Mortgage Lenders and Brokers in Zion, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Zion, Illinois mortgage lenders include Old National BankOld National Bank3303 Sheridan Rd, Zion, IL 60099A+5.0 ★Texas Ratio: 4.98%, PNC Bank N.A.PNC Bank N.A.2900 Sheridan Rd, Zion, IL 60099A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, and Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Zion, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zion are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Zion, Illinois
Market share is the lender's share of all home loans closed in Zion, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Zion 3303 Sheridan Rd, Zion, IL 60099 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 17 +4 HELOCs |
4.7% | 77.3% | $203,823 | View |
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★ 1.7 stars, 3 reviews 1 office in Zion 2900 Sheridan Rd, Zion, IL 60099 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +19 HELOCs |
1.1% | 100% | $220,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 20 | 5.5% | 95.5% | $203,500 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 13 +14 HELOCs |
3.6% | 86.7% | $149,615 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.6% | 66.7% | $173,333 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +7 HELOCs |
0.8% | 60% | $268,333 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 57.1% | $125,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 3 | 0.8% | 60% | $195,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 3 | 0.8% | 75% | $261,666 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.5% | 50% | $255,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 0.5% | 50% | $225,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
VA | 2 | 0.5% | 100% | $380,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $85,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $85,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 50% | $135,000 | View |
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6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
VA | 1 | 0.3% | 100% | $215,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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1263 N Il Route 83, Grayslake, IL 60030 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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2145 Sheridan Rd, Zion, IL 60099 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Diamond Residential Mtg Corp
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Conventional, FHA, VA | 11 | 3% | 100% | $245,909 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 1.6% | 100% | $256,666 | |
Neighborhood Loans, Inc
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Conventional | 3 | 0.8% | 25% | $15,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 2 | 0.5% | 100% | $50,000 | |
Compass Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $405,000 | |
Crown Mortgage Company
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $345,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 6.9% | 61.9% | $185,800 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 21 | 5.8% | 95.5% | $240,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
5.5% | 80% | $277,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
5.2% | 83.3% | $178,157 | |
Greenstate Credit Union
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Conventional, FHA | 19 | 5.2% | 95.7% | $152,368 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 18 | 4.9% | 81.8% | $320,555 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 16 | 4.4% | 88.9% | $210,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 3.3% | 72.2% | $240,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 12 | 3.3% | 92.3% | $233,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.9% | 83.3% | $267,857 | |
Mortgage Research Center
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FHA, VA | 7 | 1.9% | 53.8% | $275,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.4% | 83.3% | $117,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional, FHA, VA | 5 | 1.4% | 55.6% | $171,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
1.1% | 100% | $162,500 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 1.1% | 100% | $272,500 | |
Newrez LLC
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Conventional | 3 | 0.8% | 42.9% | $55,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $191,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.8% | 60% | $161,666 | |
Discover Bank
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Conventional | 3 | 0.8% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.47% |
Conventional | 3 | 0.8% | 100% | $201,666 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $130,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $225,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.5% | 100% | $250,000 | |
Saygo Home Loans, LLC
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Conventional, VA | 2 | 0.5% | 100% | $235,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.5% | 100% | $210,000 | View |
Lower, LLC
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Conventional | 2 | 0.5% | 50% | $140,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 20% | $25,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 25% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Resicentral LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $295,000 | |
City Lending Inc.
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VA | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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B+4.1 ★Texas Ratio: 2.52% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
Point Mortgage Corp
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VA | 1 | 0.3% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $295,000 | View |
Direct Mortgage Loans, LLC
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VA | 1 | 0.3% | 100% | $295,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.3% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $95,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Zion Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Zion, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Zion? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zion in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Zion, IL
Use these to narrow the list above. Each category shows how many Zion, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Zion, IL
Independent mortgage companies closed 65.1 percent of home loans in Zion, Illinois in 2025, banks 23.4 percent and credit unions 11.5 percent. Success Lending, LLC was the largest mortgage company, Old National Bank the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, Consumers Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Zion, IL
By home loans closed in 2025, Old National Bank was the largest mortgage lender in Zion, Illinois with 17 loans, about 4.7 percent of the market. The largest lender headquartered in Illinois was Consumers Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Zion, Illinois in 2025, led by CrossCountry Mortgage, LLC with 10. 28 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in Zion, Illinois in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Zion, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zion, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zion. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
