Mortgage Lenders and Brokers in Shorewood, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shorewood, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA906 W Jefferson St, Shorewood, IL 60404A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank970 Brook Forest Ave, Shorewood, IL 60404A+5.0 ★Texas Ratio: 4.98%, First Federal Savings BankFirst Federal Savings Bank801 W Jefferson St, Shorewood, IL 60404A5.0 ★Texas Ratio: 8.80%, Fifth Third Bank, National AssociationFifth Third Bank, National Association251 Brook Forest Ave, Shorewood, IL 60404A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.1401 Illinois Route 59, Shorewood, IL 60431A+5.0 ★Texas Ratio: 2.85%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company700 W Jefferson St, Shorewood, IL 60404A+5.0 ★Texas Ratio: 0.84%, BMO Harris Bank NABMO Harris Bank NA709 W Jefferson St, Shorewood, IL 60404A+5.0 ★Texas Ratio: 3.54%, Huntington National BankHuntington National Bank998 Brook Forest Ave, Shorewood, IL 60404A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA1113 Brook Forest Ave, Shorewood, IL 60404A+5.0 ★Texas Ratio: 4.14%, and North Shore Trust & SavingsNorth Shore Trust & Savings3060 W Sand Lake Rd, Lindenhurst, IL 60046A+5.0 ★Texas Ratio: 3.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shorewood, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shorewood are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shorewood, Illinois
Market share is the lender's share of all home loans closed in Shorewood, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shorewood 906 W Jefferson St, Shorewood, IL 60404 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 15 +2 HELOCs |
4.1% | 88.2% | $297,666 | View |
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1 office in Shorewood 970 Brook Forest Ave, Shorewood, IL 60404 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 8 +8 HELOCs |
2.2% | 100% | $325,000 | View |
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1 office in Shorewood 801 W Jefferson St, Shorewood, IL 60404 A5.0 ★Texas Ratio: 8.80% |
Conventional | 7 | 1.9% | 100% | $350,714 | View |
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1 office in Shorewood 251 Brook Forest Ave, Shorewood, IL 60404 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +7 HELOCs |
1.1% | 57.1% | $380,000 | View |
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1 office in Shorewood 1401 Illinois Route 59, Shorewood, IL 60431 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
1.1% | 66.7% | $100,000 | View |
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1 office in Shorewood 700 W Jefferson St, Shorewood, IL 60404 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $241,666 | View |
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1 office in Shorewood 709 W Jefferson St, Shorewood, IL 60404 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +20 HELOCs |
0.3% | 50% | $285,000 | View |
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1 office in Shorewood 998 Brook Forest Ave, Shorewood, IL 60404 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $445,000 | View |
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1 office in Shorewood 1113 Brook Forest Ave, Shorewood, IL 60404 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $265,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 13 | 3.6% | 93.3% | $368,846 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1.1% | 80% | $272,500 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 1.1% | 100% | $222,500 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +12 HELOCs |
0.8% | 100% | $241,666 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.8% | 75% | $271,666 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $340,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.5% | 100% | $255,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 50% | $365,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $155,000 | |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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125 W Bluff St, Marseilles, IL 61341 A+5.0 ★Texas Ratio: 2.75% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.3% | 100% | $445,000 | |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 1 | 0.3% | 100% | $195,000 | |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 29 +3 HELOCs |
7.9% | 100% | $329,827 | |
Compass Mortgage, Inc.
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Conventional, FHA | 4 | 1.1% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 1.1% | 100% | $310,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.8% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
Neighborhood Loans, Inc
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Conventional | 1 | 0.3% | 50% | $5,000 | |
Pacor Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 10.4% | 86.4% | $255,526 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 22 | 6% | 100% | $326,363 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 5.5% | 91.7% | $362,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 13 | 3.6% | 86.7% | $311,923 | |
Lower, LLC
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Conventional, FHA | 10 | 2.7% | 100% | $390,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.2% | 88.9% | $291,250 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 2.2% | 100% | $366,250 | |
Greenstate Credit Union
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Conventional, VA, HELOC | 7 +1 HELOCs |
1.9% | 100% | $296,428 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.6% | 46.2% | $288,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 1.6% | 66.7% | $145,000 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1.6% | 85.7% | $143,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.4% | 100% | $413,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.4% | 100% | $265,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $287,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1.1% | 80% | $280,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 4 | 1.1% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 4 | 1.1% | 100% | $270,000 | |
Affordable Mortgage Advisors
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Conventional | 3 | 0.8% | 100% | $185,000 | |
Guild Mortgage Company
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Conventional | 3 | 0.8% | 50% | $388,333 | |
Discover Bank
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Conventional | 3 | 0.8% | 71.4% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 0.8% | 100% | $345,000 | |
Bay Equity LLC
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Conventional | 3 | 0.8% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $105,000 | View |
Primelending
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Conventional | 2 | 0.5% | 100% | $180,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 40% | $50,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 2 | 0.5% | 100% | $335,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 66.7% | $290,000 | |
Uif Corporation
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Conventional | 2 | 0.5% | 100% | $370,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.5% | 100% | $260,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.5% | 100% | $350,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $400,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 66.7% | $45,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.3% | 100% | $395,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Servion
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FHA | 1 | 0.3% | 100% | $335,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 66.7% | $305,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $465,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $285,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $265,000 | |
Point Mortgage Corp
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VA | 1 | 0.3% | 100% | $295,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $765,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 50% | $465,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 50% | $325,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 33.3% | $145,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Tech Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shorewood Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shorewood, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Shorewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shorewood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shorewood, IL
Use these to narrow the list above. Each category shows how many Shorewood, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Shorewood, IL
Independent mortgage companies closed 69.1 percent of home loans in Shorewood, Illinois in 2025, banks 27.3 percent and credit unions 3.6 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and NuMark Credit Union the largest credit union. Among lenders headquartered in Illinois, First Federal Savings Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shorewood, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Shorewood, Illinois with 15 loans, about 4.1 percent of the market. The largest lender headquartered in Illinois was First Federal Savings Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Shorewood, Illinois in 2025, led by Rocket Mortgage with 7. 16 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 9 credit unions closed home loans in Shorewood, Illinois in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shorewood, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shorewood, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shorewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
