Mortgage Lenders and Brokers in Kittery, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kittery, Maine mortgage lenders include Kennebunk Savings BankKennebunk Savings Bank4 Shapleigh Rd, Kittery, ME 03904A+5.0 ★Texas Ratio: 0.98%, M&T BankM&T Bank17 Walker St, Kittery, ME 03904A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank30 State Rd, Kittery, ME 03904A+5.0 ★Texas Ratio: 3.71%, Keybank National AssociationKeybank National Association12 Shapleigh Rd, Kittery, ME 03904A+5.0 ★Texas Ratio: 4.81%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Partners Bank of New EnglandPartners Bank of New England254 Long Plains Rd, Buxton, ME 04093A+5.0 ★Texas Ratio: 0.32%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Evergreen Credit UnionEvergreen Credit Union838 Roosevelt Trl, Naples, ME 04055A5.0 ★Texas Ratio: 9.45%, Maine Community BankMaine Community Bank100 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.93%, and Bank of America NABank of America NA110 Maine St, Brunswick, ME 04011A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kittery, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kittery are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kittery, Maine
Market share is the lender's share of all home loans closed in Kittery, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kittery 4 Shapleigh Rd, Kittery, ME 03904 A+5.0 ★Texas Ratio: 0.98% |
Conventional, Jumbo | 19 | 10.5% | 73.1% | $218,157 | View |
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1 office in Kittery 17 Walker St, Kittery, ME 03904 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
1.7% | 100% | $628,333 | View |
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1 office in Kittery 30 State Rd, Kittery, ME 03904 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +9 HELOCs |
1.1% | 100% | $130,000 | View |
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1 office in Kittery 12 Shapleigh Rd, Kittery, ME 03904 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, USDA, HELOC | 2 +7 HELOCs |
1.1% | 66.7% | $435,000 | View |
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254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $320,000 | View |
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178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $565,000 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
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110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5 Widgery Wharf Fl 3, Portland, ME 04101 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 4 | 2.2% | 66.7% | $97,500 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo | 29 | 16% | 96.8% | $447,068 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 10 | 5.5% | 84.6% | $501,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 7 +2 HELOCs |
3.9% | 61.5% | $146,428 | |
Rocket Mortgage
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Conventional, FHA | 6 | 3.3% | 58.3% | $215,000 | |
EMM Loans LLC
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Conventional | 5 | 2.8% | 100% | $493,000 | |
Service Federal Credit Union
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Conventional, HELOC | 4 +9 HELOCs |
2.2% | 80% | $367,500 | |
Navy Federal Credit Union
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Conventional, VA | 4 | 2.2% | 100% | $420,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 2.2% | 100% | $157,500 | View |
Westerly Community Credit Union
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Conventional | 4 | 2.2% | 100% | $117,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.7% | 100% | $391,666 | |
Newrez LLC
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Conventional | 3 | 1.7% | 75% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 3 | 1.7% | 60% | $741,666 | View |
loanDepot.com LLC
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Conventional | 3 | 1.7% | 60% | $368,333 | |
Harborone Mortgage, LLC
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Conventional, Jumbo | 3 | 1.7% | 100% | $675,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.7% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 2 | 1.1% | 100% | $650,000 | View |
Envoy Mortgage, Ltd
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Conventional | 2 | 1.1% | 100% | $450,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $280,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 1.1% | 100% | $640,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.1% | 66.7% | $90,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 2 | 1.1% | 100% | $550,000 | |
Discover Bank
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Conventional | 2 | 1.1% | 66.7% | $75,000 | |
Total Mortgage Services, LLC
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Conventional | 2 | 1.1% | 100% | $285,000 | |
Radius Financial Group Inc
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Conventional | 2 | 1.1% | 100% | $455,000 | |
Holy Rosary Regional Credit Union
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Conventional | 2 | 1.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.6% | 100% | $875,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $255,000 | View |
Passumpsic Bank
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Conventional | 1 | 0.6% | 100% | $415,000 | |
Ross Mortgage Company
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Conventional | 1 | 0.6% | 100% | $515,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $595,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $405,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $265,000 | |
First Seacoast Bank
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Conventional | 1 | 0.6% | 50% | $485,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $505,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 50% | $235,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.52% |
Conventional | 1 | 0.6% | 100% | $545,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $555,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,075,000 | View |
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A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
Hanscom Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.6% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,165,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 0.6% | 50% | $455,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
Jeanne D'Arc Credit Union
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Conventional | 1 | 0.6% | 100% | $1,105,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.6% | 100% | $515,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Kittery Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kittery, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Kittery? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kittery in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kittery, ME
Use these to narrow the list above. Each category shows how many Kittery, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Kittery, ME
Independent mortgage companies closed 51.9 percent of home loans in Kittery, Maine in 2025, banks 32 percent and credit unions 16 percent. Cmg Mortgage Inc was the largest mortgage company, Kennebunk Savings Bank the largest bank and Evergreen Credit Union the largest credit union. Among lenders headquartered in Maine, Kennebunk Savings Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kittery, ME
By home loans closed in 2025, Kennebunk Savings Bank was the largest mortgage lender in Kittery, Maine with 19 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Kittery, Maine in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Cmg Mortgage Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 12 credit unions closed home loans in Kittery, Maine in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kittery, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kittery, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kittery. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
