Newton, Kansas mortgage lenders include Peoples Bank and Trust CoPeoples Bank and Trust Co1905 S Kansas Avenue, Newton, KS 67114A5.0 ★Texas Ratio: 7.49%, The Citizens State BankThe Citizens State Bank1225 N Main St, Newton, KS 67114A+5.0 ★Texas Ratio: 0.04%, Union State BankUnion State Bank527 N Main St, Newton, KS 67114A+5.0 ★Texas Ratio: 1.08%, Intrust Bank, NAIntrust Bank, NA128 E Broadway St, Newton, KS 67114A+5.0 ★Texas Ratio: 5.22%, Community National Bank & TrustCommunity National Bank & Trust127 N Main St, Newton, KS 67114A5.0 ★Texas Ratio: 6.38%, BMO Harris Bank NABMO Harris Bank NA100 W 12th St, Newton, KS 67114A+5.0 ★Texas Ratio: 3.54%, Heartland Credit UnionHeartland Credit Union2201 S Kansas Rd, Newton, KS 67114 8733A5.0 ★Texas Ratio: 9.12%, White Eagle Credit UnionWhite Eagle Credit Union300 W Broadway St, Newton, KS 67114A5.0 ★Texas Ratio: 6.40%, First National Bank of HutchinsonFirst National Bank of Hutchinson6206 N 247th St W, Andale, KS 67001A+5.0 ★Texas Ratio: 2.58%, and Credit Union of AmericaCredit Union of America329 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newton, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newton are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Newton, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Newton 1905 S Kansas Avenue, Newton, KS 67114 A5.0 ★Texas Ratio: 7.49% |
Conventional | 30 | 8.1% | 96.8% | $121,666 | View |
|
2 offices in Newton 1225 N Main St, Newton, KS 67114 A+5.0 ★Texas Ratio: 0.04% |
Conventional, Jumbo | 22 | 6% | 96.4% | $175,000 | View |
|
2 offices in Newton 527 N Main St, Newton, KS 67114 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 20 | 5.4% | 95.5% | $122,500 | View |
|
2 offices in Newton 128 E Broadway St, Newton, KS 67114 A+5.0 ★Texas Ratio: 5.22% |
Conventional, VA, HELOC | 8 +8 HELOCs |
2.2% | 72.7% | $102,500 | View |
|
1 office in Newton 127 N Main St, Newton, KS 67114 A5.0 ★Texas Ratio: 6.38% |
Conventional, HELOC | 5 +5 HELOCs |
1.4% | 83.3% | $121,000 | View |
|
1 office in Newton 100 W 12th St, Newton, KS 67114 A+5.0 ★Texas Ratio: 3.54% |
Conventional, VA, HELOC | 4 +13 HELOCs |
1.1% | 80% | $112,500 | View |
|
2201 S Kansas Rd, Newton, KS 67114 8733 A5.0 ★Texas Ratio: 9.12% |
Conventional, HELOC | 18 +18 HELOCs |
4.9% | 94.7% | $135,000 | View |
|
300 W Broadway St, Newton, KS 67114 A5.0 ★Texas Ratio: 6.40% |
Conventional | 11 | 3% | 84.6% | $85,000 | View |
|
6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 7 | 1.9% | 100% | $115,000 | View |
|
329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
1.4% | 63.6% | $159,000 | View |
|
2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 75% | $148,333 | View |
|
610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 75% | $61,666 | View |
|
2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.8% | 100% | $185,000 | View |
|
2000 W 103rd St, Leawood, KS 66206 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 75% | $128,333 | View |
|
1610 N Summit St, Arkansas City, KS 67005 3917 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 2 | 0.5% | 100% | $60,000 | View |
|
329 Main St, Halstead, KS 67056 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 0.5% | 100% | $105,000 | View |
|
137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.5% | 100% | $65,000 | View |
|
1550 Oxen Ln, Burlington, KS 66839 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 2 | 0.5% | 66.7% | $60,000 | View |
|
406 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $215,000 | View |
|
13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
120 W 1st St, Ellsworth, KS 67439 3202 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
|
3730 W 13th St N, Wichita, KS 67203 4402 A5.0 ★Texas Ratio: 9.68% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
|
600 S Kansas Ave, Topeka, KS 66603 C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
|
117 S 8th St Unti A, Independence, KS 67301 3503 A+5.0 ★Texas Ratio: 3.93% |
Conventional | 1 | 0.3% | 50% | $125,000 | View |
|
1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
|
418 Nw 3rd St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $215,000 | View |
|
125 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 4.64% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
|
502 N Merchant St, Belle Plaine, KS 67013 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
|
1001 Sw Wanamaker Rd Ste A, Topeka, KS 66604 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
|
500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
|
405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.3% | 100% | $295,000 | View |
First State Bank & Trust
15506 Pinehurst Dr, Basehor, KS 66007 |
Conventional | 1 | 0.3% | 100% | $85,000 | |
|
123 E Chicago Ave, Colwich, KS 67030 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Members Mortgage Services, LLC
|
FHA | 8 | 2.2% | 100% | $183,750 | |
Mortgage Investment Services Corporation
|
FHA | 3 | 0.8% | 75% | $218,333 | |
M Squared Financial LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 10.16% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 36 | 9.8% | 82.6% | $153,611 | |
Mortgage Research Center
|
Conventional, VA | 12 | 3.3% | 100% | $205,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 11 | 3% | 92.3% | $192,272 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 11 | 3% | 100% | $217,727 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 10 | 2.7% | 100% | $157,000 | View |
loanDepot.com LLC
|
Conventional, FHA | 8 | 2.2% | 66.7% | $130,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 8 | 2.2% | 90.9% | $200,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA, VA | 8 | 2.2% | 100% | $170,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 7 | 1.9% | 100% | $129,285 | |
Provident Funding Associates
|
Conventional | 5 | 1.4% | 100% | $281,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 5 | 1.4% | 83.3% | $107,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 4 | 1.1% | 100% | $182,500 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 4 | 1.1% | 100% | $192,500 | |
Pennymac Loan Services LLC
|
Conventional, VA | 4 | 1.1% | 80% | $122,500 | |
Better Mortgage Corporation
|
Conventional, FHA | 4 | 1.1% | 80% | $185,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 3 | 0.8% | 100% | $81,666 | View |
Newrez LLC
|
Conventional, FHA, VA | 3 | 0.8% | 42.9% | $198,333 | |
American Financial Network, Inc.
|
Conventional, FHA | 3 | 0.8% | 100% | $111,666 | |
Premier Members Credit Union
|
Conventional | 3 | 0.8% | 75% | $135,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 0.8% | 100% | $185,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 0.8% | 60% | $168,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.8% | 75% | $205,000 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $165,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.5% | 100% | $100,000 | |
Sun West Mortgage Company, Inc
|
FHA | 2 | 0.5% | 100% | $120,000 | |
Click n' Close, Inc.
|
FHA | 2 | 0.5% | 100% | $230,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 0.5% | 100% | $150,000 | |
Pentagon Federal Credit Union
|
Conventional, VA | 2 | 0.5% | 100% | $290,000 | |
|
A+5.0 ★Texas Ratio: 3.61% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $115,000 | |
Regent Financial Group
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
Movement Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $345,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.3% | 20% | $165,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.3% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 6.19% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
American Financing Corporation
|
FHA | 1 | 0.3% | 50% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 50% | $125,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $125,000 | |
Waterstone Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $225,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $315,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.3% | 33.3% | $165,000 | |
Compass Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 50% | $25,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $75,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 100% | $235,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Newton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Newton, KS lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 47.7 percent of home loans in Newton, Kansas in 2025, banks 37.9 percent and credit unions 14.4 percent. Members Mortgage Services, LLC was the largest mortgage company, Peoples Bank and Trust Co the largest bank and Heartland Credit Union the largest credit union. Among lenders headquartered in Kansas, Peoples Bank and Trust Co led with 30 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
By home loans closed in 2025, Peoples Bank and Trust Co was the largest mortgage lender in Newton, Kansas with 30 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Newton, Kansas in 2025, led by Members Mortgage Services, LLC with 8. 21 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 13 credit unions closed home loans in Newton, Kansas in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newton, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newton, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.