Mortgage Lenders and Brokers in Rockton, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rockton, Illinois mortgage lenders include First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 W Washington Ave, Altamont, IL 62411A+5.0 ★Texas Ratio: 3.88%, MembersAlliance Credit UnionMembersAlliance Credit Union5286 Nimtz Rd, Loves Park, IL 61111A+5.0 ★Texas Ratio: 3.08%, First Northern Credit UnionFirst Northern Credit Union230 W Monroe St, Chicago, IL 60606A+5.0 ★Texas Ratio: 4.14%, Stillman Banccorp NAStillman Banccorp NA608 W Blackhawk Dr, Byron, IL 61010A+5.0 ★Texas Ratio: 3.99%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Rock Valley Credit UnionRock Valley Credit Union1201 Clifford Ave, Loves Park, IL 61111A+5.0 ★Texas Ratio: 4.46%, Associated Bank NAAssociated Bank NA104 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.45%, Midland States BankMidland States Bank951 Dixie Hwy, Beecher, IL 60401A5.0 ★Texas Ratio: 9.50%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, and Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rockton, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockton are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rockton, Illinois
Market share is the lender's share of all home loans closed in Rockton, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA, HELOC | 19 +10 HELOCs |
5.7% | 90.5% | $223,421 | View |
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5286 Nimtz Rd, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 16 +1 HELOCs |
4.8% | 100% | $137,500 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 16 | 4.8% | 100% | $175,000 | View |
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608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 12 | 3.6% | 100% | $226,666 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +2 HELOCs |
1.8% | 85.7% | $283,333 | View |
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1201 Clifford Ave, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 4.46% |
Conventional, HELOC | 6 +1 HELOCs |
1.8% | 100% | $120,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 5 +3 HELOCs |
1.5% | 100% | $245,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 4 +4 HELOCs |
1.2% | 100% | $110,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 0.9% | 100% | $255,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 0.9% | 100% | $195,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $145,000 | View |
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1320 N State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 2.18% |
Conventional, Jumbo | 2 | 0.6% | 100% | $630,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $195,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $325,000 | View |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $35,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 33.3% | $155,000 | View |
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100 Il Route 75 E, Davis, IL 61019 A5.0 ★Texas Ratio: 9.91% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
FHA | 1 | 0.3% | 100% | $275,000 | |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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825 N Randall Rd, Batavia, IL 60510 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 0.9% | 100% | $271,666 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.6% | 100% | $200,000 | |
Northwest Bank of Rockford
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Conventional | 2 | 0.6% | 100% | $215,000 | |
Greenstate Credit Union
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Conventional, FHA, VA, HELOC | 39 +2 HELOCs |
11.7% | 97.6% | $241,410 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 8.1% | 88.6% | $184,629 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 16 | 4.8% | 88.9% | $246,875 | |
First National Bank and Trust
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Conventional, HELOC | 15 +1 HELOCs |
4.5% | 100% | $117,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 4.5% | 93.8% | $253,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 13 | 3.9% | 100% | $193,461 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 2.7% | 81.8% | $182,777 | |
Mortgage Center LC
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Conventional | 8 | 2.4% | 88.9% | $203,750 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.1% | 87.5% | $243,571 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.5% | 100% | $277,000 | |
First Community Credit Union of Beloit
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Conventional | 3 | 0.9% | 75% | $28,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.9% | 75% | $151,666 | |
Newrez LLC
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Conventional, VA | 3 | 0.9% | 42.9% | $201,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $175,000 | |
Uw Credit Union
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Conventional | 3 | 0.9% | 100% | $298,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.9% | 100% | $141,666 | |
Compeer Financial
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Conventional | 2 | 0.6% | 100% | $200,000 | |
Amerisave Mortgage Company
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FHA | 2 | 0.6% | 28.6% | $200,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.6% | 75% | $280,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.6% | 100% | $140,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $445,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.6% | 100% | $285,000 | |
Educators Credit Union
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Conventional | 2 | 0.6% | 100% | $265,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 8.25% |
Conventional | 2 | 0.6% | 100% | $195,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.6% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 0.6% | 100% | $370,000 | |
Blackhawk Community Credit Uni
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $205,000 | |
Connexus Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 50% | $225,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Educated Mortgage Services LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $295,000 | |
Summit Credit Union
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 33.3% | $215,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $365,000 | |
Advia Credit Union
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HELOC | 0 +14 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Rockton Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rockton, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Rockton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rockton, IL
Use these to narrow the list above. Each category shows how many Rockton, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Rockton, IL
Independent mortgage companies closed 41.9 percent of home loans in Rockton, Illinois in 2025, banks 28 percent and credit unions 30.1 percent. Guaranteed Rate, Inc. was the largest mortgage company, First Mid Bank and Trust, NA the largest bank and MembersAlliance Credit Union the largest credit union. Among lenders headquartered in Illinois, First Mid Bank and Trust, NA led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rockton, IL
By home loans closed in 2025, First Mid Bank and Trust, NA was the largest mortgage lender in Rockton, Illinois with 19 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Rockton, Illinois in 2025, led by Rocket Mortgage with 10. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 16 credit unions closed home loans in Rockton, Illinois in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rockton, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockton, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
