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Mortgage Lenders and Brokers in Western Springs, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Western Springs, Illinois mortgage lenders include United Home Loans, Inc.United Home Loans, Inc.4747 W Peterson Ave Ste 100, Chicago, IL 60646, PNC Bank N.A.PNC Bank N.A.40 47th St, Western Springs, IL 60558A+5.0 ★Texas Ratio: 4.24%, Hinsdale Bank & Trust Company, N.AHinsdale Bank & Trust Company, N.A1000 Hillgrove Ave, Western Springs, IL 60558A+5.0 ★Texas Ratio: 1.47%, BMO Harris Bank NABMO Harris Bank NA901 Burlington Ave, Western Springs, IL 60558A+5.0 ★Texas Ratio: 3.54%, FNBC Bank and TrustFNBC Bank and Trust1013 Burlington Ave, Western Springs, IL 60558A+5.0 ★Texas Ratio: 0.23%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company4456 Wolf Rd, Western Springs, IL 60558A+5.0 ★Texas Ratio: 0.84%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Western Springs, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Western Springs are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Western Springs, Illinois

Market share is the lender's share of all home loans closed in Western Springs, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional, Jumbo	21	6.1%	100%	$633,095
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Western Springs 40 47th St, Western Springs, IL 60558 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	6 +16 HELOCs	1.7%	85.7%	$408,333	View
Hinsdale Bank & Trust Company, N.A 1 office in Western Springs 1000 Hillgrove Ave, Western Springs, IL 60558 A+5.0 ★Texas Ratio: 1.47%	Conventional, Jumbo	6	1.7%	85.7%	$1,115,000	View
BMO Harris Bank NA 2 offices in Western Springs 901 Burlington Ave, Western Springs, IL 60558 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +22 HELOCs	0.9%	75%	$1,438,333	View
FNBC Bank and Trust 1 office in Western Springs 1013 Burlington Ave, Western Springs, IL 60558 A+5.0 ★Texas Ratio: 0.23%	Conventional, Jumbo	3	0.9%	100%	$641,666	View
Heartland Bank & Trust Company 1 office in Western Springs 4456 Wolf Rd, Western Springs, IL 60558 A+5.0 ★Texas Ratio: 0.84%	Conventional, HELOC	2 +2 HELOCs	0.6%	100%	$515,000	View
JPMorgan Chase Bank, NA 600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	29 +2 HELOCs	8.4%	96.7%	$587,758	View
Bank of America NA 850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +8 HELOCs	3.5%	92.3%	$1,063,333	View
US Bank, N.A. 540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	9 +4 HELOCs	2.6%	83.3%	$851,666	View
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	7 +6 HELOCs	2%	77.8%	$456,428	View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	5 +1 HELOCs	1.4%	100%	$1,285,000	View
First National Bank of Brookfield 9136 Washington Ave, Brookfield, IL 60513 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	5	1.4%	100%	$1,173,000	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	4 +13 HELOCs	1.2%	100%	$1,042,500	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.9%	75%	$1,105,000	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	3	0.9%	100%	$678,333	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	2 +10 HELOCs	0.6%	100%	$105,000	View
Old National Bank 11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	2 +6 HELOCs	0.6%	100%	$535,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	2	0.6%	100%	$240,000	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.6%	66.7%	$540,000	View
Hoyne Savings Bank 6350 W 63rd St, Chicago, IL 60638 A+5.0 ★Texas Ratio: 1.38%	Conventional	2	0.6%	100%	$395,000	View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	2	0.6%	100%	$475,000
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +1 HELOCs	0.3%	100%	$165,000	View
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional, Jumbo	1	0.3%	100%	$1,005,000	View
Illinois State Credit Union 1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.3%	100%	$425,000	View
The Northern Trust Co 770 W Northwest Hwy, Barrington, IL 60010 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.3%	100%	$775,000	View
First Eagle Bank 1201 W Madison St, Chicago, IL 60607 A+5.0 ★Texas Ratio: 0.35%	Conventional	1	0.3%	100%	$625,000	View
American Commercial Bank & Trust, National Association 1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75%	Conventional	1	0.3%	100%	$625,000	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo	1	0.3%	50%	$885,000	View
Forest Park National Bank 7331 Roosevelt Rd, Forest Park, IL 60130 C+4.2 ★Texas Ratio: 24.60%	Conventional	1	0.3%	100%	$525,000	View
Marquette Bank 234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.3%	100%	$435,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.3%	100%	$455,000	View
Gold Coast Bank 1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28%	Conventional	1	0.3%	100%	$385,000	View
Old Second National Bank 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17%	HELOC	0 +2 HELOCs	0%	n/a		View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	HELOC	0 +1 HELOCs	0%	n/a		View
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Peoples Bank 3448 E 118th St, Chicago, IL 60617 A5.0 ★Texas Ratio: 10.43%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	23 +1 HELOCs	6.6%	100%	$767,608
Originpoint, LLC	Conventional, Jumbo	12	3.5%	100%	$650,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	5	1.4%	100%	$753,000	View
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	5	1.4%	100%	$527,000	View
Proper Rate, LLC	Conventional	2	0.6%	100%	$460,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.6%	100%	$385,000
Compass Mortgage, Inc.	Conventional	2	0.6%	100%	$235,000
Cmg Mortgage Inc	Conventional	1	0.3%	100%	$465,000
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.3%	100%	$105,000	View
The Anderson Financial Group, Inc.	Conventional	1	0.3%	100%	$805,000
Rocket Mortgage	Conventional, Jumbo	14	4%	87.5%	$483,571
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	11 +1 HELOCs	3.2%	100%	$457,727
United Wholesale Mortgage	Conventional, Jumbo, HELOC	9 +2 HELOCs	2.6%	90%	$526,111
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	9	2.6%	100%	$973,888	View
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	8	2.3%	100%	$662,500
Union Home Mortgage Corp.	Conventional	6	1.7%	100%	$525,000
Greenstate Credit Union	Conventional, Jumbo, HELOC	5 +1 HELOCs	1.4%	71.4%	$769,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	5 +1 HELOCs	1.4%	100%	$927,000	View
Newrez LLC	Conventional	5	1.4%	100%	$295,000
New American Funding, LLC.	Conventional	4	1.2%	100%	$505,000
Lower, LLC	Conventional	4	1.2%	100%	$612,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional	4	1.2%	80%	$495,000
Freedom Mortgage Corporation	Conventional	3	0.9%	66.7%	$418,333
Resicentral LLC	Conventional, VA	3	0.9%	100%	$431,666
Pennymac Loan Services LLC	Conventional, VA, Jumbo	3	0.9%	100%	$575,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.6%	100%	$440,000
Amerisave Mortgage Company	Conventional	2	0.6%	50%	$160,000
loanDepot.com LLC	Conventional, FHA	2	0.6%	66.7%	$180,000
Provident Funding Associates	Conventional	2	0.6%	100%	$490,000
Nations Lending Corporation	Conventional, FHA	2	0.6%	100%	$650,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.6%	100%	$430,000	View
Nationstar Mortgage	Conventional	2	0.6%	100%	$260,000
Lake Michigan Credit Union	Conventional, Jumbo	2	0.6%	100%	$1,390,000
Summit Funding.Inc	Conventional, VA, Jumbo	2	0.6%	100%	$770,000
The Loan Store, Inc	Conventional	2	0.6%	100%	$555,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.6%	100%	$370,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.6%	100%	$845,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.6%	66.7%	$80,000	View
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0.3%	25%	$155,000
Arc Home LLC	Conventional	1	0.3%	100%	$795,000
Countybank B+4.3 ★Texas Ratio: 5.52%	FHA	1	0.3%	100%	$495,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.3%	100%	$545,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.3%	100%	$2,005,000	View
Primelending	Conventional	1	0.3%	100%	$235,000
Affordable Mortgage Advisors	Conventional	1	0.3%	100%	$805,000
Everett Financial, Inc.	Conventional	1	0.3%	100%	$375,000
Sage Home Loans Corporation	Conventional	1	0.3%	100%	$485,000
Nbkc Bank	Conventional, Jumbo	1	0.3%	33.3%	$1,115,000
Movement Mortgage, LLC	Conventional	1	0.3%	100%	$205,000
PHH Mortgage Corporation	Conventional	1	0.3%	100%	$585,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.3%	100%	$405,000	View
Synergy One Lending, Inc.	Conventional	1	0.3%	100%	$285,000
Guild Mortgage Company	Conventional	1	0.3%	33.3%	$255,000
Ross Mortgage Corporation	Conventional	1	0.3%	100%	$645,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.3%	100%	$475,000	View
Select Lending Services, LLC	Conventional, Jumbo	1	0.3%	100%	$1,025,000
Point Mortgage Corp	Conventional	1	0.3%	100%	$795,000
Cardinal Financial Company, Li	Conventional	1	0.3%	100%	$195,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	1	0.3%	100%	$1,395,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.3%	100%	$465,000	View
T2 Financial LLC	Conventional	1	0.3%	100%	$125,000
Towne Mortgage Company	Conventional	1	0.3%	100%	$235,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.3%	100%	$105,000
Prosperity Home Mortgage, LLC	Conventional	1	0.3%	100%	$515,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.3%	100%	$345,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.3%	100%	$255,000	View
Fairway Independent Mort Corp	Conventional	1	0.3%	100%	$545,000
Nexera Holding LLC	Conventional	1	0.3%	100%	$295,000
Cfsbank A+5.0 ★Texas Ratio: 1.57%	Conventional	1	0.3%	100%	$575,000	View
Luxury Mortgage Corp.	Conventional, Jumbo	1	0.3%	100%	$1,325,000
Leaderone Financial Corp.	Conventional	1	0.3%	100%	$225,000
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +5 HELOCs	0%	n/a		View
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	HELOC	0 +4 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +3 HELOCs	0%	n/a		View
Covantage Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Uw Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Western Springs Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Western Springs, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Western Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Western Springs in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Western Springs, IL

Use these to narrow the list above. Each category shows how many Western Springs, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 57 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 48 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 15 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 5 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 5 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 35 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 35 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Western Springs, IL

Independent mortgage companies closed 53.6 percent of home loans in Western Springs, Illinois in 2025, banks 41.5 percent and credit unions 4.9 percent. United Home Loans, Inc. was the largest mortgage company, PNC Bank N.A. the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, United Home Loans, Inc. led with 21 loans.

53.6%

Mortgage companies

41.5%

Banks

4.9%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Western Springs, IL

Who is the largest mortgage lender in Western Springs, IL?

By home loans closed in 2025, United Home Loans, Inc. was the largest mortgage lender in Western Springs, Illinois with 21 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Western Springs, IL mortgage lenders offer FHA, VA and USDA loans?

5 lenders closed FHA loans in Western Springs, Illinois in 2025, led by CrossCountry Mortgage, LLC with 1. 5 lenders closed VA loans, led by American Pacific Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Western Springs, IL lender list?

Yes. 48 banks and 15 credit unions closed home loans in Western Springs, Illinois in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Western Springs, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Western Springs, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Western Springs, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Western Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.