Mortgage Lenders and Brokers in Waukee, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waukee, Iowa mortgage lenders include Central BankCentral Bank300 E Hickman Rd, Waukee, IA 50263A+5.0 ★Texas Ratio: 2.72%, Wells Fargo Bank NAWells Fargo Bank NA110 E Hickman Rd, Waukee, IA 50263A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, Peoples BankPeoples Bank1185 University Ave, Waukee, IA 50263A+5.0 ★Texas Ratio: 1.17%, Charter BankCharter Bank455 6th St, Waukee, IA 50263A+5.0 ★Texas Ratio: 0.00%, West BankWest Bank955 E Hickman Rd, Waukee, IA 50263A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA350 Se Alices Road, Waukee, IA 50263A+5.0 ★Texas Ratio: 3.68%, Community State BankCommunity State Bank460 Se University Ave, Waukee, IA 50263A+5.0 ★Texas Ratio: 1.22%, Greenstate Credit UnionGreenstate Credit Union1085 E Hickman Rd, Waukee, IA 50263A5.0 ★Texas Ratio: 10.18%, and Veridian Credit UnionVeridian Credit Union655 E Hickman Rd, Waukee, IA 50263 0079A+5.0 ★Texas Ratio: 4.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waukee, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waukee are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waukee, Iowa
Market share is the lender's share of all home loans closed in Waukee, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Waukee 300 E Hickman Rd, Waukee, IA 50263 A+5.0 ★Texas Ratio: 2.72% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
1.6% | 100% | $340,714 | View |
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1 office in Waukee 110 E Hickman Rd, Waukee, IA 50263 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.2% | 83.3% | $161,000 | View |
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1 office in Waukee 111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 0.9% | 66.7% | $317,500 | View |
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1 office in Waukee 1185 University Ave, Waukee, IA 50263 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 4 | 0.9% | 100% | $287,500 | View |
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1 office in Waukee 455 6th St, Waukee, IA 50263 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.5% | 100% | $40,000 | View |
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1 office in Waukee 955 E Hickman Rd, Waukee, IA 50263 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.5% | 100% | $350,000 | View |
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1 office in Waukee 350 Se Alices Road, Waukee, IA 50263 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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1 office in Waukee 460 Se University Ave, Waukee, IA 50263 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1085 E Hickman Rd, Waukee, IA 50263 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, Jumbo, HELOC | 67 +28 HELOCs |
15.8% | 91.2% | $249,477 | View |
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655 E Hickman Rd, Waukee, IA 50263 0079 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 43 +29 HELOCs |
10.1% | 91.5% | $228,255 | View |
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780 W Hickman Rd, Waukee, IA 50263 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 29 +7 HELOCs |
6.8% | 90.6% | $335,344 | View |
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16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 12 | 2.8% | 100% | $262,500 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 11 +2 HELOCs |
2.6% | 100% | $395,909 | View |
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205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional, VA | 8 | 1.9% | 100% | $287,500 | View |
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3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
Conventional, HELOC | 6 +1 HELOCs |
1.4% | 85.7% | $301,666 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 6 | 1.4% | 100% | $233,333 | View |
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1403 S Rooselvelt, Burlington, IA 52601 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 5 | 1.2% | 100% | $325,000 | View |
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1145 SE University Ave, Waukee, IA 50263 9669 A5.0 ★Texas Ratio: 8.43% |
Conventional | 5 | 1.2% | 66.7% | $261,000 | View |
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4303 Fleur Dr, Des Moines, IA 50321 2327 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 5 | 1.2% | 100% | $187,000 | View |
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420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional | 3 | 0.7% | 100% | $241,666 | View |
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520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 2 +9 HELOCs |
0.5% | 100% | $275,000 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.5% | 100% | $120,000 | View |
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2701 Stange Rd, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 0.5% | 100% | $145,000 | View |
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423 E Court Ave, Des Moines, IA 50309 2010 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $155,000 | View |
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801 E Main St, Lamoni, IA 50140 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.2% | 66.7% | $185,000 | View |
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100 1st Ave Ne, Cedar Rapids, IA 52401 A5.0 ★Texas Ratio: 6.98% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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1400 2nd Ave, Des Moines, IA 50314 3403 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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1012 N Us Highway 71, Carroll, IA 51401 A-5.0 ★Texas Ratio: 15.31% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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500 6th St, Armstrong, IA 50514 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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203 W Highway 92, Bevington, IA 50033 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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100 Ne Jacob St, Grimes, IA 50111 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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201 207 Main Street, Baxter, IA 50028 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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1370 Nw 18th St Ste 101, Ankeny, IA 50023 B4.5 ★Texas Ratio: 21.01% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,245,000 | View |
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807 Rosedale Dr, Center Point, IA 52213 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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2701 Stange Rd, Ames, IA 50010 A5.0 ★Texas Ratio: 7.43% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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1090 E Hickman Rd, Waukee, IA 50263 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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525 Main St, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Homeservices Lending LLC
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Conventional, VA | 6 | 1.4% | 100% | $368,333 | |
Iowa Bankers Mortgage Corporation
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Conventional | 6 | 1.4% | 75% | $268,333 | |
549300K04Zgwyv7Ldx511190891
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | |
Contract Exchange Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Midwestone Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 16 | 3.8% | 80% | $223,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 2.1% | 90% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 9 | 2.1% | 100% | $328,333 | View |
Gershman Investment Corp.
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Conventional, FHA, VA | 9 | 2.1% | 100% | $290,555 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
1.9% | 100% | $322,500 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 6 +1 HELOCs |
1.4% | 100% | $223,333 | |
Compass Mortgage, Inc.
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Conventional | 6 | 1.4% | 100% | $240,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.4% | 100% | $351,666 | |
Nationstar Mortgage
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Conventional | 5 | 1.2% | 100% | $107,000 | |
Mortgage Research Center
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VA | 5 | 1.2% | 100% | $283,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 0.9% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 4 | 0.9% | 100% | $290,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 4 | 0.9% | 100% | $267,500 | View |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 3 | 0.7% | 100% | $401,666 | View |
Pennymac Loan Services LLC
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Conventional | 3 | 0.7% | 80% | $231,666 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 3 | 0.7% | 100% | $258,333 | View |
Stockton Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 100% | $191,666 | |
Lower, LLC
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Conventional, VA | 3 | 0.7% | 100% | $225,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.7% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.5% | 100% | $225,000 | |
Newrez LLC
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FHA, VA | 2 | 0.5% | 66.7% | $180,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.5% | 100% | $180,000 | View |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $410,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $410,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.5% | 100% | $405,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $135,000 | |
Land Home Financial Services,
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Conventional, VA | 2 | 0.5% | 100% | $320,000 | |
Marine Credit Union
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Conventional | 2 | 0.5% | 100% | $170,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.5% | 100% | $210,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $210,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.5% | 100% | $335,000 | |
I H Mississippi Valley Credit Union
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Conventional | 2 | 0.5% | 100% | $400,000 | |
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A+5.0 ★Texas Ratio: 2.29% |
Conventional | 2 | 0.5% | 66.7% | $165,000 | View |
21St Mortgage
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Conventional | 2 | 0.5% | 14.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $155,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $230,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $345,000 | |
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A5.0 ★Texas Ratio: 7.16% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Zippy Loans, LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
CrossCountry Mortgage, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 66.7% | $85,000 | |
Mortgage Center LC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.42% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Right Start Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Thrivent Bank
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $495,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a |
Waukee Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waukee, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Waukee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waukee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waukee, IA
Use these to narrow the list above. Each category shows how many Waukee, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Waukee, IA
Independent mortgage companies closed 30.1 percent of home loans in Waukee, Iowa in 2025, banks 30.6 percent and credit unions 39.3 percent. Homeservices Lending LLC was the largest mortgage company, Central Bank the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Central Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waukee, IA
By home loans closed in 2025, Central Bank was the largest mortgage lender in Waukee, Iowa with 7 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Waukee, Iowa, Greenstate Credit Union approved the highest share of completed applications in 2025 at 91.2 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Waukee, Iowa in 2025, led by Community Choice Credit Union with 4. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 17 credit unions closed home loans in Waukee, Iowa in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waukee, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waukee, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waukee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
