Geneva, Illinois mortgage lenders include BMO Harris Bank NABMO Harris Bank NA1399 E State St, Geneva, IL 60134A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.808 W State St, Geneva, IL 60134A+5.0 ★Texas Ratio: 2.85%, First American BankFirst American Bank1789 S Randall Rd, Geneva, IL 60134A+5.0 ★Texas Ratio: 2.93%, Bank of America NABank of America NA802 Commons Dr, Geneva, IL 60134A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1776 S Randall Rd, Geneva, IL 60134A+5.0 ★Texas Ratio: 3.22%, St. Charles Bank & Trust Company, N.A.St. Charles Bank & Trust Company, N.A.514 W State St, Geneva, IL 60134A+5.0 ★Texas Ratio: 5.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Consumers Credit UnionConsumers Credit Union28 N 5TH ST, GENEVA, IL 60134A5.0 ★Texas Ratio: 6.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Geneva, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Geneva are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Geneva, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Geneva 1399 E State St, Geneva, IL 60134 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 5 +13 HELOCs |
0.9% | 100% | $471,000 | View |
|
1 office in Geneva 808 W State St, Geneva, IL 60134 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +14 HELOCs |
0.7% | 66.7% | $390,000 | View |
|
1 office in Geneva 1789 S Randall Rd, Geneva, IL 60134 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +13 HELOCs |
0.6% | 100% | $138,333 | View |
|
1 office in Geneva 802 Commons Dr, Geneva, IL 60134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
0.6% | 100% | $491,666 | View |
|
1 office in Geneva 1776 S Randall Rd, Geneva, IL 60134 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +19 HELOCs |
0.4% | 40% | $90,000 | View |
|
1 office in Geneva 514 W State St, Geneva, IL 60134 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 2 | 0.4% | 100% | $605,000 | View |
|
600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 31 +4 HELOCs |
5.8% | 96.9% | $392,741 | View |
|
2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 6 +9 HELOCs |
1.1% | 100% | $371,666 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 5 | 0.9% | 100% | $409,000 | View |
|
28 N 5TH ST, GENEVA, IL 60134 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 4 +18 HELOCs |
0.7% | 100% | $170,000 | View |
|
103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 4 +10 HELOCs |
0.7% | 100% | $960,000 | View |
|
★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +10 HELOCs |
0.7% | 80% | $320,000 | View |
|
725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional, HELOC | 4 +6 HELOCs |
0.7% | 80% | $85,000 | View |
|
1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 4 | 0.7% | 100% | $365,000 | View |
|
111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 4 | 0.7% | 100% | $402,500 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 4 | 0.7% | 100% | $307,500 | View |
|
245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $341,666 | View |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 66.7% | $425,000 | View |
|
1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.4% | 100% | $730,000 | View |
First State Mortgage Services
323 W State St, Geneva, IL 60134 |
Conventional | 2 | 0.4% | 100% | $480,000 | |
|
249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 2 | 0.4% | 66.7% | $40,000 | View |
|
4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 2 | 0.4% | 100% | $205,000 | View |
|
234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 2 | 0.4% | 100% | $325,000 | View |
|
104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $665,000 | View |
|
1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $235,000 | View |
|
501 W State St, Geneva, IL 60134 A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.2% | 100% | $915,000 | View |
|
9136 Washington Ave, Brookfield, IL 60513 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
|
504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
|
230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
|
2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
|
485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
1250 Village Dr, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
285 Southwoods Ctr, Columbia, IL 62236 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $775,000 | View |
|
440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
|
11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 49 +2 HELOCs |
9.1% | 100% | $447,040 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 13 | 2.4% | 100% | $401,923 | View |
Compass Mortgage, Inc.
|
Conventional, FHA | 12 | 2.2% | 100% | $334,166 | |
Originpoint, LLC
|
Conventional | 7 | 1.3% | 100% | $369,285 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 6 | 1.1% | 100% | $421,666 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 0.9% | 100% | $371,000 | View |
The Anderson Financial Group, Inc.
|
Conventional | 4 | 0.7% | 100% | $447,500 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 0.6% | 100% | $488,333 | |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Cmg Mortgage Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pulte Mortgage LLC
|
Conventional, VA | 41 | 7.6% | 100% | $477,926 | |
Rocket Mortgage
|
Conventional, FHA | 38 | 7.1% | 85.4% | $207,105 | |
American Pacific Mortgage Corporation
|
Conventional | 21 | 3.9% | 100% | $354,047 | |
Guild Mortgage Company
|
Conventional | 19 | 3.5% | 100% | $347,631 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
3% | 85% | $407,500 | |
Greenstate Credit Union
|
Conventional, VA, Jumbo, HELOC | 14 +7 HELOCs |
2.6% | 100% | $383,571 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 12 +1 HELOCs |
2.2% | 100% | $403,333 | |
Nationstar Mortgage
|
Conventional, FHA | 10 | 1.9% | 90.9% | $215,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, VA | 9 | 1.7% | 100% | $401,666 | |
Fairway Independent Mort Corp
|
Conventional, VA | 9 | 1.7% | 100% | $426,111 | |
Newrez LLC
|
Conventional, FHA | 8 | 1.5% | 66.7% | $297,500 | |
Lower, LLC
|
Conventional | 8 | 1.5% | 88.9% | $342,500 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 7 +2 HELOCs |
1.3% | 87.5% | $320,714 | |
Lakeview Loan Servicing, LLC
|
Conventional | 7 | 1.3% | 50% | $377,857 | |
Union Home Mortgage Corp.
|
Conventional | 6 | 1.1% | 100% | $473,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
0.9% | 100% | $393,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 0.9% | 100% | $429,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 5 | 0.9% | 62.5% | $239,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.9% | 83.3% | $147,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 33.3% | $78,333 | |
Resicentral LLC
|
Conventional | 3 | 0.6% | 100% | $415,000 | |
Mortgage Research Center
|
VA | 3 | 0.6% | 100% | $488,333 | |
New American Funding, LLC.
|
Conventional | 3 | 0.6% | 75% | $428,333 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.6% | 100% | $428,333 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $455,000 | |
First Community Mortgage, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $510,000 | |
Primelending
|
Conventional, Jumbo | 2 | 0.4% | 100% | $1,130,000 | |
Nbkc Bank
|
Conventional | 2 | 0.4% | 100% | $635,000 | |
Deephaven Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $330,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $420,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $275,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.4% | 100% | $295,000 | |
American Airlines Federal Cred
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $365,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $425,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $45,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Southwest Airlines FCU
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Fundloans Capital
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Fourleaf Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $605,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.2% | 20% | $405,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 21.4% | $115,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.2% | 100% | $435,000 | View |
|
A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Select Lending Services, LLC
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Point Mortgage Corp
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0.2% | 100% | $505,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $605,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $395,000 | View |
T2 Financial LLC
|
Conventional, Jumbo | 1 | 0.2% | 100% | $925,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Paramount Residential Mortgage
|
VA | 1 | 0.2% | 100% | $625,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Gershman Investment Corp.
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 50% | $315,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Savings Bank, FSB
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Geneva? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Geneva in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Geneva, IL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 69.4 percent of home loans in Geneva, Illinois in 2025, banks 24.1 percent and credit unions 6.5 percent. Guaranteed Rate, Inc. was the largest mortgage company, BMO Harris Bank NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Geneva, Illinois with 5 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Geneva, Illinois in 2025, led by Guaranteed Rate, Inc. with 4. 14 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 18 credit unions closed home loans in Geneva, Illinois in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Geneva, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Geneva, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Geneva. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.