Mortgage Lenders and Brokers in Clive, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clive, Iowa mortgage lenders include Luana Savings BankLuana Savings Bank16390 Holcomb Ct, Clive, IA 50325A+5.0 ★Texas Ratio: 1.00%, Bankers Trust CompanyBankers Trust Company11111 University Ave, Clive, IA 50325A+5.0 ★Texas Ratio: 2.48%, Wells Fargo Bank NAWells Fargo Bank NA13631 University Ave, Clive, IA 50325A+5.0 ★Texas Ratio: 5.36%, Great Southern BankGreat Southern Bank12257 University Ave, Clive, IA 50325A+5.0 ★Texas Ratio: 1.55%, BMO Harris Bank NABMO Harris Bank NA2199 Nw 159th St, Clive, IA 50325A+5.0 ★Texas Ratio: 3.54%, Greenstate Credit UnionGreenstate Credit Union12333 University Ave, Clive, IA 50325A5.0 ★Texas Ratio: 10.18%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Community Choice Credit UnionCommunity Choice Credit Union1351 NW 114th St, Clive, IA 50325 7066A+5.0 ★Texas Ratio: 3.41%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, and Financial Plus Credit UnionFinancial Plus Credit Union4303 Fleur Dr, Des Moines, IA 50321 2327A+5.0 ★Texas Ratio: 4.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clive, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clive are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clive, Iowa
Market share is the lender's share of all home loans closed in Clive, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clive 16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 5 | 3% | 100% | $319,000 | View |
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2 offices in Clive 11111 University Ave, Clive, IA 50325 A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
2.4% | 100% | $475,000 | View |
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2 offices in Clive 13631 University Ave, Clive, IA 50325 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.8% | 80% | $265,000 | View |
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1 office in Clive 12257 University Ave, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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2 offices in Clive 2199 Nw 159th St, Clive, IA 50325 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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12333 University Ave, Clive, IA 50325 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, HELOC | 31 +7 HELOCs |
18.6% | 100% | $279,193 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 11 +16 HELOCs |
6.6% | 91.7% | $359,545 | View |
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1351 NW 114th St, Clive, IA 50325 7066 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 10 +9 HELOCs |
6% | 100% | $246,000 | View |
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111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +4 HELOCs |
3.6% | 100% | $153,333 | View |
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4303 Fleur Dr, Des Moines, IA 50321 2327 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 6 +1 HELOCs |
3.6% | 100% | $121,666 | View |
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2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
3% | 100% | $321,000 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, HELOC | 3 +3 HELOCs |
1.8% | 100% | $301,666 | View |
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801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 3 | 1.8% | 100% | $118,333 | View |
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520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 100% | $325,000 | View |
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515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 2 | 1.2% | 100% | $295,000 | View |
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2905 Sw Oralabor Rd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1.2% | 100% | $405,000 | View |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $245,000 | View |
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300 1st Ave N, Clear Lake, IA 50428 A+5.0 ★Texas Ratio: 5.80% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
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420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional | 1 | 0.6% | 100% | $585,000 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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12701 University Ave, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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1530 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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201 207 Main Street, Baxter, IA 50028 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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2709 Northridge Pkwy, Ames, IA 50010 A5.0 ★Texas Ratio: 11.68% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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1370 Nw 18th St Ste 101, Ankeny, IA 50023 B4.5 ★Texas Ratio: 21.01% |
Conventional, Jumbo | 1 | 0.6% | 100% | $485,000 | View |
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401 10th Ave, Coralville, IA 52241 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
Iowa Bankers Mortgage Corporation
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Conventional | 4 | 2.4% | 100% | $490,000 | |
Homeservices Lending LLC
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Conventional, VA | 2 | 1.2% | 100% | $180,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 5.4% | 90.9% | $281,666 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 6 | 3.6% | 100% | $326,666 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.4% | 100% | $382,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 2.4% | 100% | $187,500 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.8% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $345,000 | |
Newrez LLC
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VA | 2 | 1.2% | 100% | $290,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 1.2% | 100% | $190,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 1.2% | 100% | $285,000 | View |
Land Home Financial Services,
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VA | 2 | 1.2% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $135,000 | |
Lower, LLC
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Conventional | 2 | 1.2% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.6% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 7.16% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
United Wholesale Mortgage
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Conventional | 1 | 0.6% | 50% | $175,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $545,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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Conventional | 1 | 0.6% | 100% | $275,000 | |
American Financing Corporation
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $365,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $255,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $365,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
Gershman Investment Corp.
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Conventional | 1 | 0.6% | 50% | $325,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Clive Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clive, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Clive? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clive in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clive, IA
Use these to narrow the list above. Each category shows how many Clive, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Clive, IA
Independent mortgage companies closed 29.9 percent of home loans in Clive, Iowa in 2025, banks 31.1 percent and credit unions 38.9 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Luana Savings Bank the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Luana Savings Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clive, IA
By home loans closed in 2025, Luana Savings Bank was the largest mortgage lender in Clive, Iowa with 5 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Clive, Iowa in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 10 credit unions closed home loans in Clive, Iowa in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clive, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clive, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clive. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
