Mortgage Lenders and Brokers in Annapolis, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Annapolis, Maryland mortgage lenders include Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Bank of America NABank of America NA2120 West St, Annapolis, MD 21401A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1906 Towne Centre Blvd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank2623 Riva Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank2027 Somerville Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 4.11%, First National Bank of PAFirst National Bank of PA1372 Cape St Claire Rd Bldg B, Annapolis, MD 21409A+5.0 ★Texas Ratio: 1.62%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, TD BankTD Bank2103 Commerce Park Dr, Annapolis, MD 21401A+5.0 ★Texas Ratio: 3.71%, and PNC Bank N.A.PNC Bank N.A.948 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Annapolis, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Annapolis are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Annapolis, Maryland
Market share is the lender's share of all home loans closed in Annapolis, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Annapolis 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 15 | 2.7% | 75% | $840,333 | View |
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2 offices in Annapolis 2120 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 9 +10 HELOCs |
1.6% | 90% | $801,666 | View |
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2 offices in Annapolis 920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 8 | 1.5% | 100% | $435,000 | View |
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2 offices in Annapolis 1906 Towne Centre Blvd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 8 | 1.5% | 80% | $637,500 | View |
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★ 1 stars, 1 review 4 offices in Annapolis 2623 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 6 +18 HELOCs |
1.1% | 75% | $1,166,666 | View |
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3 offices in Annapolis 2027 Somerville Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, Jumbo, HELOC | 4 +7 HELOCs |
0.7% | 66.7% | $650,000 | View |
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1 office in Annapolis 1372 Cape St Claire Rd Bldg B, Annapolis, MD 21409 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 57.1% | $215,000 | View |
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1 office in Annapolis 166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 3 +7 HELOCs |
0.5% | 75% | $655,000 | View |
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1 office in Annapolis 2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $278,333 | View |
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★ 1.7 stars, 3 reviews 1 office in Annapolis 948 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +17 HELOCs |
0.4% | 100% | $190,000 | View |
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1 office in Annapolis 2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.4% | 100% | $1,185,000 | View |
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1 office in Annapolis 890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Bay Capital Mortgage Corporation
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Conventional, VA | 8 | 1.5% | 100% | $467,500 | |
Universal Mortgage & Finance, Inc
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FHA | 1 | 0.2% | 100% | $385,000 | |
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3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98% |
Conventional, FHA, VA, Jumbo | 24 | 4.4% | 100% | $571,666 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, Jumbo | 4 | 0.7% | 100% | $707,500 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, VA | 4 | 0.7% | 100% | $437,500 | |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $285,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 0.5% | 100% | $1,808,333 | View |
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115 West St, Annapolis, MD 21401 2839 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 2 +18 HELOCs |
0.4% | 100% | $290,000 | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 2 +16 HELOCs |
0.4% | 50% | $310,000 | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
Conventional, VA | 2 | 0.4% | 100% | $365,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 2 | 0.4% | 100% | $530,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 0.2% | 100% | $975,000 | View |
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2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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1041A W PATRICK ST, FREDERICK, MD 21702 3903 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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1101 Frederick St, Hagerstown, MD 21740 A+5.0 ★Texas Ratio: 0.66% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,165,000 | View |
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★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA, Jumbo | 34 | 6.2% | 94.4% | $523,823 | View |
Nfm, Inc
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Conventional, VA, Jumbo | 23 | 4.2% | 100% | $596,739 | |
Direct Mortgage Loans, LLC
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Conventional | 2 | 0.4% | 100% | $610,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 50% | $265,000 | |
The Mortgage Link, Inc.
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VA | 1 | 0.2% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 39 | 7.1% | 89.6% | $359,615 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 24 +17 HELOCs |
4.4% | 70.6% | $369,583 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 24 +1 HELOCs |
4.4% | 93.1% | $522,916 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo | 23 | 4.2% | 100% | $669,782 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 16 | 2.9% | 85% | $642,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 11 | 2% | 100% | $621,363 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 9 +2 HELOCs |
1.6% | 100% | $513,888 | |
Das Acquisition Company, LLC
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Conventional, VA, Jumbo | 9 | 1.6% | 100% | $815,000 | |
TowneBank
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Conventional, FHA, VA | 9 | 1.6% | 81.8% | $407,222 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 8 | 1.5% | 75% | $463,750 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 8 | 1.5% | 71.4% | $527,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 8 | 1.5% | 100% | $498,750 | |
Movement Mortgage, LLC
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Conventional, VA, Jumbo | 7 | 1.3% | 100% | $567,857 | |
First Heritage Mortgage, LLC
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Conventional, FHA, Jumbo | 7 | 1.3% | 100% | $777,857 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.3% | 87.5% | $347,857 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 6 | 1.1% | 85.7% | $1,085,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 1.1% | 100% | $898,333 | View |
Union Home Mortgage Corp.
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Conventional | 5 | 0.9% | 100% | $567,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $412,500 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA, Jumbo | 4 | 0.7% | 100% | $672,500 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 4 | 0.7% | 100% | $350,000 | View |
First Savings Mortgage Corporation
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Conventional, Jumbo | 4 | 0.7% | 100% | $757,500 | |
Nationstar Mortgage
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Conventional | 4 | 0.7% | 80% | $105,000 | |
Mortgage Research Center
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VA, Jumbo | 4 | 0.7% | 50% | $837,500 | |
EMM Loans LLC
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Conventional | 3 | 0.5% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 3 | 0.5% | 100% | $628,333 | View |
Envoy Mortgage, Ltd
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Conventional, Jumbo | 3 | 0.5% | 75% | $645,000 | |
PHH Mortgage Corporation
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Conventional | 3 | 0.5% | 100% | $521,666 | |
Guild Mortgage Company
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VA | 3 | 0.5% | 100% | $615,000 | |
Congressional Federal Credit Union
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Conventional | 3 | 0.5% | 60% | $61,666 | |
Embrace Home Loans, Inc.
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Conventional | 3 | 0.5% | 100% | $431,666 | |
Better Mortgage Corporation
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Conventional, VA, Jumbo | 3 | 0.5% | 100% | $718,333 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $460,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.4% | 100% | $400,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 100% | $520,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.4% | 100% | $380,000 | |
City Lending Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $180,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $475,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.4% | 100% | $410,000 | View |
Mortgage Equity Partners LLC
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Conventional, FHA | 2 | 0.4% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 0.4% | 100% | $640,000 | View |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.4% | 66.7% | $630,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.4% | 100% | $505,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.4% | 100% | $425,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.4% | 100% | $775,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.4% | 100% | $390,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 33.3% | $330,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $840,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $305,000 | View |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,385,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $445,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,455,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 14.3% | $605,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Loansteady LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $75,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 50% | $325,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.2% | 100% | $735,000 | |
Nation One Mortgage Corporatio
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VA, Jumbo | 1 | 0.2% | 100% | $905,000 | |
Select Lending Services, LLC
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VA | 1 | 0.2% | 100% | $655,000 | |
Click n' Close, Inc.
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VA | 1 | 0.2% | 100% | $375,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.2% | 100% | $425,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Capital Center LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Southern Trust Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $735,000 | |
Planet Home Lending, LLC
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VA, Jumbo | 1 | 0.2% | 100% | $885,000 | |
Vellum Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,215,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Agriculture Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Ithink Financial Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $965,000 | |
Union Savings Bank
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Conventional | 1 | 0.2% | 100% | $1,015,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | View |
Mit Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.53% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,185,000 | View |
Radius Financial Group Inc
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VA | 1 | 0.2% | 100% | $485,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,165,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Toyota Financial Savings Bank
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 50% | $785,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $755,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.2% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Signature Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Annapolis Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Annapolis, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Annapolis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Annapolis in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Annapolis, MD
Use these to narrow the list above. Each category shows how many Annapolis, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Annapolis, MD
Independent mortgage companies closed 64.7 percent of home loans in Annapolis, Maryland in 2025, banks 27.3 percent and credit unions 8 percent. Bay Capital Mortgage Corporation was the largest mortgage company, Shore United Bank, N.A. the largest bank and Nasa Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Annapolis, MD
By home loans closed in 2025, Shore United Bank, N.A. was the largest mortgage lender in Annapolis, Maryland with 15 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Annapolis, Maryland in 2025, led by Freedom Mortgage Corporation with 4. 41 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 19 credit unions closed home loans in Annapolis, Maryland in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Annapolis, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Annapolis, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Annapolis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
