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Mortgage Lenders and Brokers in Winnetka, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Winnetka, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA791 Elm St, Winnetka, IL 60093A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA814 Elm St, Winnetka, IL 60093A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA1010 Green Bay Rd, Winnetka, IL 60093A+5.0 ★Texas Ratio: 4.14%, Wintrust Bank, N.A.Wintrust Bank, N.A.576 Lincoln Ave, Winnetka, IL 60093A+5.0 ★Texas Ratio: 3.24%, BMO Harris Bank NABMO Harris Bank NA520 Green Bay Rd, Winnetka, IL 60093A+5.0 ★Texas Ratio: 3.54%, The Northern Trust CoThe Northern Trust Co62 Green Bay Rd, Winnetka, IL 60093A4.7 ★Texas Ratio: 0.83%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Northbrook Bank & Trust Company, N.A.Northbrook Bank & Trust Company, N.A.200 N Buffalo Grove Rd, Buffalo Grove, IL 60089A+5.0 ★Texas Ratio: 2.98%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Winnetka, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winnetka are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Winnetka, Illinois

Market share is the lender's share of all home loans closed in Winnetka, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Winnetka 791 Elm St, Winnetka, IL 60093 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	37 +5 HELOCs	15%	97.4%	$1,436,891	View
Citibank, NA 1 office in Winnetka 814 Elm St, Winnetka, IL 60093 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	24 +2 HELOCs	9.8%	100%	$1,722,916	View
Bank of America NA 1 office in Winnetka 1010 Green Bay Rd, Winnetka, IL 60093 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +7 HELOCs	3.3%	100%	$1,545,000	View
Wintrust Bank, N.A. 1 office in Winnetka 576 Lincoln Ave, Winnetka, IL 60093 A+5.0 ★Texas Ratio: 3.24%	Conventional, Jumbo	8	3.3%	100%	$1,551,250	View
BMO Harris Bank NA 1 office in Winnetka 520 Green Bay Rd, Winnetka, IL 60093 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +11 HELOCs	1.6%	100%	$1,220,000	View
The Northern Trust Co 1 office in Winnetka 62 Green Bay Rd, Winnetka, IL 60093 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.4%	100%	$905,000	View
US Bank, N.A. 540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	10 +3 HELOCs	4.1%	76.9%	$1,042,000	View
Northbrook Bank & Trust Company, N.A. 200 N Buffalo Grove Rd, Buffalo Grove, IL 60089 A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo	5	2%	100%	$1,189,000	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	4	1.6%	100%	$597,500	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	2 +15 HELOCs	0.8%	100%	$1,345,000	View
Old Second National Bank 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.8%	100%	$1,315,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional, Jumbo	2	0.8%	100%	$2,255,000	View
Gold Coast Bank 1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28%	Conventional	2	0.8%	100%	$620,000	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.4%	100%	$1,485,000	View
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.4%	100%	$975,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, HELOC	1 +2 HELOCs	0.4%	100%	$615,000	View
CIBC Bank USA 1000 Green Bay Rd, Winnetka, IL 60093 A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.4%	100%	$1,255,000	View
Lakeside Bank 1055 W Roosevelt Rd, Chicago, IL 60608 A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0.4%	100%	$705,000	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	1	0.4%	100%	$2,125,000	View
First Eagle Bank 1201 W Madison St, Chicago, IL 60607 A+5.0 ★Texas Ratio: 0.35%	Conventional, Jumbo	1	0.4%	100%	$2,405,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.4%	100%	$165,000	View
Old National Bank 11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98%	HELOC	0 +3 HELOCs	0%	0%		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +3 HELOCs	0%	n/a		View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	HELOC	0 +2 HELOCs	0%	n/a		View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +2 HELOCs	0%	n/a		View
Great Lakes Credit Union 351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	27 +1 HELOCs	11%	100%	$1,236,111
Originpoint, LLC	Conventional, Jumbo, HELOC	20 +3 HELOCs	8.1%	100%	$1,117,500
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	3	1.2%	100%	$971,666
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	3	1.2%	100%	$251,666	View
Abbott Laboratories Employees Credit Union	Conventional	2	0.8%	100%	$550,000
Mutual of Omaha Mortgage	Conventional	2	0.8%	100%	$635,000
Proper Rate, LLC	Conventional, Jumbo	1	0.4%	100%	$925,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	3.3%	100%	$1,355,000	View
Rocket Mortgage	Conventional, Jumbo	6	2.4%	85.7%	$743,333
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	5 +1 HELOCs	2%	100%	$2,281,000	View
CrossCountry Mortgage, LLC	Conventional, Jumbo	5	2%	100%	$1,431,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	5	2%	100%	$841,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	2%	100%	$203,000	View
loanDepot.com LLC	Conventional, HELOC	4 +1 HELOCs	1.6%	100%	$352,500
United Wholesale Mortgage	Conventional, Jumbo	3	1.2%	100%	$951,666
New American Funding, LLC.	Conventional	3	1.2%	100%	$681,666
Fairway Independent Mort Corp	Conventional, Jumbo	3	1.2%	100%	$1,118,333
First Community Mortgage, Inc.	Conventional	2	0.8%	100%	$465,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.8%	100%	$1,960,000	View
Prosperity Home Mortgage, LLC	Conventional, Jumbo	2	0.8%	100%	$980,000
Fourleaf Federal Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.4%	100%	$1,205,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, HELOC	1 +1 HELOCs	0.4%	50%	$485,000	View
Greenstate Credit Union	Conventional, Jumbo	1	0.4%	100%	$1,895,000
Newrez LLC	VA, Jumbo	1	0.4%	100%	$1,735,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.4%	100%	$1,435,000	View
Quorum Federal Credit Union	Conventional	1	0.4%	100%	$455,000
Select Lending Services, LLC	Conventional, Jumbo	1	0.4%	100%	$895,000
Union Home Mortgage Corp.	Conventional	1	0.4%	100%	$705,000
T2 Financial LLC	Conventional	1	0.4%	100%	$745,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0.4%	100%	$2,115,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.4%	100%	$1,095,000	View
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.4%	100%	$1,855,000	View
Nationstar Mortgage	Conventional	1	0.4%	100%	$65,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.4%	100%	$975,000
Summit Funding.Inc	Conventional, Jumbo	1	0.4%	100%	$1,515,000
Zillow Home Loans, LLC	Conventional	1	0.4%	100%	$675,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.4%	100%	$555,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.4%	100%	$2,085,000	View
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +5 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +5 HELOCs	0%	0%		View
Covantage Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
The Loan Store, Inc	HELOC	0 +1 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Horizon Bank A+5.0 ★Texas Ratio: 4.40%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Winnetka Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Winnetka, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Winnetka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winnetka in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Winnetka, IL

Use these to narrow the list above. Each category shows how many Winnetka, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 26 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 9 lenders. Member owned, often lower fees and flexible underwriting for members VA lenders 2 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 40 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 23 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Winnetka, IL

Independent mortgage companies closed 36.6 percent of home loans in Winnetka, Illinois in 2025, banks 61 percent and credit unions 2.4 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Wintrust Bank, N.A. led with 8 loans.

36.6%

Mortgage companies

61%

Banks

2.4%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Winnetka, IL

Who is the largest mortgage lender in Winnetka, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Winnetka, Illinois with 37 loans, about 15 percent of the market. The largest lender headquartered in Illinois was Wintrust Bank, N.A. with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Winnetka, IL lender list?

Yes. 38 banks and 9 credit unions closed home loans in Winnetka, Illinois in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Winnetka, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Winnetka, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winnetka, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winnetka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.