Mortgage Lenders and Brokers in Roscoe, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Roscoe, Illinois mortgage lenders include First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA5506 Clayton Cir, Roscoe, IL 61073A+5.0 ★Texas Ratio: 3.88%, Stillman Banccorp NAStillman Banccorp NA5250 Bridge St, Roscoe, IL 61073A+5.0 ★Texas Ratio: 3.99%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11440 Main St, Roscoe, IL 61073A+5.0 ★Texas Ratio: 3.68%, Midland States BankMidland States Bank5023 Rockrose Ct, Roscoe, IL 61073A5.0 ★Texas Ratio: 9.50%, CBI Bank & TrustCBI Bank & Trust5206 Elevator Rd, Roscoe, IL 61073A+5.0 ★Texas Ratio: 5.41%, MembersAlliance Credit UnionMembersAlliance Credit Union5110 Rockrose Ct, Roscoe, IL 61073A+5.0 ★Texas Ratio: 3.08%, First Northern Credit UnionFirst Northern Credit Union230 W Monroe St, Chicago, IL 60606A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Foresight BankForesight Bank100 Il Route 75 E, Davis, IL 61019A5.0 ★Texas Ratio: 9.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roscoe, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roscoe are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roscoe, Illinois
Market share is the lender's share of all home loans closed in Roscoe, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Roscoe 5506 Clayton Cir, Roscoe, IL 61073 A+5.0 ★Texas Ratio: 3.88% |
Conventional, VA, HELOC | 35 +19 HELOCs |
7.5% | 94.7% | $294,714 | View |
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1 office in Roscoe 5250 Bridge St, Roscoe, IL 61073 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 24 | 5.1% | 89.7% | $237,083 | View |
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1 office in Roscoe 11440 Main St, Roscoe, IL 61073 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 9 +1 HELOCs |
1.9% | 100% | $242,777 | View |
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1 office in Roscoe 5023 Rockrose Ct, Roscoe, IL 61073 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 50% | $200,000 | View |
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1 office in Roscoe 5206 Elevator Rd, Roscoe, IL 61073 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
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5110 Rockrose Ct, Roscoe, IL 61073 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 28 +4 HELOCs |
6% | 93.3% | $125,714 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 14 | 3% | 93.8% | $265,714 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 11 +2 HELOCs |
2.3% | 70.6% | $252,272 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 11 | 2.3% | 100% | $290,454 | View |
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100 Il Route 75 E, Davis, IL 61019 A5.0 ★Texas Ratio: 9.91% |
Conventional | 9 | 1.9% | 81.8% | $262,777 | View |
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1201 Clifford Ave, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 4.46% |
Conventional, HELOC | 8 +5 HELOCs |
1.7% | 100% | $107,500 | View |
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200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 5 | 1.1% | 100% | $255,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 4 +11 HELOCs |
0.9% | 80% | $140,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 3 | 0.6% | 100% | $321,666 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 100% | $90,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $215,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $75,000 | View |
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1320 N State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 2 | 0.4% | 100% | $305,000 | View |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 0.4% | 100% | $520,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $235,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $375,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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109 E Vermilion St, Catlin, IL 61817 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 N High St, Belleville, IL 62220 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $302,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 4 | 0.9% | 100% | $315,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 0.4% | 100% | $325,000 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.4% | 100% | $10,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.4% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.4% | 100% | $295,000 | View |
Northwest Bank of Rockford
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Greenstate Credit Union
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Conventional, FHA, VA, HELOC | 55 +13 HELOCs |
11.7% | 96.5% | $284,818 | |
Rocket Mortgage
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Conventional, FHA, VA | 36 | 7.7% | 83.7% | $159,166 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 20 | 4.3% | 100% | $273,500 | |
Guild Mortgage Company
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Conventional, FHA | 16 | 3.4% | 100% | $213,125 | |
Mortgage Research Center
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Conventional, VA | 14 | 3% | 93.3% | $296,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +2 HELOCs |
2.8% | 88.2% | $338,076 | |
First Community Credit Union of Beloit
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Conventional | 10 | 2.1% | 83.3% | $83,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 1.7% | 100% | $238,750 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.5% | 81.8% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 1.5% | 100% | $212,142 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 1.5% | 100% | $292,142 | |
First National Bank and Trust
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Conventional | 7 | 1.5% | 100% | $119,285 | |
Nationstar Mortgage
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Conventional | 7 | 1.5% | 77.8% | $175,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.3% | 60% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1.1% | 100% | $583,000 | View |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.9% | 80% | $287,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
0.6% | 75% | $211,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 0.6% | 75% | $255,000 | |
Discover Bank
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Conventional | 3 | 0.6% | 37.5% | $65,000 | |
Village Capital & Investment
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FHA, VA | 3 | 0.6% | 100% | $278,333 | |
Mortgage Center LC
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Conventional | 2 | 0.4% | 100% | $100,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $165,000 | View |
Connexus Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $125,000 | |
Summit Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $75,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $445,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $245,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Gateway Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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A-4.3 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
LoanFlight Lending, LLC.
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VA | 1 | 0.2% | 100% | $425,000 | |
American Financing Corporation
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VA | 1 | 0.2% | 100% | $295,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $725,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $225,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $175,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Veritas Funding, LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 50% | $285,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.2% | 100% | $265,000 | View |
JMAC Lending, Inc.
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FHA | 1 | 0.2% | 100% | $325,000 | |
Advia Credit Union
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Fed Ex Employees Credit Association
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Blackhawk Community Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Marine Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Roscoe Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roscoe, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Roscoe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roscoe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roscoe, IL
Use these to narrow the list above. Each category shows how many Roscoe, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Roscoe, IL
Independent mortgage companies closed 40.9 percent of home loans in Roscoe, Illinois in 2025, banks 31.8 percent and credit unions 27.3 percent. Guaranteed Rate, Inc. was the largest mortgage company, First Mid Bank and Trust, NA the largest bank and MembersAlliance Credit Union the largest credit union. Among lenders headquartered in Illinois, First Mid Bank and Trust, NA led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roscoe, IL
By home loans closed in 2025, First Mid Bank and Trust, NA was the largest mortgage lender in Roscoe, Illinois with 35 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Roscoe, Illinois, Greenstate Credit Union approved the highest share of completed applications in 2025 at 96.5 percent, against a 88 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Roscoe, Illinois in 2025, led by Guild Mortgage Company with 6. 19 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 20 credit unions closed home loans in Roscoe, Illinois in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roscoe, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roscoe, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roscoe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
