Ballenger Creek, Maryland mortgage lenders include Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Educational Systems FCUEducational Systems FCU2625 Riva Rd Ste C, Annapolis, MD 21401 7375A+5.0 ★Texas Ratio: 3.40%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, and Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ballenger Creek, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ballenger Creek are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ballenger Creek, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 11 +7 HELOCs |
2.3% | 100% | $385,909 | View |
|
207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 6 +8 HELOCs |
1.3% | 100% | $311,666 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 4 +8 HELOCs |
0.8% | 100% | $372,500 | |
|
2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 100% | $412,500 | View |
|
96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 4 | 0.8% | 100% | $172,500 | View |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +47 HELOCs |
0.6% | 50% | $328,333 | View |
|
166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +4 HELOCs |
0.6% | 100% | $255,000 | View |
|
4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 3 | 0.6% | 75% | $311,666 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 3 | 0.6% | 75% | $308,333 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 3 | 0.6% | 100% | $381,666 | |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 3 | 0.6% | 75% | $348,333 | View |
|
810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $50,000 | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $360,000 | View |
|
2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $350,000 | View |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $325,000 | View |
|
1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 50% | $375,000 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874 A5.0 ★Texas Ratio: 9.36% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
|
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $145,000 | View |
|
1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2 N Market St, Frederick, MD 21701 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nfm, Inc
|
Conventional, FHA, VA | 12 | 2.5% | 100% | $433,333 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 10 | 2.1% | 100% | $439,000 | View |
Direct Mortgage Loans, LLC
|
Conventional, FHA, VA | 6 | 1.3% | 100% | $416,666 | |
The Mortgage Link, Inc.
|
Conventional, FHA | 4 | 0.8% | 80% | $395,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $365,000 | |
Nih Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 47 | 10% | 90.7% | $289,680 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
5.7% | 73.7% | $358,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +6 HELOCs |
3.6% | 73.9% | $274,411 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 16 | 3.4% | 88.9% | $278,125 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 12 | 2.5% | 100% | $375,833 | |
TowneBank
|
Conventional, FHA | 12 | 2.5% | 100% | $335,833 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA | 11 | 2.3% | 84.6% | $413,181 | |
Freedom Mortgage Corporation
|
FHA, VA | 10 | 2.1% | 86.7% | $417,000 | |
Vellum Mortgage, Inc.
|
Conventional, FHA | 9 | 1.9% | 100% | $367,222 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 8 | 1.7% | 100% | $318,750 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA | 8 | 1.7% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 8 | 1.7% | 100% | $355,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 7 +3 HELOCs |
1.5% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 7 | 1.5% | 100% | $380,714 | |
Bay Equity LLC
|
Conventional | 7 | 1.5% | 100% | $336,428 | |
The Loan Store, Inc
|
Conventional, FHA | 6 | 1.3% | 88.9% | $306,666 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 5 +1 HELOCs |
1.1% | 100% | $333,000 | |
Primelending
|
Conventional, FHA | 5 | 1.1% | 100% | $267,000 | |
Primary Residential Mortgage, INC.
|
Conventional, VA | 5 | 1.1% | 100% | $403,000 | |
Mortgage Research Center
|
VA | 5 | 1.1% | 100% | $469,000 | |
Envoy Mortgage, Ltd
|
Conventional, VA | 4 | 0.8% | 80% | $452,500 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 0.8% | 100% | $250,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 4 | 0.8% | 100% | $192,500 | View |
Federated Mortgage Corp
|
Conventional | 4 | 0.8% | 100% | $430,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 4 | 0.8% | 100% | $267,500 | |
Tjc Mortgage Inc
|
Conventional, FHA | 4 | 0.8% | 100% | $292,500 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 4 | 0.8% | 100% | $347,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 0.8% | 100% | $367,500 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.8% | 80% | $82,500 | View |
|
A5.0 ★Texas Ratio: 9.21% |
Conventional, HELOC | 3 +5 HELOCs |
0.6% | 75% | $101,666 | View |
Newrez LLC
|
Conventional | 3 | 0.6% | 37.5% | $148,333 | |
Sage Home Loans Corporation
|
Conventional | 3 | 0.6% | 100% | $428,333 | |
Nbkc Bank
|
Conventional, FHA | 3 | 0.6% | 100% | $418,333 | |
Guidance Residential, LLC
|
Conventional | 3 | 0.6% | 100% | $408,333 | |
Provident Funding Associates
|
Conventional | 3 | 0.6% | 75% | $468,333 | |
Integrity Home Mortgage Corporation
|
Conventional | 3 | 0.6% | 100% | $378,333 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 0.6% | 100% | $241,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 22.2% | $45,000 | |
Originpoint, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $490,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $325,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, VA | 2 | 0.4% | 100% | $320,000 | View |
Goodleap, LLC
|
FHA | 2 | 0.4% | 100% | $335,000 | |
SWBC Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $370,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $475,000 | |
ALCOVA Mortgage, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $400,000 | |
Loansteady LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $335,000 | |
Loanunited.Com, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $590,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.4% | 28.6% | $75,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.4% | 100% | $310,000 | |
City Lending Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $340,000 | |
First Savings Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $345,000 | |
ClearPath Lending
|
VA | 2 | 0.4% | 100% | $335,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.4% | 100% | $370,000 | |
T2 Financial LLC
|
Conventional | 2 | 0.4% | 100% | $400,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $180,000 | |
New American Funding, LLC.
|
Conventional, VA | 2 | 0.4% | 66.7% | $490,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | View |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $485,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 25% | $275,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
Norwich Commercial Group Inc
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Kinecta Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
Oaktree Funding Corp
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 50% | $475,000 | View |
Valon Mortgage
|
FHA | 1 | 0.2% | 100% | $405,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 25% | $55,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Highlands Residential Mortgage, Ltd.
|
FHA | 1 | 0.2% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Mission Loans, LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.2% | 50% | $455,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Northrop Grumman Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 50% | $325,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 27.3% | $115,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 33.3% | $175,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.2% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Members 1St FCU
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Chevron Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ballenger Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ballenger Creek in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ballenger Creek, MD lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.3 percent of home loans in Ballenger Creek, Maryland in 2025, banks 17.4 percent and credit unions 8.3 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, State Employees Credit Union of MD led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Ballenger Creek, Maryland with 11 loans, about 2.3 percent of the market. The largest lender headquartered in Maryland was State Employees Credit Union of MD with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Ballenger Creek, Maryland in 2025, led by Rocket Mortgage with 9. 24 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 20 credit unions closed home loans in Ballenger Creek, Maryland in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ballenger Creek, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ballenger Creek, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ballenger Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.