Mortgage Lenders and Brokers in Inverness, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Inverness, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Sauk Valley Bank & Trust CompanySauk Valley Bank & Trust Company224 N Galena Ave, Dixon, IL 61021A5.0 ★Texas Ratio: 7.96%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, Associated Bank NAAssociated Bank NA104 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.45%, and Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Inverness, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Inverness are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Inverness, Illinois
Market share is the lender's share of all home loans closed in Inverness, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 13 +1 HELOCs |
11.3% | 93.3% | $468,846 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 6 | 5.2% | 100% | $860,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $660,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.7% | 100% | $495,000 | View |
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224 N Galena Ave, Dixon, IL 61021 A5.0 ★Texas Ratio: 7.96% |
Conventional | 2 | 1.7% | 100% | $405,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 100% | $355,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 50% | $175,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $345,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $555,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.9% | 100% | $425,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.9% | 100% | $805,000 | View |
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1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional, Jumbo | 1 | 0.9% | 100% | $955,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional | 5 | 4.3% | 100% | $469,000 | |
Proper Rate, LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,135,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $435,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.9% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.9% | 100% | $625,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
Lennar Mortgage, LLC
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Conventional | 13 | 11.3% | 81.2% | $268,846 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 12 | 10.4% | 100% | $425,833 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 7 | 6.1% | 100% | $512,142 | |
Rocket Mortgage
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Conventional | 4 | 3.5% | 71.4% | $552,500 | |
Lower, LLC
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Conventional | 4 | 3.5% | 100% | $375,000 | |
Greenstate Credit Union
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Conventional | 3 | 2.6% | 100% | $501,666 | |
Resicentral LLC
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Conventional | 3 | 2.6% | 100% | $351,666 | |
Nationstar Mortgage
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Conventional | 3 | 2.6% | 100% | $308,333 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.7% | 100% | $195,000 | |
Select Lending Services, LLC
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Conventional | 2 | 1.7% | 100% | $290,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.7% | 100% | $590,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 1.7% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $455,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $405,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 100% | $115,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Bay Equity LLC
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Conventional | 1 | 0.9% | 100% | $705,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.9% | 100% | $165,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $175,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.9% | 33.3% | $655,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 50% | $615,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.9% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Inverness Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Inverness, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Inverness? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Inverness in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Inverness, IL
Use these to narrow the list above. Each category shows how many Inverness, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Inverness, IL
Independent mortgage companies closed 61.7 percent of home loans in Inverness, Illinois in 2025, banks 33.9 percent and credit unions 4.3 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, Barrington Bank & Trust Company, N.A. led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Inverness, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Inverness, Illinois with 13 loans, about 11.3 percent of the market. The largest lender headquartered in Illinois was Barrington Bank & Trust Company, N.A. with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Inverness, Illinois in 2025, led by United Wholesale Mortgage with 1. 1 lenders closed VA loans, led by Usaa Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 5 credit unions closed home loans in Inverness, Illinois in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Inverness, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Inverness, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Inverness. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
