Mortgage Lenders and Brokers in Westchester, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Westchester, Illinois mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA11000 31st St, Westchester, IL 60154A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA10500 W Cermak Rd, Westchester, IL 60154A+5.0 ★Texas Ratio: 3.54%, Huntington National BankHuntington National Bank2128 S Mannheim Rd, Westchester, IL 60154A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.2121 S Mannheim Rd, Westchester, IL 60154A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.1844 S Mannheim Rd, Westchester, IL 60154A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, United Home Loans, Inc.United Home Loans, Inc.4747 W Peterson Ave Ste 100, Chicago, IL 60646, and CIBC Bank USACIBC Bank USA23840 W Eames St, Channahon, IL 60410A+5.0 ★Texas Ratio: 5.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westchester, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westchester are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westchester, Illinois
Market share is the lender's share of all home loans closed in Westchester, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Westchester 11000 31st St, Westchester, IL 60154 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 1% | 100% | $261,666 | View |
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1 office in Westchester 10500 W Cermak Rd, Westchester, IL 60154 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +14 HELOCs |
0.7% | 100% | $200,000 | View |
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2 offices in Westchester 2128 S Mannheim Rd, Westchester, IL 60154 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +7 HELOCs |
0.7% | 40% | $305,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Westchester 2121 S Mannheim Rd, Westchester, IL 60154 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $245,000 | View |
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1 office in Westchester 1844 S Mannheim Rd, Westchester, IL 60154 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $255,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 16 +2 HELOCs |
5.6% | 94.7% | $226,250 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 9 | 3.1% | 100% | $241,666 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +6 HELOCs |
1.4% | 57.1% | $270,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 4 | 1.4% | 100% | $240,000 | |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.7% | 100% | $285,000 | View |
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1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 2 | 0.7% | 100% | $160,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional | 2 | 0.7% | 100% | $120,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $125,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $345,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
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1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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620 W Burlington Ave, La Grange, IL 60525 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1100 Sibley Blvd, Calumet City, IL 60409 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
Central Federal Savings & Loan Association
6940 Ogden Ave, Berwyn, IL 60402 |
Conventional | 1 | 0.3% | 100% | $225,000 | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 22 | 7.6% | 91.7% | $327,272 | |
Originpoint, LLC
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Conventional, FHA | 5 | 1.7% | 100% | $251,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 1.4% | 100% | $275,000 | View |
Compass Mortgage, Inc.
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Conventional, FHA | 4 | 1.4% | 80% | $410,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 1.4% | 100% | $332,500 | View |
Proper Rate, LLC
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Conventional, FHA | 3 | 1% | 100% | $305,000 | |
Neighborhood Loans, Inc
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Conventional | 3 | 1% | 37.5% | $11,666 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.3% | 100% | $415,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.3% | 100% | $305,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 66.7% | $155,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 12.2% | 94.9% | $207,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 6.6% | 90.5% | $335,526 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
5.6% | 94.4% | $290,625 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 4.5% | 100% | $242,692 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 8 | 2.8% | 88.9% | $298,750 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
2.4% | 70% | $296,428 | |
Freedom Mortgage Corporation
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FHA | 7 | 2.4% | 88.9% | $323,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.7% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 5 | 1.7% | 100% | $397,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.4% | 50% | $125,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 1.4% | 80% | $347,500 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1% | 75% | $328,333 | |
Newrez LLC
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Conventional, VA | 3 | 1% | 75% | $291,666 | |
Guild Mortgage Company
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Conventional | 3 | 1% | 100% | $341,666 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 100% | $145,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.7% | 66.7% | $45,000 | |
Greenstate Credit Union
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Conventional | 2 | 0.7% | 100% | $120,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $180,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.7% | 66.7% | $305,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.7% | 66.7% | $90,000 | |
Leaderone Financial Corp.
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Conventional | 2 | 0.7% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.3% | 100% | $135,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $85,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.3% | 50% | $155,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $465,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $375,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $235,000 | |
Mortgage Center LC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $235,000 | |
American Heritage Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Lower, LLC
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Conventional | 1 | 0.3% | 50% | $255,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 25% | $105,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $285,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Westchester Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westchester, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Westchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westchester, IL
Use these to narrow the list above. Each category shows how many Westchester, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Westchester, IL
Independent mortgage companies closed 76.7 percent of home loans in Westchester, Illinois in 2025, banks 19.8 percent and credit unions 3.5 percent. United Home Loans, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westchester, IL
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Westchester, Illinois with 3 loans, about 1 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Westchester, Illinois in 2025, led by Freedom Mortgage Corporation with 7. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Westchester, Illinois in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westchester, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westchester, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
