Mortgage Lenders and Brokers in Northfield, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northfield, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA400 Central Ave, Northfield, IL 60093A+5.0 ★Texas Ratio: 3.68%, Northbrook Bank & Trust Company, N.A.Northbrook Bank & Trust Company, N.A.1852 Willow Rd, Northfield, IL 60093A+5.0 ★Texas Ratio: 2.98%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Wintrust Bank, N.A.Wintrust Bank, N.A.2400 W Madison St, Chicago, IL 60612A+5.0 ★Texas Ratio: 3.24%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, Gold Coast BankGold Coast Bank1165 N Clark St, Chicago, IL 60610A5.0 ★Texas Ratio: 6.28%, and BMO Harris Bank NABMO Harris Bank NA625 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northfield, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northfield are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northfield, Illinois
Market share is the lender's share of all home loans closed in Northfield, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Northfield 400 Central Ave, Northfield, IL 60093 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 13 +1 HELOCs |
8.7% | 92.9% | $737,307 | View |
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2 offices in Northfield 1852 Willow Rd, Northfield, IL 60093 A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo | 4 | 2.7% | 100% | $1,510,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 7 | 4.7% | 100% | $447,857 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
3.3% | 100% | $721,000 | View |
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2400 W Madison St, Chicago, IL 60612 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 5 | 3.3% | 100% | $455,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
2.7% | 80% | $732,500 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +5 HELOCs |
2% | 100% | $295,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, Jumbo | 2 | 1.3% | 100% | $705,000 | View |
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1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional, Jumbo | 2 | 1.3% | 100% | $985,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +10 HELOCs |
0.7% | 100% | $2,305,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $805,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $235,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $2,805,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.7% | 100% | $905,000 | View |
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6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 50% | $275,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.7% | 100% | $855,000 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.7% | 100% | $385,000 | View |
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1201 W Madison St, Chicago, IL 60607 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.7% | 100% | $555,000 | View |
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770 W Northwest Hwy, Barrington, IL 60010 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,255,000 | View |
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2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.7% | 100% | $475,000 | View |
Central Federal Savings & Loan Association
6940 Ogden Ave, Berwyn, IL 60402 |
Conventional, Jumbo | 1 | 0.7% | 100% | $845,000 | |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,615,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3 Three Lakes Dr, Northfield, IL 60093 2753 A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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15w060 N Frontage Rd, Burr Ridge, IL 60527 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 9 | 6% | 90% | $973,888 | |
Originpoint, LLC
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Conventional, Jumbo | 7 | 4.7% | 87.5% | $613,571 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 4 | 2.7% | 100% | $947,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1.3% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, Jumbo | 2 | 1.3% | 100% | $1,025,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.3% | 66.7% | $400,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 1 | 0.7% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,565,000 | View |
Rocket Mortgage
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Conventional, Jumbo | 8 | 5.3% | 80% | $600,000 | |
United Wholesale Mortgage
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Conventional | 6 | 4% | 100% | $461,666 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 3.3% | 100% | $583,000 | |
Greenstate Credit Union
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Conventional, HELOC | 4 +1 HELOCs |
2.7% | 100% | $465,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 4 | 2.7% | 100% | $370,000 | |
Guild Mortgage Company
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Conventional | 3 | 2% | 100% | $485,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 2% | 100% | $1,441,666 | View |
Fairway Independent Mort Corp
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Conventional | 3 | 2% | 75% | $498,333 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.3% | 75% | $615,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.3% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 1.3% | 100% | $1,070,000 | |
Nmsi, Inc.
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Conventional | 2 | 1.3% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 2 | 1.3% | 66.7% | $1,045,000 | View |
Leaderone Financial Corp.
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Conventional | 2 | 1.3% | 100% | $480,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $25,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.7% | 100% | $805,000 | View |
Newrez LLC
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Conventional, Jumbo | 1 | 0.7% | 100% | $965,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $145,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $595,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $345,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.7% | 100% | $675,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $25,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.7% | 100% | $265,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Northfield Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northfield, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Northfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northfield, IL
Use these to narrow the list above. Each category shows how many Northfield, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Northfield, IL
Independent mortgage companies closed 50 percent of home loans in Northfield, Illinois in 2025, banks 43.3 percent and credit unions 6.7 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Northbrook Bank & Trust Company, N.A. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northfield, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Northfield, Illinois with 13 loans, about 8.7 percent of the market. The largest lender headquartered in Illinois was Northbrook Bank & Trust Company, N.A. with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Northfield, Illinois in 2025, led by loanDepot.com LLC with 1. 2 lenders closed VA loans, led by US Bank, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Northfield, Illinois in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northfield, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northfield, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
