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Mortgage Lenders and Brokers in Sycamore, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sycamore, Illinois mortgage lenders include Resource Bank N.A.Resource Bank N.A.351 N Main St, Sycamore, IL 60178B+4.7 ★Texas Ratio: 18.28%, First National Bank of OmahaFirst National Bank of Omaha511 W State St, Sycamore, IL 60178A+5.0 ★Texas Ratio: 4.82%, Old National BankOld National Bank230 W State St, Sycamore, IL 60178A+5.0 ★Texas Ratio: 4.98%, Old Second National BankOld Second National Bank1810 Dekalb Ave, Sycamore, IL 60178A5.0 ★Texas Ratio: 6.17%, First State BankFirst State Bank1940 Dekalb Ave, Sycamore, IL 60178A+5.0 ★Texas Ratio: 3.55%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company124 S Main St, Sycamore, IL 60178A+5.0 ★Texas Ratio: 0.84%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Credit Union 1Credit Union 1508 W State St, Sycamore, IL 60178, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, and Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sycamore, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sycamore are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sycamore, Illinois

Market share is the lender's share of all home loans closed in Sycamore, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Resource Bank N.A. 1 office in Sycamore 351 N Main St, Sycamore, IL 60178 B+4.7 ★Texas Ratio: 18.28%	Conventional	20	4.2%	90.9%	$287,000	View
First National Bank of Omaha 2 offices in Sycamore 511 W State St, Sycamore, IL 60178 A+5.0 ★Texas Ratio: 4.82%	Conventional, FHA, VA, HELOC	15 +20 HELOCs	3.1%	93.8%	$226,333	View
Old National Bank 1 office in Sycamore 230 W State St, Sycamore, IL 60178 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	11 +16 HELOCs	2.3%	100%	$222,272	View
Old Second National Bank 1 office in Sycamore 1810 Dekalb Ave, Sycamore, IL 60178 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	10 +11 HELOCs	2.1%	90.9%	$131,000	View
First State Bank 1 office in Sycamore 1940 Dekalb Ave, Sycamore, IL 60178 A+5.0 ★Texas Ratio: 3.55%	Conventional	5	1%	100%	$301,000	View
Heartland Bank & Trust Company 2 offices in Sycamore 124 S Main St, Sycamore, IL 60178 A+5.0 ★Texas Ratio: 0.84%	Conventional, HELOC	2 +7 HELOCs	0.4%	100%	$55,000	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	14 +3 HELOCs	2.9%	93.3%	$285,714	View
Credit Union 1 508 W State St, Sycamore, IL 60178	Conventional, HELOC	9 +5 HELOCs	1.9%	90.9%	$62,777
JPMorgan Chase Bank, NA 600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	9	1.9%	75%	$315,000	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	7	1.5%	100%	$369,285	View
US Bank, N.A. 540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	6 +3 HELOCs	1.3%	75%	$246,666	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	1.3%	100%	$340,000	View
Blackhawk Bank & Trust 1308 Se 4th St, Aledo, IL 61231 A5.0 ★Texas Ratio: 9.66%	Conventional	5	1%	100%	$399,000	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	4 +3 HELOCs	0.8%	80%	$82,500	View
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional	4	0.8%	80%	$257,500	View
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	2 +1 HELOCs	0.4%	100%	$65,000	View
Holcomb Bank 504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32%	Conventional	2	0.4%	100%	$135,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +6 HELOCs	0.2%	100%	$185,000	View
BMO Harris Bank NA 625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54%	FHA, HELOC	1 +3 HELOCs	0.2%	100%	$235,000	View
Bank of America NA 850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$185,000	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$25,000	View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	Conventional	1	0.2%	100%	$165,000	View
Stillman Banccorp NA 608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99%	Conventional	1	0.2%	50%	$255,000	View
First Mid Bank and Trust, NA 101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88%	Conventional	1	0.2%	100%	$175,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.2%	50%	$45,000	View
International Bank of Chicago 217 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.2%	100%	$125,000	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	1	0.2%	100%	$285,000	View
Flanagan State Bank 403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58%	Conventional	1	0.2%	100%	$225,000	View
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +3 HELOCs	0%	n/a		View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	HELOC	0 +2 HELOCs	0%	n/a		View
Rock Valley Credit Union 2676 DeKalb Ave, Sycamore, IL 60178 3110 A+5.0 ★Texas Ratio: 4.46%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, FHA	25	5.2%	96.3%	$245,000
Compass Mortgage, Inc.	Conventional, FHA	24	5%	100%	$246,666
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA	7	1.5%	100%	$217,857	View
Neighborhood Loans, Inc	Conventional	6	1.3%	50%	$10,000
Guaranteed Rate Affinity, LLC	Conventional, VA	4	0.8%	100%	$290,000
Mutual of Omaha Mortgage	Conventional, VA	3	0.6%	100%	$348,333
Originpoint, LLC	Conventional	2	0.4%	100%	$180,000
Pacor Mortgage Corp	Conventional, VA	2	0.4%	100%	$405,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.4%	100%	$325,000	View
Citizens Equity First Credit U	Conventional	1	0.2%	100%	$225,000
Rocket Mortgage	Conventional, FHA, VA	42	8.8%	91.5%	$200,476
Lennar Mortgage, LLC	Conventional, FHA, VA	21	4.4%	95.5%	$357,857
United Wholesale Mortgage	Conventional, FHA, VA	18	3.8%	82.6%	$272,222
Greenstate Credit Union	Conventional, FHA	11	2.3%	100%	$269,545
Guild Mortgage Company	Conventional, FHA, VA	11	2.3%	100%	$263,181
Lower, LLC	Conventional, VA	10	2.1%	100%	$266,000
loanDepot.com LLC	Conventional, FHA, HELOC	9 +1 HELOCs	1.9%	90%	$248,333
CrossCountry Mortgage, LLC	Conventional, FHA	8	1.7%	100%	$236,250
Towne Mortgage Company	Conventional, FHA, VA	8	1.7%	88.9%	$307,500
Planet Home Lending, LLC	Conventional	7	1.5%	77.8%	$246,428
Nationstar Mortgage	Conventional, FHA	7	1.5%	77.8%	$157,857
Plaza Home Mortgage, Inc	Conventional, FHA	7	1.5%	100%	$217,857
Pennymac Loan Services LLC	Conventional, FHA	6	1.3%	85.7%	$196,666
American Pacific Mortgage Corporation	Conventional, FHA, VA	6	1.3%	85.7%	$310,000
Newrez LLC	Conventional, FHA, VA	5	1%	55.6%	$199,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	1%	71.4%	$261,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	5	1%	100%	$249,000
Fairway Independent Mort Corp	Conventional, FHA	5	1%	71.4%	$275,000
Union Home Mortgage Corp.	Conventional, FHA	4	0.8%	100%	$340,000
Mortgage Research Center	Conventional, VA	4	0.8%	57.1%	$302,500
New American Funding, LLC.	Conventional	4	0.8%	80%	$255,000
Freedom Mortgage Corporation	FHA, VA	3	0.6%	83.3%	$275,000
Amerisave Mortgage Company	Conventional, FHA	3	0.6%	50%	$108,333
Discover Bank	Conventional	3	0.6%	33.3%	$118,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	2 +3 HELOCs	0.4%	100%	$180,000
Cornerstone First Mortgage, LLC	Conventional	2	0.4%	100%	$395,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.4%	66.7%	$130,000
Flat Branch Mortgage, Inc.	Conventional	2	0.4%	100%	$375,000
Point Mortgage Corp	Conventional, FHA	2	0.4%	100%	$145,000
Prosperity Home Mortgage, LLC	Conventional, VA	2	0.4%	100%	$280,000
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	Conventional	2	0.4%	66.7%	$180,000	View
Village Capital & Investment	FHA	2	0.4%	100%	$290,000
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0.2%	25%	$75,000
EMM Loans LLC	FHA	1	0.2%	100%	$175,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	100%	$225,000	View
Ruoff Mortgage Company	Conventional	1	0.2%	100%	$165,000
Consumer Real Estate Finance Co DBA Society Mortgage	VA	1	0.2%	50%	$385,000
Alameda Mortgage Corporation	Conventional	1	0.2%	100%	$225,000
Royal United Mortgage LLC	Conventional	1	0.2%	100%	$195,000
Sage Home Loans Corporation	Conventional	1	0.2%	100%	$305,000
Envoy Mortgage, Ltd	Conventional	1	0.2%	100%	$175,000
Nbkc Bank	Conventional	1	0.2%	100%	$365,000
Kind Lending, LLC	Conventional	1	0.2%	100%	$205,000
AmeriHome Mortgage Company, LLC	FHA	1	0.2%	100%	$275,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.2%	50%	$35,000	View
PHH Mortgage Corporation	Conventional	1	0.2%	100%	$225,000
Resicentral LLC	Conventional	1	0.2%	100%	$535,000
MLB Residential Lending, LLC	Conventional	1	0.2%	100%	$265,000
New Wave Lending Group Inc	Conventional	1	0.2%	100%	$265,000
Geneva Financial LLC	Conventional	1	0.2%	100%	$235,000
Real Genius LLC	Conventional	1	0.2%	100%	$395,000
New Day Financial, LLC.	VA	1	0.2%	50%	$225,000
Western State Bank A5.0 ★Texas Ratio: 6.13%	Conventional	1	0.2%	100%	$275,000	View
T2 Financial LLC	Conventional	1	0.2%	100%	$225,000
Waterstone Mortgage Corporation	Conventional	1	0.2%	100%	$215,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.2%	100%	$125,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.2%	100%	$265,000	View
Mission Loans, LLC	Conventional	1	0.2%	100%	$55,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional	1	0.2%	50%	$305,000	View
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	1	0.2%	100%	$435,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.2%	25%	$225,000	View
Paramount Residential Mortgage	Conventional	1	0.2%	100%	$485,000
Horizon Bank A+5.0 ★Texas Ratio: 4.40%	Conventional	1	0.2%	100%	$345,000	View
Leaderone Financial Corp.	Conventional	1	0.2%	100%	$185,000
American Neighborhood Mortgage Acceptance Company	VA	1	0.2%	100%	$575,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Afl-Cio Ecu	HELOC	0 +1 HELOCs	0%	n/a
Communityamerica Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Sycamore Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sycamore, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Sycamore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sycamore in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sycamore, IL

Use these to narrow the list above. Each category shows how many Sycamore, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 66 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 36 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 11 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 30 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 20 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 30 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Sycamore, IL

Independent mortgage companies closed 64.5 percent of home loans in Sycamore, Illinois in 2025, banks 29.6 percent and credit unions 5.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, Resource Bank N.A. the largest bank and Credit Union 1 the largest credit union. Among lenders headquartered in Illinois, Resource Bank N.A. led with 20 loans.

64.5%

Mortgage companies

29.6%

Banks

5.8%

Credit unions

13%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Sycamore, IL

Who is the largest mortgage lender in Sycamore, IL?

By home loans closed in 2025, Resource Bank N.A. was the largest mortgage lender in Sycamore, Illinois with 20 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sycamore, IL mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Sycamore, Illinois in 2025, led by loanDepot.com LLC with 6. 20 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sycamore, IL lender list?

Yes. 36 banks and 11 credit unions closed home loans in Sycamore, Illinois in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sycamore, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sycamore, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sycamore, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sycamore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.