Mortgage Lenders and Brokers in Shiloh, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shiloh, Illinois mortgage lenders include Commerce BankCommerce Bank4400 Green Mount Crossing Dr, Shiloh, IL 62269A+5.0 ★Texas Ratio: 0.89%, Bank of SpringfieldBank of Springfield1770 Frank Scott Pkwy E, Shiloh, IL 62269A5.0 ★Texas Ratio: 13.68%, Scott Credit UnionScott Credit Union4807 W Main St, Belleville, IL 62226 4722A+5.0 ★Texas Ratio: 3.36%, Fcb BanksFcb Banks201 N Commercial St, Albers, IL 62215A5.0 ★Texas Ratio: 7.31%, Bank of O'FallonBank of O'Fallon901 S Lincoln Ave, OFallon, IL 62269A+5.0 ★Texas Ratio: 5.16%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank2850 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, Carrollton BankCarrollton Bank120 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.58%, and Midland States BankMidland States Bank951 Dixie Hwy, Beecher, IL 60401A5.0 ★Texas Ratio: 9.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shiloh, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shiloh are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shiloh, Illinois
Market share is the lender's share of all home loans closed in Shiloh, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shiloh 4400 Green Mount Crossing Dr, Shiloh, IL 62269 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.4% | 40% | $170,000 | View |
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1 office in Shiloh 1770 Frank Scott Pkwy E, Shiloh, IL 62269 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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4807 W Main St, Belleville, IL 62226 4722 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, HELOC | 18 +14 HELOCs |
3.5% | 86.4% | $220,555 | View |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA, VA, HELOC | 14 +3 HELOCs |
2.7% | 93.3% | $247,142 | View |
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901 S Lincoln Ave, OFallon, IL 62269 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 10 | 2% | 90.9% | $223,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +6 HELOCs |
1.2% | 66.7% | $230,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 5 +19 HELOCs |
1% | 100% | $151,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +4 HELOCs |
0.8% | 80% | $192,500 | View |
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120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58% |
VA | 4 | 0.8% | 100% | $362,500 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional, VA | 4 | 0.8% | 100% | $272,500 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $195,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $165,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
VA | 2 | 0.4% | 66.7% | $320,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.4% | 100% | $495,000 | View |
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4105 Humbert Rd, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 2 | 0.4% | 100% | $105,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.4% | 66.7% | $250,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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636 E Main St, Ashley, IL 62808 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57% |
Conventional | 1 | 0.2% | 50% | $585,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 1 | 0.2% | 100% | $125,000 | |
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115 S Madison St, Lebanon, IL 62254 B+4.8 ★Texas Ratio: 17.14% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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285 Southwoods Ctr, Columbia, IL 62236 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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620 N State St, Freeburg, IL 62243 D3.1 ★Texas Ratio: 38.34% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, VA | 10 | 2% | 90.9% | $352,000 | |
Cmg Mortgage Inc
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Conventional, VA | 7 | 1.4% | 100% | $377,857 | |
Mutual of Omaha Mortgage
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Conventional, VA | 4 | 0.8% | 66.7% | $382,500 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $375,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 50% | $15,000 | |
Mortgage Research Center
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Conventional, VA | 51 | 10% | 82.5% | $325,784 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 46 | 9% | 100% | $303,043 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 34 | 6.7% | 86% | $277,647 | |
Zippy Loans, LLC
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Conventional | 28 | 5.5% | 41% | $42,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 4.1% | 84% | $174,047 | |
Freedom Mortgage Corporation
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FHA, VA | 20 | 3.9% | 96.3% | $280,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +1 HELOCs |
3.3% | 73.9% | $235,000 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 11 | 2.2% | 100% | $243,181 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA, VA | 11 | 2.2% | 100% | $310,454 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2% | 91.7% | $273,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.8% | 81.8% | $226,111 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.8% | 90% | $197,222 | |
Guild Mortgage Company
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Conventional, FHA, VA | 9 | 1.8% | 100% | $240,555 | |
Endeavor Capital, LLC
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Conventional, FHA, VA | 7 | 1.4% | 87.5% | $253,571 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 7 | 1.4% | 100% | $189,285 | |
Planet Home Lending, LLC
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FHA, VA | 6 | 1.2% | 100% | $301,666 | |
American Pacific Mortgage Corporation
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Conventional, VA | 6 | 1.2% | 100% | $280,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 6 | 1.2% | 100% | $270,000 | |
Primelending
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Conventional, VA | 4 | 0.8% | 100% | $237,500 | |
Newrez LLC
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Conventional, VA | 4 | 0.8% | 57.1% | $190,000 | |
New Day Financial, LLC.
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VA | 4 | 0.8% | 44.4% | $277,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.8% | 100% | $242,500 | View |
Loanunited.Com, LLC
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FHA, VA | 3 | 0.6% | 100% | $278,333 | |
Nqm Funding, LLC
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Conventional, VA | 3 | 0.6% | 75% | $188,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.6% | 60% | $178,333 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA, VA | 3 | 0.6% | 62.5% | $281,666 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.4% | 37.5% | $220,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.4% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.4% | 66.7% | $340,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.4% | 33.3% | $125,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.4% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 2 | 0.4% | 100% | $295,000 | View |
Lower, LLC
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FHA, VA | 2 | 0.4% | 100% | $335,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, VA | 2 | 0.4% | 100% | $290,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.4% | 100% | $170,000 | View |
Village Capital & Investment
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VA | 2 | 0.4% | 80% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $405,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +4 HELOCs |
0.2% | 100% | $285,000 | |
First Community Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.2% | 100% | $415,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $255,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.2% | 66.7% | $25,000 | |
Servion
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VA | 1 | 0.2% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Kind Lending, LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $325,000 | View |
Neighbors Credit Union
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Conventional | 1 | 0.2% | 33.3% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.2% | 100% | $115,000 | View |
Frontier Financial, Inc. DBA Frontier Mortgage
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VA | 1 | 0.2% | 100% | $355,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $145,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $355,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 100% | $245,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Intelliloan, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Nations Lending Corporation
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VA | 1 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 0.2% | 100% | $295,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Veritas Funding, LLC
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VA | 1 | 0.2% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.2% | 100% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shiloh Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shiloh, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Shiloh? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shiloh in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shiloh, IL
Use these to narrow the list above. Each category shows how many Shiloh, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Shiloh, IL
Independent mortgage companies closed 71.6 percent of home loans in Shiloh, Illinois in 2025, banks 19.6 percent and credit unions 8.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, Commerce Bank the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, Bank of Springfield led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shiloh, IL
By home loans closed in 2025, Commerce Bank was the largest mortgage lender in Shiloh, Illinois with 2 loans, about 0.4 percent of the market. The largest lender headquartered in Illinois was Bank of Springfield with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Shiloh, Illinois, Mortgage Research Center approved the highest share of completed applications in 2025 at 82.5 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Shiloh, Illinois in 2025, led by Delmar Financial Company with 9. 54 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 11 credit unions closed home loans in Shiloh, Illinois in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shiloh, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shiloh, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shiloh. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
