Mortgage Lenders and Brokers in Morton, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morton, Illinois mortgage lenders include Morton Community BankMorton Community Bank721 W Jackson St, Morton, IL 61550A+5.0 ★Texas Ratio: 5.85%, Better BanksBetter Banks805 W Jackson St, Morton, IL 61550A-5.0 ★Texas Ratio: 14.33%, PNC Bank N.A.PNC Bank N.A.80 E Jefferson St, Morton, IL 61550A+5.0 ★Texas Ratio: 4.24%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company179 E Courtland St, Morton, IL 61550A+5.0 ★Texas Ratio: 0.84%, Goodfield State BankGoodfield State Bank1805 S Main St, Eureka, IL 61530B4.6 ★Texas Ratio: 20.01%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Inb, National AssociationInb, National Association2402 E Washington St, Bloomington, IL 61704A5.0 ★Texas Ratio: 9.74%, First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510, The First National Bank in TremontThe First National Bank in Tremont115 Nw Main St, Hopedale, IL 61747A+5.0 ★Texas Ratio: 4.39%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morton, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morton are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morton, Illinois
Market share is the lender's share of all home loans closed in Morton, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Morton 721 W Jackson St, Morton, IL 61550 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 29 +48 HELOCs |
7.9% | 90.9% | $256,034 | View |
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1 office in Morton 805 W Jackson St, Morton, IL 61550 A-5.0 ★Texas Ratio: 14.33% |
Conventional | 19 | 5.2% | 100% | $187,631 | View |
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★ 1.7 stars, 3 reviews 1 office in Morton 80 E Jefferson St, Morton, IL 61550 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 7 +9 HELOCs |
1.9% | 100% | $233,571 | View |
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2 offices in Morton 179 E Courtland St, Morton, IL 61550 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 66.7% | $85,000 | View |
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1805 S Main St, Eureka, IL 61530 B4.6 ★Texas Ratio: 20.01% |
Conventional | 16 | 4.4% | 100% | $153,750 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
4.1% | 83.3% | $219,000 | View |
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2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional | 8 | 2.2% | 100% | $308,750 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional, FHA | 6 | 1.6% | 100% | $220,000 | |
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115 Nw Main St, Hopedale, IL 61747 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 5 | 1.4% | 83.3% | $157,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 1.1% | 100% | $355,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $175,000 | View |
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820 McKinley Ave, Bartonville, IL 61607 |
Conventional | 3 | 0.8% | 100% | $95,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 3 | 0.8% | 100% | $278,333 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 3 | 0.8% | 100% | $161,666 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $60,000 | View |
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4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 2 | 0.5% | 100% | $105,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $355,000 | View |
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350 Riverpark Dr, East Saint Louis, IL 62201 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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128 W 2nd St, Flora, IL 62839 A5.0 ★Texas Ratio: 7.80% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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131 N Main St, Atwood, IL 61913 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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200 Se 13th Ave, Aledo, IL 61231 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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101 E Broadway, Astoria, IL 61501 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Citizens Equity First Credit U
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Conventional, HELOC | 61 +65 HELOCs |
16.7% | 98.4% | $224,672 | |
Mutual of Omaha Mortgage
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Conventional | 5 | 1.4% | 100% | $117,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $260,000 | |
Cmg Mortgage Inc
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $365,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 39 | 10.7% | 100% | $219,615 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA, Jumbo | 21 | 5.8% | 95.5% | $207,380 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 4.7% | 85% | $269,117 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 3% | 91.7% | $185,909 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 8 | 2.2% | 72.7% | $182,500 | |
Mortgage Research Center
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FHA, VA, Jumbo | 7 | 1.9% | 70% | $397,857 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.4% | 55.6% | $181,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.1% | 50% | $217,500 | |
Discover Bank
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Conventional | 3 | 0.8% | 42.9% | $41,666 | |
Provident Funding Associates
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Conventional | 3 | 0.8% | 100% | $328,333 | |
21St Mortgage
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Conventional | 3 | 0.8% | 7.7% | $68,333 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $145,000 | |
Freedom Mortgage Corporation
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VA | 2 | 0.5% | 100% | $210,000 | |
Compeer Financial
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Conventional | 2 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.5% | 18.2% | $25,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $120,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.5% | 100% | $45,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.3% | 100% | $25,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $505,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
Brighton Bank
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VA | 1 | 0.3% | 100% | $255,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.3% | 66.7% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $155,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $395,000 | View |
BoxCar Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $195,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Texana Bank
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VA | 1 | 0.3% | 100% | $255,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $25,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $245,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Greenstate Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Morton Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morton, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Morton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morton, IL
Use these to narrow the list above. Each category shows how many Morton, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Morton, IL
Independent mortgage companies closed 42.2 percent of home loans in Morton, Illinois in 2025, banks 39.2 percent and credit unions 18.6 percent. Mutual of Omaha Mortgage was the largest mortgage company, Morton Community Bank the largest bank and Redbrand Credit Union the largest credit union. Among lenders headquartered in Illinois, Morton Community Bank led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morton, IL
By home loans closed in 2025, Morton Community Bank was the largest mortgage lender in Morton, Illinois with 29 loans, about 7.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Morton, Illinois, Citizens Equity First Credit U approved the highest share of completed applications in 2025 at 98.4 percent, against a 79.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Morton, Illinois in 2025, led by Flat Branch Mortgage, Inc. with 5. 19 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 7 credit unions closed home loans in Morton, Illinois in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morton, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morton, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
