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Home / Mortgage Lenders / Maryland / Ballenger Creek
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Mortgage Lenders and Brokers in Ballenger Creek, Maryland

Ballenger Creek, Maryland mortgage lenders include Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, and Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ballenger Creek, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ballenger Creek are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ballenger Creek, Maryland

Market share is the lender's share of all home loans closed in Ballenger Creek, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 1 stars, 1 review
405 Manning Rd E, Accokeek, MD 20607
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 11
+7 HELOCs
2.3% 100% $385,909 View
207 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, HELOC 6
+8 HELOCs
1.3% 100% $311,666 View
10025 Baltimore National Pike, Annapolis, MD 20740
A5.0 ★Texas Ratio: 6.00%
Conventional, HELOC 4
+8 HELOCs
0.8% 100% $372,500
2625 Riva Rd Ste C, Annapolis, MD 21401 7375
A+5.0 ★Texas Ratio: 3.40%
Conventional, HELOC 4
+2 HELOCs
0.8% 100% $412,500 View
96 Village Sq, Baltimore, MD 21210
A+5.0 ★Texas Ratio: 4.85%
Conventional 4 0.8% 100% $172,500 View
★ 1.7 stars, 3 reviews
1004 Beards Hill Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 3
+47 HELOCs
0.6% 50% $328,333 View
166 Jennifer Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 3
+4 HELOCs
0.6% 100% $255,000 View
4520 East West Hwy, Bethesda, MD 20814
A-4.9 ★Texas Ratio: 16.48%
Conventional 3 0.6% 75% $311,666 View
200 Westgate Circle, Annapolis, MD 21401
A5.0 ★Texas Ratio: 9.61%
Conventional, FHA 3 0.6% 75% $308,333 View
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401
Conventional, FHA 3 0.6% 100% $381,666
3 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 1.62%
Conventional 3 0.6% 75% $348,333 View
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 2
+3 HELOCs
0.4% 100% $50,000
122 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+3 HELOCs
0.4% 100% $360,000 View
2103 Commerce Park Dr, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 2
+2 HELOCs
0.4% 100% $350,000 View
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $325,000 View
1835 West St, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.2% 50% $375,000 View
920 Bay Ridge Rd, Annapolis, MD 21403
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.2% 100% $355,000 View
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874
A5.0 ★Texas Ratio: 9.36%
Conventional 1 0.2% 100% $25,000 View
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028
A+5.0 ★Texas Ratio: 2.01%
Conventional 1 0.2% 100% $95,000 View
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
A+5.0 ★Texas Ratio: 4.35%
Conventional 1 0.2% 100% $45,000 View
400 Constant Friendship Blvd, Abingdon, MD 21009
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.2% 50% $145,000 View
1677 D St, JB Andrews, MD 20762
A5.0 ★Texas Ratio: 10.28%
Conventional 1 0.2% 100% $285,000 View
8001 Wisconsin Ave, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 2.82%
Conventional 1 0.2% 100% $215,000 View
2530 Riva Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.87%
HELOC 0
+1 HELOCs
0% n/a View
555 Quince Orchard Rd, Gaithersburg, MD 20878
A+5.0 ★Texas Ratio: 4.60%
HELOC 0
+1 HELOCs
0% n/a View
2 N Market St, Frederick, MD 21701
A+5.0 ★Texas Ratio: 2.55%
HELOC 0
+1 HELOCs
0% 0% View
8216 Philadelphia Rd, Baltimore, MD 21237
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+1 HELOCs
0% n/a View
Nfm, Inc
Conventional, FHA, VA 12 2.5% 100% $433,333
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA 10 2.1% 100% $439,000 View
Direct Mortgage Loans, LLC
Conventional, FHA, VA 6 1.3% 100% $416,666
The Mortgage Link, Inc.
Conventional, FHA 4 0.8% 80% $395,000
Fidelity Direct Mortgage, LLC
Conventional, FHA 2 0.4% 100% $365,000
Nih Federal Credit Union
Conventional 1 0.2% 100% $225,000
Rocket Mortgage
Conventional, FHA, VA 47 10% 90.7% $289,680
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 27
+2 HELOCs
5.7% 73.7% $358,333
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 17
+6 HELOCs
3.6% 73.9% $274,411 View
Pennymac Loan Services LLC
Conventional, FHA, VA 16 3.4% 88.9% $278,125
First Heritage Mortgage, LLC
Conventional, FHA, VA 12 2.5% 100% $375,833
TowneBank
Conventional, FHA 12 2.5% 100% $335,833
Nvr Mortgage Finance, Inc.
Conventional, FHA 11 2.3% 84.6% $413,181
Freedom Mortgage Corporation
FHA, VA 10 2.1% 86.7% $417,000
Vellum Mortgage, Inc.
Conventional, FHA 9 1.9% 100% $367,222
Guaranteed Rate, Inc.
Conventional, FHA, VA 8 1.7% 100% $318,750
Atlantic Coast Mortgage, LLC
Conventional, FHA 8 1.7% 100% $405,000
Prosperity Home Mortgage, LLC
Conventional, VA 8 1.7% 100% $355,000
loanDepot.com LLC
Conventional, FHA, HELOC 7
+3 HELOCs
1.5% 100% $325,000
CrossCountry Mortgage, LLC
Conventional, FHA 7 1.5% 100% $380,714
Bay Equity LLC
Conventional 7 1.5% 100% $336,428
The Loan Store, Inc
Conventional, FHA 6 1.3% 88.9% $306,666
Cmg Mortgage Inc
Conventional, VA, HELOC 5
+1 HELOCs
1.1% 100% $333,000
Primelending
Conventional, FHA 5 1.1% 100% $267,000
Primary Residential Mortgage, INC.
Conventional, VA 5 1.1% 100% $403,000
Mortgage Research Center
VA 5 1.1% 100% $469,000
Envoy Mortgage, Ltd
Conventional, VA 4 0.8% 80% $452,500
Guild Mortgage Company
Conventional, FHA 4 0.8% 100% $250,000
A5.0 ★Texas Ratio: 8.47%
Conventional 4 0.8% 100% $192,500 View
Federated Mortgage Corp
Conventional 4 0.8% 100% $430,000
Embrace Home Loans, Inc.
Conventional, FHA 4 0.8% 100% $267,500
Tjc Mortgage Inc
Conventional, FHA 4 0.8% 100% $292,500
Zillow Home Loans, LLC
Conventional, FHA 4 0.8% 100% $347,500
Fairway Independent Mort Corp
Conventional, FHA 4 0.8% 100% $367,500
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 0.8% 80% $82,500 View
A5.0 ★Texas Ratio: 9.21%
Conventional, HELOC 3
+5 HELOCs
0.6% 75% $101,666 View
Newrez LLC
Conventional 3 0.6% 37.5% $148,333
Sage Home Loans Corporation
Conventional 3 0.6% 100% $428,333
Nbkc Bank
Conventional, FHA 3 0.6% 100% $418,333
Guidance Residential, LLC
Conventional 3 0.6% 100% $408,333
Provident Funding Associates
Conventional 3 0.6% 75% $468,333
Integrity Home Mortgage Corporation
Conventional 3 0.6% 100% $378,333
Nationstar Mortgage
Conventional, FHA 3 0.6% 100% $241,666
Spring Eq, LLC
Conventional, HELOC 2
+1 HELOCs
0.4% 22.2% $45,000
Originpoint, LLC
Conventional, VA 2 0.4% 100% $490,000
Cornerstone First Mortgage, LLC
Conventional, FHA 2 0.4% 100% $325,000
C3.9 ★Texas Ratio: 27.97%
Conventional, VA 2 0.4% 100% $320,000 View
Goodleap, LLC
FHA 2 0.4% 100% $335,000
SWBC Mortgage Corporation
Conventional 2 0.4% 100% $370,000
Lakeview Loan Servicing, LLC
Conventional, VA 2 0.4% 100% $475,000
ALCOVA Mortgage, LLC
Conventional, VA 2 0.4% 100% $400,000
Loansteady LLC
Conventional, FHA 2 0.4% 100% $335,000
Loanunited.Com, LLC
Conventional, VA 2 0.4% 100% $590,000
Amerisave Mortgage Company
Conventional 2 0.4% 28.6% $75,000
AdvantageFirst Lending Inc
FHA, VA 2 0.4% 100% $310,000
City Lending Inc.
Conventional, FHA 2 0.4% 100% $205,000
First Alliance Home Mortgage, LLC
Conventional 2 0.4% 100% $340,000
First Savings Mortgage Corporation
Conventional 2 0.4% 100% $345,000
ClearPath Lending
VA 2 0.4% 100% $335,000
Union Home Mortgage Corp.
Conventional 2 0.4% 100% $370,000
T2 Financial LLC
Conventional 2 0.4% 100% $400,000
Mutual of Omaha Mortgage
Conventional, FHA 2 0.4% 100% $180,000
New American Funding, LLC.
Conventional, VA 2 0.4% 66.7% $490,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $55,000 View
Bank Fund Staff Federal Credit
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $485,000
EMM Loans LLC
Conventional 1 0.2% 100% $325,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 25% $275,000 View
Guaranteed Rate Affinity, LLC
Conventional 1 0.2% 100% $225,000
American Financial Resources LLC
Conventional 1 0.2% 100% $495,000
Everett Financial, Inc.
Conventional 1 0.2% 100% $335,000
A5.0 ★Texas Ratio: 7.27%
Conventional 1 0.2% 100% $555,000 View
Norwich Commercial Group Inc
Conventional 1 0.2% 100% $365,000
AmeriHome Mortgage Company, LLC
Conventional 1 0.2% 100% $265,000
Movement Mortgage, LLC
Conventional 1 0.2% 100% $335,000
PHH Mortgage Corporation
Conventional 1 0.2% 100% $125,000
Kinecta Federal Credit Union
Conventional 1 0.2% 100% $45,000
Oaktree Funding Corp
Conventional 1 0.2% 100% $295,000
American Financial Network, Inc.
Conventional 1 0.2% 100% $305,000
General Mortgage Capital Corporation
Conventional 1 0.2% 100% $255,000
A+5.0 ★Texas Ratio: 5.05%
Conventional 1 0.2% 50% $475,000 View
Valon Mortgage
FHA 1 0.2% 100% $405,000
Intercoastal Mortgage, LLC
Conventional 1 0.2% 100% $375,000
American Financing Corporation
Conventional 1 0.2% 25% $55,000
Kwik Mortgage Corporation
Conventional 1 0.2% 100% $435,000
First Colony Mortgage Corporat
Conventional 1 0.2% 100% $495,000
Total Mortgage Services, LLC
Conventional 1 0.2% 100% $435,000
Highlands Residential Mortgage, Ltd.
FHA 1 0.2% 100% $385,000
A+5.0 ★Texas Ratio: 5.26%
Conventional 1 0.2% 100% $495,000 View
B-3.5 ★Texas Ratio: 6.80%
Conventional 1 0.2% 50% $65,000 View
A+5.0 ★Texas Ratio: 4.86%
Conventional 1 0.2% 100% $345,000 View
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.2% 100% $305,000 View
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.2% 100% $275,000
American Pacific Mortgage Corporation
Conventional 1 0.2% 100% $415,000
Mission Loans, LLC
FHA 1 0.2% 100% $255,000
Pentagon Federal Credit Union
VA 1 0.2% 50% $455,000
Better Mortgage Corporation
Conventional 1 0.2% 100% $255,000
Keystone Funding, Inc
Conventional 1 0.2% 100% $385,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.2% 100% $265,000
Northrop Grumman Federal Credit Union
Conventional 1 0.2% 100% $475,000
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.2% 100% $205,000 View
Paramount Residential Mortgage
Conventional 1 0.2% 50% $325,000
Nexera Holding LLC
Conventional 1 0.2% 100% $475,000
Carrington Mortgage Services LLC
Conventional 1 0.2% 27.3% $115,000
Plaza Home Mortgage, Inc
Conventional 1 0.2% 33.3% $175,000
American Neighborhood Mortgage Acceptance Company
FHA 1 0.2% 100% $285,000
Figure Lending LLC
HELOC 0
+4 HELOCs
0% n/a
Members 1St FCU
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.85%
HELOC 0
+2 HELOCs
0% n/a View
HomeBridge Financial Services, Inc
HELOC 0
+2 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.99%
HELOC 0
+1 HELOCs
0% n/a View
Chevron Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Ussfcu
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Ballenger Creek, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Ballenger Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ballenger Creek in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ballenger Creek, MD

Use these to narrow the list above. Each category shows how many Ballenger Creek, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Ballenger Creek, MD

Independent mortgage companies closed 74.3 percent of home loans in Ballenger Creek, Maryland in 2025, banks 17.4 percent and credit unions 8.3 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 4 loans.

74.3%
Mortgage companies
17.4%
Banks
8.3%
Credit unions
18%
FHA loans
10%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Ballenger Creek, MD

Who is the largest mortgage lender in Ballenger Creek, MD?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Ballenger Creek, Maryland with 11 loans, about 2.3 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ballenger Creek, MD mortgage lenders offer FHA, VA and USDA loans?

40 lenders closed FHA loans in Ballenger Creek, Maryland in 2025, led by Rocket Mortgage with 9. 24 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ballenger Creek, MD lender list?

Yes. 33 banks and 20 credit unions closed home loans in Ballenger Creek, Maryland in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ballenger Creek, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ballenger Creek, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ballenger Creek, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ballenger Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.