans, Inc.
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VA, Jumbo | 2 | 0.6% | 100% | $970,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.6% | 100% | $385,000 | |
Nationstar Mortgage
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FHA | 2 | 0.6% | 100% | $270,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.6% | 100% | $315,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $140,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 66.7% | $45,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $625,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $315,000 | |
Atlantic Coast Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $285,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.3% | 100% | $155,000 | |
loanDepot.com LLC
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FHA | 1 | 0.3% | 100% | $75,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $415,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0.3% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.3% | 100% | $365,000 | View |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 50% | $605,000 | |
HomeSale Mortgage
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $145,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.3% | 100% | $545,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $345,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Carney Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carney, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Carney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carney, MD
Use these to narrow the list above. Each category shows how many Carney, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Carney, MD
Independent mortgage companies closed 73.5 percent of home loans in Carney, Maryland in 2025, banks 15.1 percent and credit unions 11.3 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, First Financial of Maryland Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carney, MD
By home loans closed in 2025, First Financial of Maryland Federal Credit Union was the largest mortgage lender in Carney, Maryland with 10 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Carney, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 87.7 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Carney, Maryland in 2025, led by Rocket Mortgage with 9. 16 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 15 credit unions closed home loans in Carney, Maryland in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carney, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carney, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
