Mortgage Lenders and Brokers in Midlothian, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Midlothian, Illinois mortgage lenders include Old National BankOld National Bank3737 147th St, Midlothian, IL 60445A+5.0 ★Texas Ratio: 4.98%, BMO Harris Bank NABMO Harris Bank NA4050 147th St, Midlothian, IL 60445A+5.0 ★Texas Ratio: 3.54%, Peoples BankPeoples Bank4824 W 147th Street, Midlothian, IL 60445A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, and CIBC Bank USACIBC Bank USA23840 W Eames St, Channahon, IL 60410A+5.0 ★Texas Ratio: 5.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Midlothian, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Midlothian are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Midlothian, Illinois
Market share is the lender's share of all home loans closed in Midlothian, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Midlothian 3737 147th St, Midlothian, IL 60445 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 5 +4 HELOCs |
2.2% | 55.6% | $137,000 | View |
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1 office in Midlothian 4050 147th St, Midlothian, IL 60445 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
1.8% | 100% | $197,500 | View |
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1 office in Midlothian 4824 W 147th Street, Midlothian, IL 60445 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $265,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 10 | 4.4% | 91.7% | $209,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +4 HELOCs |
1.8% | 80% | $142,500 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
1.8% | 80% | $247,500 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 4 | 1.8% | 100% | $237,500 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 4 | 1.8% | 100% | $187,500 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.9% | 50% | $170,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
FHA | 2 | 0.9% | 66.7% | $185,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional, FHA | 2 | 0.9% | 100% | $170,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $295,000 | View |
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★ 1 stars, 1 review 3322 Oak Park Ave, Berwyn, IL 60402 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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1130 Armour Rd, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 19 +1 HELOCs |
8.4% | 95% | $196,052 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.9% | 36.4% | $10,000 | |
The Anderson Financial Group, Inc.
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Conventional | 2 | 0.9% | 100% | $230,000 | |
Compass Mortgage, Inc.
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Conventional | 2 | 0.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 2 | 0.9% | 100% | $265,000 | View |
Originpoint, LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $165,000 | |
Pacor Mortgage Corp
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Conventional | 1 | 0.4% | 50% | $325,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $235,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 7.6% | 85% | $242,058 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 6.7% | 76.2% | $159,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 5.8% | 100% | $133,461 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 11 | 4.9% | 84.6% | $255,000 | |
loanDepot.com LLC
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Conventional, FHA | 11 | 4.9% | 92.3% | $173,181 | |
Kind Lending, LLC
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Conventional, FHA | 8 | 3.6% | 100% | $155,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 6 | 2.7% | 100% | $231,666 | |
Newrez LLC
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Conventional, FHA | 4 | 1.8% | 44.4% | $210,000 | |
Pennymac Loan Services LLC
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FHA | 4 | 1.8% | 80% | $242,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.3% | 100% | $201,666 | |
Resicentral LLC
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Conventional, FHA | 3 | 1.3% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.3% | 75% | $138,333 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 3 | 1.3% | 100% | $258,333 | |
Amerisave Mortgage Company
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 25% | $35,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $160,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.9% | 100% | $240,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.9% | 66.7% | $270,000 | |
Geneva Financial LLC
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Conventional | 2 | 0.9% | 100% | $210,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 75% | $155,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.9% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.9% | 100% | $170,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 0.9% | 66.7% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $355,000 | View |
Hartford Funding, Ltd.
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FHA | 1 | 0.4% | 100% | $185,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $85,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $55,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Shoreham Bank
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FHA | 1 | 0.4% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $155,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.4% | 100% | $225,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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A5.0 ★Texas Ratio: 8.25% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.4% | 100% | $195,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Midlothian Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Midlothian, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Midlothian? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Midlothian in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Midlothian, IL
Use these to narrow the list above. Each category shows how many Midlothian, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Midlothian, IL
Independent mortgage companies closed 73.3 percent of home loans in Midlothian, Illinois in 2025, banks 25.8 percent and credit unions 0.9 percent. Guaranteed Rate, Inc. was the largest mortgage company, Old National Bank the largest bank and DuPage Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Midlothian, IL
By home loans closed in 2025, Old National Bank was the largest mortgage lender in Midlothian, Illinois with 5 loans, about 2.2 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Midlothian, Illinois in 2025, led by Guaranteed Rate, Inc. with 8. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 4 credit unions closed home loans in Midlothian, Illinois in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Midlothian, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Midlothian, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Midlothian. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
