Mortgage Lenders and Brokers in Woodstock, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodstock, Illinois mortgage lenders include Home State Bank National AssociationHome State Bank National Association124 S Johnson St, Woodstock, IL 60098A+5.0 ★Texas Ratio: 0.47%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA118 Cass St, Woodstock, IL 60098A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA920 N Seminary Ave, Woodstock, IL 60098A+5.0 ★Texas Ratio: 3.54%, American Community Bank & TrustAmerican Community Bank & Trust1290 Lake Ave, Woodstock, IL 60098A5.0 ★Texas Ratio: 6.61%, Prairie Community BankPrairie Community Bank233 Main St, Woodstock, IL 60098C4.0 ★Texas Ratio: 27.11%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, and Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodstock, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodstock are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodstock, Illinois
Market share is the lender's share of all home loans closed in Woodstock, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Woodstock 124 S Johnson St, Woodstock, IL 60098 A+5.0 ★Texas Ratio: 0.47% |
Conventional, FHA | 28 | 5.5% | 100% | $179,642 | View |
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1 office in Woodstock 118 Cass St, Woodstock, IL 60098 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 11 +1 HELOCs |
2.2% | 78.6% | $288,636 | View |
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2 offices in Woodstock 920 N Seminary Ave, Woodstock, IL 60098 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 4 +28 HELOCs |
0.8% | 80% | $395,000 | View |
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1290 Lake Ave, Woodstock, IL 60098 A5.0 ★Texas Ratio: 6.61% |
Conventional | 4 | 0.8% | 100% | $65,000 | View |
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1 office in Woodstock 233 Main St, Woodstock, IL 60098 C4.0 ★Texas Ratio: 27.11% |
Conventional | 3 | 0.6% | 100% | $135,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 9 +3 HELOCs |
1.8% | 78.6% | $109,444 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 8 | 1.6% | 100% | $323,750 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +6 HELOCs |
1% | 83.3% | $241,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 4 | 0.8% | 100% | $215,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 3 +5 HELOCs |
0.6% | 75% | $285,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 42.9% | $195,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $328,333 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA | 3 | 0.6% | 100% | $395,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 2 | 0.4% | 100% | $205,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $225,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
FHA, HELOC | 1 +4 HELOCs |
0.2% | 100% | $205,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.2% | 100% | $965,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $165,000 | View |
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180 S Eastwood Dr, Woodstock, IL 60098 3519 A5.0 ★Texas Ratio: 9.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $45,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
FHA | 1 | 0.2% | 100% | $415,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Corporate America Family CU
830 E Kensington Rd, Arlington Heights, IL 60004 |
Conventional | 1 | 0.2% | 100% | $185,000 | |
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608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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1263 N Il Route 83, Grayslake, IL 60030 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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4049 W Algonquin Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,445,000 | View |
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2400 W Madison St, Chicago, IL 60612 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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33 N Ayer St, Harvard, IL 60033 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 28 +3 HELOCs |
5.5% | 100% | $315,714 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 8 | 1.6% | 72.7% | $248,750 | |
Originpoint, LLC
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Conventional | 3 | 0.6% | 100% | $301,666 | |
Abbott Laboratories Employees Credit Union
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Conventional | 3 | 0.6% | 100% | $95,000 | |
Compass Mortgage, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $208,333 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.6% | 100% | $271,666 | View |
Neighborhood Loans, Inc
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Conventional | 2 | 0.4% | 33.3% | $15,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 52 | 10.3% | 90.3% | $227,115 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 36 | 7.1% | 87.8% | $288,055 | |
Greenstate Credit Union
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Conventional, FHA, HELOC | 33 +1 HELOCs |
6.5% | 100% | $188,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 20 | 4% | 91.3% | $259,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
2.8% | 100% | $252,857 | |
Guild Mortgage Company
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Conventional, FHA | 11 | 2.2% | 85.7% | $280,454 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 2.2% | 100% | $210,454 | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 2% | 93.3% | $270,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2% | 71.4% | $234,000 | |
Nationstar Mortgage
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Conventional, VA | 10 | 2% | 76.9% | $161,000 | |
Mortgage Research Center
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VA | 9 | 1.8% | 90% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 8 | 1.6% | 100% | $212,500 | |
Lennar Mortgage, LLC
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Conventional, FHA | 7 | 1.4% | 87.5% | $276,428 | |
Newrez LLC
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Conventional, FHA | 6 | 1.2% | 54.5% | $168,333 | |
loanDepot.com LLC
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Conventional, VA | 6 | 1.2% | 53.8% | $220,000 | |
Mortgage Center LC
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Conventional | 6 | 1.2% | 85.7% | $266,666 | |
Lower, LLC
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Conventional, FHA | 6 | 1.2% | 100% | $288,333 | |
Synergy One Lending, Inc.
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Conventional | 5 | 1% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 1% | 100% | $255,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 5 | 1% | 100% | $279,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.8% | 30.8% | $317,500 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 0.8% | 100% | $282,500 | |
Paramount Residential Mortgage
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FHA, VA | 4 | 0.8% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $205,000 | |
Resicentral LLC
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Conventional | 3 | 0.6% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional, Jumbo | 3 | 0.6% | 100% | $601,666 | |
JMAC Lending, Inc.
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Conventional | 3 | 0.6% | 100% | $218,333 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $220,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 42.9% | $100,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $315,000 | View |
Nations Lending Corporation
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Conventional | 2 | 0.4% | 100% | $290,000 | |
Waterstone Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 50% | $65,000 | View |
Village Capital & Investment
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FHA | 2 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $375,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $205,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Gateway Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Princeton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $435,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.2% | 100% | $375,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 14.3% | $55,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Bay Equity LLC
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VA | 1 | 0.2% | 100% | $395,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $565,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $185,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $155,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 50% | $345,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Gmfs, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.2% | 50% | $625,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Advia Credit Union
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HELOC | 0 +33 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Woodstock Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodstock, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Woodstock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodstock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodstock, IL
Use these to narrow the list above. Each category shows how many Woodstock, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Woodstock, IL
Independent mortgage companies closed 67.3 percent of home loans in Woodstock, Illinois in 2025, banks 20.6 percent and credit unions 12.1 percent. Guaranteed Rate, Inc. was the largest mortgage company, Home State Bank National Association the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, Home State Bank National Association led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodstock, IL
By home loans closed in 2025, Home State Bank National Association was the largest mortgage lender in Woodstock, Illinois with 28 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Woodstock, Illinois, Rocket Mortgage approved the highest share of completed applications in 2025 at 90.3 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Woodstock, Illinois in 2025, led by United Wholesale Mortgage with 10. 21 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 13 credit unions closed home loans in Woodstock, Illinois in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodstock, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodstock, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodstock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
