Mortgage Lenders and Brokers in Palos Heights, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palos Heights, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12657 S Ridgeland Ave, Palos Heights, IL 60463A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association12701 South Harlem Ave, Palos Heights, IL 60463A+5.0 ★Texas Ratio: 3.22%, BMO Harris Bank NABMO Harris Bank NA12534 S Harlem Ave, Palos Heights, IL 60463A+5.0 ★Texas Ratio: 3.54%, Huntington National BankHuntington National Bank6410 W 127th St, Palos Heights, IL 60463A+5.0 ★Texas Ratio: 3.66%, Providence Bank & TrustProvidence Bank & Trust6431 W 127th St, Palos Heights, IL 60463A+5.0 ★Texas Ratio: 0.85%, Old National BankOld National Bank12600 S Harlem Ave, Palos Heights, IL 60463A+5.0 ★Texas Ratio: 4.98%, Old Second National BankOld Second National Bank7101 W 127th St, Palos Heights, IL 60463A5.0 ★Texas Ratio: 6.17%, Bank of America NABank of America NA12145 S Harlem Ave, Palos Heights, IL 60463A+5.0 ★Texas Ratio: 4.14%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Marquette BankMarquette Bank234 N Bolingbrook Dr, Bolingbrook, IL 60440A+5.0 ★Texas Ratio: 0.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palos Heights, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palos Heights are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palos Heights, Illinois
Market share is the lender's share of all home loans closed in Palos Heights, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Palos Heights 12657 S Ridgeland Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 4.8% | 100% | $267,222 | View |
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1 office in Palos Heights 12701 South Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +9 HELOCs |
1.1% | 100% | $205,000 | View |
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1 office in Palos Heights 12534 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $75,000 | View |
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1 office in Palos Heights 6410 W 127th St, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $145,000 | View |
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1 office in Palos Heights 6431 W 127th St, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 0.85% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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1 office in Palos Heights 12600 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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1 office in Palos Heights 7101 W 127th St, Palos Heights, IL 60463 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12145 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +3 HELOCs |
2.1% | 100% | $320,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 2.1% | 100% | $272,500 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 3 | 1.6% | 100% | $445,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 3 | 1.6% | 100% | $475,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $235,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 2 | 1.1% | 100% | $215,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $115,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | View |
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11850 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 50% | $265,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
FHA | 1 | 0.5% | 100% | $485,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.5% | 100% | $125,000 | |
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4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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8 S Main St, Elburn, IL 60119 A5.0 ★Texas Ratio: 7.06% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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6350 W 63rd St, Chicago, IL 60638 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
10.6% | 95.2% | $301,000 | |
Pacor Mortgage Corp
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Conventional | 6 | 3.2% | 100% | $276,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 3 | 1.6% | 100% | $341,666 | View |
Mutual of Omaha Mortgage
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Conventional | 3 | 1.6% | 100% | $348,333 | |
Compass Mortgage, Inc.
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Conventional | 3 | 1.6% | 100% | $491,666 | |
Crown Mortgage Company
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Conventional | 2 | 1.1% | 100% | $420,000 | |
The Anderson Financial Group, Inc.
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Conventional | 2 | 1.1% | 100% | $385,000 | |
Originpoint, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.5% | 20% | $15,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Rocket Mortgage
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Conventional, FHA | 15 | 8% | 93.8% | $219,666 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 10 +2 HELOCs |
5.3% | 100% | $377,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 8 +3 HELOCs |
4.3% | 100% | $320,000 | |
Nationstar Mortgage
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Conventional | 6 | 3.2% | 66.7% | $146,666 | |
Leaderone Financial Corp.
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Conventional | 5 | 2.7% | 83.3% | $317,000 | |
Newrez LLC
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Conventional | 3 | 1.6% | 75% | $255,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.6% | 75% | $298,333 | |
loanDepot.com LLC
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Conventional | 3 | 1.6% | 100% | $335,000 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 1.6% | 100% | $401,666 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 50% | $315,000 | |
Greenstate Credit Union
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Conventional | 2 | 1.1% | 100% | $410,000 | |
Affordable Mortgage Advisors
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Conventional | 2 | 1.1% | 100% | $290,000 | |
Kind Lending, LLC
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FHA | 2 | 1.1% | 66.7% | $400,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 1.1% | 100% | $80,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $265,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.1% | 100% | $450,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.1% | 100% | $295,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 1.1% | 100% | $310,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.1% | 100% | $305,000 | |
Geneva Financial LLC
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Conventional | 2 | 1.1% | 100% | $160,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $215,000 | |
Genisys Credit Union
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $525,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
Resicentral LLC
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Conventional | 1 | 0.5% | 50% | $345,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $325,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $35,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $145,000 | View |
Greenway Mortgage Funding Corp.
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FHA | 1 | 0.5% | 100% | $285,000 | |
FineMark National Bank & Trust
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $135,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $55,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $235,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Covantage Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Palos Heights Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palos Heights, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Palos Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palos Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palos Heights, IL
Use these to narrow the list above. Each category shows how many Palos Heights, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Palos Heights, IL
Independent mortgage companies closed 72.3 percent of home loans in Palos Heights, Illinois in 2025, banks 23.9 percent and credit unions 3.7 percent. Success Lending, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palos Heights, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palos Heights, Illinois with 9 loans, about 4.8 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Palos Heights, Illinois in 2025, led by Rocket Mortgage with 2. 2 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 9 credit unions closed home loans in Palos Heights, Illinois in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palos Heights, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palos Heights, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palos Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
