Mortgage Lenders and Brokers in Oak Forest, Illinois
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Oak Forest, Illinois mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association15533 Cicero Ave, Oak Forest, IL 60452A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank5616 159th St, Oak Forest, IL 60452A+5.0 ★Texas Ratio: 3.66%, Marquette BankMarquette Bank5700 159th St, Oak Forest, IL 60452A+5.0 ★Texas Ratio: 0.74%, Pacor Mortgage CorpPacor Mortgage CorpOak Forest, IL, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, BMO Harris Bank NABMO Harris Bank NA625 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.54%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, and The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Forest, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Forest are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Forest, Illinois
Market share is the lender's share of all home loans closed in Oak Forest, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Oak Forest 15533 Cicero Ave, Oak Forest, IL 60452 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 8 +19 HELOCs |
1.6% | 72.7% | $237,500 | View |
|
1 office in Oak Forest 5616 159th St, Oak Forest, IL 60452 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +4 HELOCs |
0.8% | 50% | $302,500 | View |
|
1 office in Oak Forest 5700 159th St, Oak Forest, IL 60452 A+5.0 ★Texas Ratio: 0.74% |
Conventional, FHA | 4 | 0.8% | 100% | $150,000 | View |
Pacor Mortgage Corp
|
Conventional, FHA | 4 | 0.8% | 100% | $182,500 | |
|
600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 22 +3 HELOCs |
4.3% | 100% | $221,818 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 10 | 2% | 90.9% | $199,000 | View |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 7 +8 HELOCs |
1.4% | 70% | $189,285 | View |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 7 +5 HELOCs |
1.4% | 100% | $233,571 | View |
|
850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 7 +4 HELOCs |
1.4% | 100% | $297,857 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 7 | 1.4% | 87.5% | $223,571 | View |
|
★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +6 HELOCs |
0.6% | 100% | $225,000 | View |
|
403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 3 +4 HELOCs |
0.6% | 100% | $298,333 | View |
|
3448 E 118th St, Chicago, IL 60617 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $155,000 | View |
|
1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA | 3 | 0.6% | 75% | $251,666 | View |
|
540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 33.3% | $155,000 | View |
|
23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.4% | 100% | $380,000 | View |
|
6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 0.4% | 100% | $95,000 | View |
|
440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 2 | 0.4% | 100% | $70,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 2 | 0.4% | 100% | $270,000 | |
|
123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 2 | 0.4% | 100% | $230,000 | View |
|
1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $55,000 | View |
|
4807 W Main St, Belleville, IL 62226 4722 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
|
245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
|
403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 1 | 0.2% | 100% | $265,000 | |
|
1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
|
950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 42 +2 HELOCs |
8.2% | 93.3% | $232,380 | |
Neighborhood Loans, Inc
|
Conventional | 7 | 1.4% | 53.8% | $12,142 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 5 | 1% | 100% | $175,000 | |
Crown Mortgage Company
|
Conventional | 5 | 1% | 100% | $191,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 3 | 0.6% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.6% | 100% | $155,000 | View |
The Anderson Financial Group, Inc.
|
Conventional, FHA | 3 | 0.6% | 100% | $165,000 | |
Compass Mortgage, Inc.
|
Conventional, FHA | 3 | 0.6% | 100% | $261,666 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 3 | 0.6% | 75% | $225,000 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $200,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 42 | 8.2% | 88% | $226,904 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 37 | 7.2% | 82.6% | $369,864 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 26 | 5.1% | 89.7% | $276,153 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 21 | 4.1% | 100% | $207,380 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 15 +2 HELOCs |
2.9% | 100% | $247,666 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 13 | 2.5% | 100% | $258,846 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
2.3% | 80% | $176,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 9 | 1.8% | 100% | $282,777 | |
New American Funding, LLC.
|
Conventional, FHA | 9 | 1.8% | 81.8% | $236,111 | |
Pennymac Loan Services LLC
|
FHA | 7 | 1.4% | 80% | $323,571 | |
Nationstar Mortgage
|
Conventional, VA | 7 | 1.4% | 77.8% | $216,428 | |
Mortgage Research Center
|
FHA, VA | 7 | 1.4% | 66.7% | $357,857 | |
Freedom Mortgage Corporation
|
FHA, VA | 6 | 1.2% | 87.5% | $253,333 | |
Cake Mortgage Corp.
|
Conventional | 6 | 1.2% | 100% | $375,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 5 +1 HELOCs |
1% | 62.5% | $59,000 | |
Primelending
|
Conventional, FHA | 5 | 1% | 100% | $191,000 | |
Towne Mortgage Company
|
Conventional, FHA, VA | 5 | 1% | 100% | $295,000 | |
Greenstate Credit Union
|
Conventional | 4 | 0.8% | 66.7% | $230,000 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 0.8% | 100% | $407,500 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 4 | 0.8% | 66.7% | $252,500 | View |
Leaderone Financial Corp.
|
Conventional, FHA | 4 | 0.8% | 100% | $240,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.6% | 60% | $185,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 3 | 0.6% | 100% | $221,666 | |
Affordable Mortgage Advisors
|
Conventional | 3 | 0.6% | 100% | $225,000 | |
Newrez LLC
|
Conventional | 3 | 0.6% | 57.1% | $115,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 3 | 0.6% | 100% | $275,000 | |
Discover Bank
|
Conventional | 3 | 0.6% | 37.5% | $71,666 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.6% | 100% | $328,333 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 3 | 0.6% | 100% | $161,666 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $170,000 | View |
Royal United Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $220,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.4% | 100% | $185,000 | View |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.4% | 100% | $315,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 2 | 0.4% | 100% | $250,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 100% | $250,000 | View |
T2 Financial LLC
|
Conventional | 2 | 0.4% | 100% | $220,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.4% | 66.7% | $420,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.4% | 100% | $135,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
|
A5.0 ★Texas Ratio: 8.25% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Panorama Mortgage Group, LLC
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 14.3% | $55,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Nih Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Homestead Funding Corp.
|
FHA | 1 | 0.2% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $355,000 | View |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Bayshore Mortgage Funding
|
FHA | 1 | 0.2% | 100% | $295,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.2% | 50% | $185,000 | |
|
B+4.1 ★Texas Ratio: 2.52% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Point Mortgage Corp
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Lower, LLC
|
FHA | 1 | 0.2% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.2% | 16.7% | $85,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.2% | 100% | $205,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 12.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Northwest Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oak Forest Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Forest, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Oak Forest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Forest in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Forest, IL
Use these to narrow the list above. Each category shows how many Oak Forest, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Forest, IL
Independent mortgage companies closed 72.7 percent of home loans in Oak Forest, Illinois in 2025, banks 24.4 percent and credit unions 2.9 percent. Pacor Mortgage Corp was the largest mortgage company, Fifth Third Bank, National Association the largest bank and NuMark Credit Union the largest credit union. Among lenders headquartered in Illinois, Marquette Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Forest, IL
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Oak Forest, Illinois with 8 loans, about 1.6 percent of the market. The largest lender headquartered in Illinois was Marquette Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Oak Forest, Illinois in 2025, led by DHI Mortgage Company, LTD. with 14. 13 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 12 credit unions closed home loans in Oak Forest, Illinois in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Forest, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Forest, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Forest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
