Mortgage Lenders and Brokers in Belfast, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belfast, Maine mortgage lenders include The Camden National BankThe Camden National Bank17 Belmont Ave, Belfast, ME 04915A+5.0 ★Texas Ratio: 1.50%, Bangor Savings BankBangor Savings Bank106 Main St, Belfast, ME 04915A+5.0 ★Texas Ratio: 4.53%, First National BankFirst National Bank1b Belmont Ave, Belfast, ME 04915A5.0 ★Texas Ratio: 6.84%, Keybank National AssociationKeybank National Association111 Main St, Belfast, ME 04915A+5.0 ★Texas Ratio: 4.81%, Maine State Credit UnionMaine State Credit Union200 Capitol St, Augusta, ME 04330 6238A+5.0 ★Texas Ratio: 5.92%, University Credit UnionUniversity Credit Union67 Sewall St, Augusta, ME 04330 6332A+5.0 ★Texas Ratio: 3.82%, Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA241 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 3.68%, Seaboard Federal Credit UnionSeaboard Federal Credit Union177 Main St, Bucksport, ME 04416A5.0 ★Texas Ratio: 9.09%, and Skowhegan Savings BankSkowhegan Savings Bank450 Civic Center Dr, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belfast, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belfast are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belfast, Maine
Market share is the lender's share of all home loans closed in Belfast, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Belfast 17 Belmont Ave, Belfast, ME 04915 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 5 +24 HELOCs |
5.5% | 100% | $267,000 | View |
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2 offices in Belfast 106 Main St, Belfast, ME 04915 A+5.0 ★Texas Ratio: 4.53% |
Conventional, HELOC | 5 +11 HELOCs |
5.5% | 71.4% | $407,000 | View |
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1 office in Belfast 1b Belmont Ave, Belfast, ME 04915 A5.0 ★Texas Ratio: 6.84% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
4.4% | 80% | $797,500 | View |
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1 office in Belfast 111 Main St, Belfast, ME 04915 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
3.3% | 75% | $198,333 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 2.2% | 50% | $180,000 | View |
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67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 2.2% | 100% | $105,000 | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.1% | 100% | $405,000 | View |
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241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $805,000 | View |
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177 Main St, Bucksport, ME 04416 A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
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450 Civic Center Dr, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 1.1% | 100% | $265,000 | View |
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1126 Hammond St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.11% |
Conventional | 1 | 1.1% | 100% | $555,000 | View |
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92 Lincolnville Ave, Belfast, ME 04915 A5.0 ★Texas Ratio: 8.37% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 1.1% | 100% | $455,000 | View |
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10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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868 Hammond St, Bangor, ME 04401 4328 A-5.0 ★Texas Ratio: 15.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CUSO Mortgage Corporation
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Conventional | 2 | 2.2% | 66.7% | $235,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 11 | 12.1% | 100% | $423,181 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 8.8% | 90% | $233,750 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 7.7% | 77.8% | $199,285 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 3.3% | 100% | $281,666 | |
Total Mortgage Services, LLC
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Conventional, FHA | 3 | 3.3% | 100% | $218,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 3.3% | 100% | $351,666 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +1 HELOCs |
2.2% | 66.7% | $520,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2.2% | 50% | $45,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.2% | 100% | $155,000 | |
Mortgage Research Center
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VA | 2 | 2.2% | 50% | $230,000 | |
Navy Federal Credit Union
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Conventional | 2 | 2.2% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 100% | $475,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.1% | 100% | $365,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 50% | $115,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 1.1% | 100% | $385,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Oceanside Mortgage Company
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FHA | 1 | 1.1% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 1.1% | 50% | $285,000 | |
Megastar Finanacial Corp
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FHA | 1 | 1.1% | 100% | $275,000 | |
St. Mary'S Bank CU
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Conventional | 1 | 1.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.1% | 100% | $805,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 1.1% | 100% | $445,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,225,000 | View |
21St Mortgage
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Conventional | 1 | 1.1% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 1.1% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Belfast Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belfast, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Belfast? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belfast in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belfast, ME
Use these to narrow the list above. Each category shows how many Belfast, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Belfast, ME
Independent mortgage companies closed 60.4 percent of home loans in Belfast, Maine in 2025, banks 29.7 percent and credit unions 9.9 percent. CUSO Mortgage Corporation was the largest mortgage company, The Camden National Bank the largest bank and Maine State Credit Union the largest credit union. Among lenders headquartered in Maine, The Camden National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belfast, ME
By home loans closed in 2025, The Camden National Bank was the largest mortgage lender in Belfast, Maine with 5 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Belfast, Maine in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Belfast, Maine in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belfast, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belfast, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belfast. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
