Mortgage Lenders and Brokers in Orono, Maine
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Orono, Maine mortgage lenders include Bangor Savings BankBangor Savings Bank110 Park St, Orono, ME 04473A+5.0 ★Texas Ratio: 4.53%, University Credit UnionUniversity Credit Union5748 Memorial Un, Orono, ME 04469A+5.0 ★Texas Ratio: 3.82%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, TD BankTD Bank10 Great Falls Plz, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.71%, First National BankFirst National Bank145 Exchange St, Bangor, ME 04401A5.0 ★Texas Ratio: 6.84%, Maine Savings Federal Credit UnionMaine Savings Federal Credit Union868 Hammond St, Bangor, ME 04401 4328A-5.0 ★Texas Ratio: 15.25%, Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA241 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association600 Center St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.81%, and Acadia Federal Credit UnionAcadia Federal Credit Union131 Main St, Ashland, ME 04732 3432A5.0 ★Texas Ratio: 8.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orono, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orono are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orono, Maine
Market share is the lender's share of all home loans closed in Orono, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Orono 110 Park St, Orono, ME 04473 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, USDA, HELOC | 11 +7 HELOCs |
16.7% | 91.7% | $293,181 | View |
|
5748 Memorial Un, Orono, ME 04469 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 7 | 10.6% | 87.5% | $242,142 | View |
|
178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 3 +3 HELOCs |
4.5% | 100% | $305,000 | View |
|
10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +1 HELOCs |
3% | 100% | $400,000 | View |
|
145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
Conventional | 2 | 3% | 100% | $170,000 | View |
|
868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 100% | $65,000 | View |
|
150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.5% | 50% | $375,000 | View |
|
241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $285,000 | View |
|
600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.5% | 100% | $295,000 | View |
|
131 Main St, Ashland, ME 04732 3432 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 1.5% | 100% | $95,000 | View |
|
110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CUSO Mortgage Corporation
|
Conventional | 4 | 6.1% | 100% | $330,000 | |
The County Federal CreditUnion
|
Conventional | 1 | 1.5% | 100% | $65,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 7.6% | 100% | $417,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 4 | 6.1% | 66.7% | $287,500 | |
Everett Financial, Inc.
|
Conventional, FHA, VA | 3 | 4.5% | 100% | $211,666 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 3% | 100% | $325,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 3% | 100% | $300,000 | |
Embrace Home Loans, Inc.
|
Conventional | 2 | 3% | 100% | $380,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3% | 100% | $235,000 | View |
Leaderone Financial Corp.
|
Conventional | 2 | 3% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.5% | 50% | $745,000 | View |
Freedom Mortgage Corporation
|
FHA | 1 | 1.5% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $275,000 | |
Amerant Mortgage LLC
|
FHA | 1 | 1.5% | 100% | $285,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 1.5% | 100% | $215,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.5% | 100% | $85,000 | |
Mortgage Research Center
|
VA | 1 | 1.5% | 100% | $445,000 | |
Megastar Finanacial Corp
|
Conventional | 1 | 1.5% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.5% | 100% | $175,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lower, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Orono Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orono, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Orono? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orono in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orono, ME
Use these to narrow the list above. Each category shows how many Orono, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Orono, ME
Independent mortgage companies closed 45.5 percent of home loans in Orono, Maine in 2025, banks 39.4 percent and credit unions 15.2 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and University Credit Union the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orono, ME
By home loans closed in 2025, Bangor Savings Bank was the largest mortgage lender in Orono, Maine with 11 loans, about 16.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Orono, Maine in 2025, led by Bangor Savings Bank with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Orono, Maine in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orono, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orono, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orono. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
