Mortgage Lenders and Brokers in Aberdeen, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Aberdeen, Maryland mortgage lenders include Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Harford BankHarford Bank8 W Bel Air Ave, Aberdeen, MD 21001A5.0 ★Texas Ratio: 7.13%, Credence Funding CorporationCredence Funding CorporationAberdeen, MD, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, and Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Aberdeen, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aberdeen are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Aberdeen, Maryland
Market share is the lender's share of all home loans closed in Aberdeen, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 37 +17 HELOCs |
7.5% | 80% | $124,459 | View |
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★ 1.7 stars, 3 reviews 1 office in Aberdeen 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 6 +10 HELOCs |
1.2% | 85.7% | $180,000 | View |
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1 office in Aberdeen 3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +3 HELOCs |
0.8% | 66.7% | $172,500 | View |
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1 office in Aberdeen 207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 3 +16 HELOCs |
0.6% | 100% | $325,000 | View |
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1 office in Aberdeen 122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $405,000 | View |
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8 W Bel Air Ave, Aberdeen, MD 21001 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.2% | 33.3% | $155,000 | View |
Credence Funding Corporation
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Conventional, VA | 2 | 0.4% | 100% | $490,000 | |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.6% | 100% | $378,333 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 3 | 0.6% | 100% | $258,333 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
FHA | 2 | 0.4% | 66.7% | $210,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $225,000 | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $225,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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3706 Norrisville Rd, Jarrettsville, MD 21084 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
VA | 1 | 0.2% | 50% | $355,000 | |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA, VA | 18 | 3.6% | 100% | $459,444 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 11 | 2.2% | 91.7% | $306,818 | View |
Nfm, Inc
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FHA, VA | 7 | 1.4% | 100% | $277,857 | |
Cazle Mortgage, Inc.
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Conventional, FHA | 4 | 0.8% | 100% | $335,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $338,333 | |
Bayshore Mortgage Funding
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VA | 1 | 0.2% | 100% | $455,000 | |
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A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 98 | 19.8% | 66.2% | $460,510 | |
Rocket Mortgage
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Conventional, FHA, VA | 41 | 8.3% | 89.1% | $285,243 | |
Guild Mortgage Company
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Conventional, FHA, VA | 25 | 5.1% | 100% | $371,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 4% | 80% | $369,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 18 | 3.6% | 85.7% | $259,444 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 2.2% | 78.6% | $197,727 | |
Nationstar Mortgage
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Conventional, FHA, VA | 11 | 2.2% | 100% | $205,000 | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 2% | 64.7% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +7 HELOCs |
1.8% | 56.2% | $246,111 | View |
First Community Mortgage, Inc.
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Conventional, FHA, VA | 9 | 1.8% | 100% | $318,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.8% | 90% | $308,333 | |
Village Capital & Investment
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FHA, VA | 8 | 1.6% | 100% | $455,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 7 | 1.4% | 100% | $273,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 1.4% | 100% | $405,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 1.2% | 100% | $161,666 | |
Newrez LLC
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FHA, VA | 5 | 1% | 83.3% | $379,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 100% | $330,000 | View |
Churchill Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.8% | 100% | $280,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.6% | 60% | $258,333 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 3 | 0.6% | 100% | $461,666 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $441,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.6% | 100% | $188,333 | |
Mortgage Research Center
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VA | 3 | 0.6% | 40% | $451,666 | |
TowneBank
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Conventional, FHA | 3 | 0.6% | 100% | $301,666 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 0.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 75% | $158,333 | View |
Originpoint, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $370,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $300,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.4% | 50% | $395,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.4% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 66.7% | $440,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, VA | 2 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.4% | 40% | $490,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 66.7% | $70,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.2% | 50% | $465,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Primelending
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VA | 1 | 0.2% | 100% | $225,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $435,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $645,000 | View |
Michigan Mutual, Inc
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FHA | 1 | 0.2% | 100% | $295,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $85,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $335,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $595,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $585,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.2% | 50% | $515,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $435,000 | |
Vellum Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $435,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $295,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $395,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Toyota Financial Savings Bank
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Conventional | 1 | 0.2% | 100% | $415,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 12.5% | $65,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $375,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Aberdeen Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Aberdeen, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Aberdeen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aberdeen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Aberdeen, MD
Use these to narrow the list above. Each category shows how many Aberdeen, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Aberdeen, MD
Independent mortgage companies closed 78.4 percent of home loans in Aberdeen, Maryland in 2025, banks 10.9 percent and credit unions 10.7 percent. Credence Funding Corporation was the largest mortgage company, PNC Bank N.A. the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 37 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Aberdeen, MD
By home loans closed in 2025, Aberdeen Proving Ground FCU was the largest mortgage lender in Aberdeen, Maryland with 37 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Aberdeen, Maryland, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 66.2 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Aberdeen, Maryland in 2025, led by Nvr Mortgage Finance, Inc. with 27. 34 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in Aberdeen, Maryland in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Aberdeen, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aberdeen, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aberdeen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
