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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Geneva, Illinois

Geneva, Illinois mortgage lenders include BMO Harris Bank NABMO Harris Bank NA1399 E State St, Geneva, IL 60134A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.808 W State St, Geneva, IL 60134A+5.0 ★Texas Ratio: 2.85%, First American BankFirst American Bank1789 S Randall Rd, Geneva, IL 60134A+5.0 ★Texas Ratio: 2.93%, Bank of America NABank of America NA802 Commons Dr, Geneva, IL 60134A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1776 S Randall Rd, Geneva, IL 60134A+5.0 ★Texas Ratio: 3.22%, St. Charles Bank & Trust Company, N.A.St. Charles Bank & Trust Company, N.A.514 W State St, Geneva, IL 60134A+5.0 ★Texas Ratio: 5.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Consumers Credit UnionConsumers Credit Union28 N 5TH ST, GENEVA, IL 60134A5.0 ★Texas Ratio: 6.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Geneva, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Geneva are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Geneva, Illinois

Market share is the lender's share of all home loans closed in Geneva, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Geneva
1399 E State St, Geneva, IL 60134
A+5.0 ★Texas Ratio: 3.54%
Conventional, Jumbo, HELOC 5
+13 HELOCs
0.9% 100% $471,000 View
1 office in Geneva
808 W State St, Geneva, IL 60134
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA, HELOC 4
+14 HELOCs
0.7% 66.7% $390,000 View
1 office in Geneva
1789 S Randall Rd, Geneva, IL 60134
A+5.0 ★Texas Ratio: 2.93%
Conventional, HELOC 3
+13 HELOCs
0.6% 100% $138,333 View
1 office in Geneva
802 Commons Dr, Geneva, IL 60134
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 3
+7 HELOCs
0.6% 100% $491,666 View
1 office in Geneva
1776 S Randall Rd, Geneva, IL 60134
A+5.0 ★Texas Ratio: 3.22%
Conventional, HELOC 2
+19 HELOCs
0.4% 40% $90,000 View
1 office in Geneva
514 W State St, Geneva, IL 60134
A+5.0 ★Texas Ratio: 5.27%
Conventional 2 0.4% 100% $605,000 View
600 W Lake St, Addison, IL 60101
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, Jumbo, HELOC 31
+4 HELOCs
5.8% 96.9% $392,741 View
2000 W Galena Blvd, Aurora, IL 60506
A5.0 ★Texas Ratio: 6.17%
Conventional, HELOC 6
+9 HELOCs
1.1% 100% $371,666 View
233 W Northwest Hwy, Barrington, IL 60010
A+5.0 ★Texas Ratio: 2.20%
Conventional 5 0.9% 100% $409,000 View
28 N 5TH ST, GENEVA, IL 60134
A5.0 ★Texas Ratio: 6.15%
Conventional, HELOC 4
+18 HELOCs
0.7% 100% $170,000 View
103 S Randall Rd, Algonquin, IL 60102
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo, HELOC 4
+10 HELOCs
0.7% 100% $960,000 View
★ 1.7 stars, 3 reviews
791 S Randall Rd, Algonquin, IL 60102
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 4
+10 HELOCs
0.7% 80% $320,000 View
725 Ogden Ave, Downers Grove, IL 60515 2915
A+5.0 ★Texas Ratio: 3.55%
Conventional, HELOC 4
+6 HELOCs
0.7% 80% $85,000 View
1801 E Empire St, Bloomington, IL 61704
A5.0 ★Texas Ratio: 8.91%
Conventional 4 0.7% 100% $365,000 View
111 E Main St, Amboy, IL 61310
A5.0 ★Texas Ratio: 8.80%
Conventional 4 0.7% 100% $402,500 View
4000 W Diversey Ave, Chicago, IL 60639
B+4.8 ★Texas Ratio: 16.98%
Conventional, VA 4 0.7% 100% $307,500 View
245 N Main St, Canton, IL 61520
A+5.0 ★Texas Ratio: 5.36%
Conventional 3 0.6% 100% $341,666 View
11900 S Pulaski Rd, Alsip, IL 60803
A+5.0 ★Texas Ratio: 4.98%
Conventional, HELOC 2
+6 HELOCs
0.4% 66.7% $425,000 View
1828 N Arlington Heights Rd, Arlington Heights, IL 60004
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo, HELOC 2
+3 HELOCs
0.4% 100% $730,000 View
First State Mortgage Services
323 W State St, Geneva, IL 60134
Conventional 2 0.4% 100% $480,000
249 S River Rd, Des Plaines, IL 60016
A+5.0 ★Texas Ratio: 5.30%
Conventional 2 0.4% 66.7% $40,000 View
4415 Martin Luther King Dr, Alton, IL 62002
A+5.0 ★Texas Ratio: 2.31%
Conventional 2 0.4% 100% $205,000 View
234 N Bolingbrook Dr, Bolingbrook, IL 60440
A+5.0 ★Texas Ratio: 0.74%
Conventional 2 0.4% 100% $325,000 View
104 Homer M Adams Pkwy, Alton, IL 62002
A+5.0 ★Texas Ratio: 3.45%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $665,000 View
1725 S State St, Belvidere, IL 61008
A+5.0 ★Texas Ratio: 4.82%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $235,000 View
501 W State St, Geneva, IL 60134
A+5.0 ★Texas Ratio: 5.05%
Conventional, Jumbo 1 0.2% 100% $915,000 View
9136 Washington Ave, Brookfield, IL 60513
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.2% 100% $715,000 View
504 W Blackhawk Dr, Byron, IL 61010
A+5.0 ★Texas Ratio: 0.32%
Conventional 1 0.2% 100% $255,000 View
1722 E Hamilton Rd, Bloomington, IL 61704
A+5.0 ★Texas Ratio: 4.34%
Conventional 1 0.2% 100% $545,000 View
230 W Monroe St, Chicago, IL 60606
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.2% 100% $205,000 View
1640 W Lake St, Addison, IL 60101
A-5.0 ★Texas Ratio: 15.03%
Conventional 1 0.2% 100% $155,000 View
2403 Homer M Adams Pkwy, Alton, IL 62002
A+5.0 ★Texas Ratio: 2.53%
Conventional 1 0.2% 100% $175,000 View
485 Lake St, Antioch, IL 60002
A+5.0 ★Texas Ratio: 0.84%
Conventional 1 0.2% 100% $55,000 View
1747 W North Ave, Chicago, IL 60622
A5.0 ★Texas Ratio: 8.69%
Conventional 1 0.2% 100% $345,000 View
1250 Village Dr, Arlington Heights, IL 60004
A+5.0 ★Texas Ratio: 1.60%
Conventional 1 0.2% 100% $185,000 View
285 Southwoods Ctr, Columbia, IL 62236
A+5.0 ★Texas Ratio: 3.12%
Conventional 1 0.2% 100% $775,000 View
440 Mulberry St, Andover, IL 61233
A-5.0 ★Texas Ratio: 15.39%
Conventional 1 0.2% 100% $165,000 View
11545 W Touhy Ave, Chicago, IL 60666
A5.0 ★Texas Ratio: 6.04%
HELOC 0
+3 HELOCs
0% n/a View
1200 Lakeside Dr, Bannockburn, IL 60015
A5.0 ★Texas Ratio: 6.31%
HELOC 0
+2 HELOCs
0% n/a View
403 Asbury Dr, Aurora, IL 60502
A5.0 ★Texas Ratio: 8.07%
HELOC 0
+1 HELOCs
0% 0% View
351 E Il Route 173, Antioch, IL 60002 7355
A5.0 ★Texas Ratio: 9.76%
HELOC 0
+1 HELOCs
0% 0% View
Guaranteed Rate, Inc.
Conventional, FHA, VA, Jumbo, HELOC 49
+2 HELOCs
9.1% 100% $447,040
A+5.0 ★Texas Ratio: 4.81%
Conventional, Jumbo 13 2.4% 100% $401,923 View
Compass Mortgage, Inc.
Conventional, FHA 12 2.2% 100% $334,166
Originpoint, LLC
Conventional 7 1.3% 100% $369,285
Mutual of Omaha Mortgage
Conventional, FHA 6 1.1% 100% $421,666
A+5.0 ★Texas Ratio: 4.11%
Conventional 5 0.9% 100% $371,000 View
The Anderson Financial Group, Inc.
Conventional 4 0.7% 100% $447,500
Guaranteed Rate Affinity, LLC
Conventional 3 0.6% 100% $488,333
American Portfolio Mortgage Corporation
Conventional 1 0.2% 100% $525,000
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.2% 100% $155,000 View
Cmg Mortgage Inc
HELOC 0
+1 HELOCs
0% n/a
Pulte Mortgage LLC
Conventional, VA 41 7.6% 100% $477,926
Rocket Mortgage
Conventional, FHA 38 7.1% 85.4% $207,105
American Pacific Mortgage Corporation
Conventional 21 3.9% 100% $354,047
Guild Mortgage Company
Conventional 19 3.5% 100% $347,631
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 16
+1 HELOCs
3% 85% $407,500
Greenstate Credit Union
Conventional, VA, Jumbo, HELOC 14
+7 HELOCs
2.6% 100% $383,571
CrossCountry Mortgage, LLC
Conventional, FHA, HELOC 12
+1 HELOCs
2.2% 100% $403,333
Nationstar Mortgage
Conventional, FHA 10 1.9% 90.9% $215,000
Mld Mortgage, Inc.Dba the Money Store
Conventional, VA 9 1.7% 100% $401,666
Fairway Independent Mort Corp
Conventional, VA 9 1.7% 100% $426,111
Newrez LLC
Conventional, FHA 8 1.5% 66.7% $297,500
Lower, LLC
Conventional 8 1.5% 88.9% $342,500
loanDepot.com LLC
Conventional, FHA, HELOC 7
+2 HELOCs
1.3% 87.5% $320,714
Lakeview Loan Servicing, LLC
Conventional 7 1.3% 50% $377,857
Union Home Mortgage Corp.
Conventional 6 1.1% 100% $473,333
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 5
+3 HELOCs
0.9% 100% $393,000
Freedom Mortgage Corporation
Conventional, FHA, VA 5 0.9% 100% $429,000
Pennymac Loan Services LLC
Conventional, FHA 5 0.9% 62.5% $239,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 5 0.9% 83.3% $147,000 View
Spring Eq, LLC
Conventional, HELOC 3
+2 HELOCs
0.6% 33.3% $78,333
Resicentral LLC
Conventional 3 0.6% 100% $415,000
Mortgage Research Center
VA 3 0.6% 100% $488,333
New American Funding, LLC.
Conventional 3 0.6% 75% $428,333
A4.8 ★Texas Ratio: 2.45%
Conventional 3 0.6% 100% $428,333 View
Consumer Real Estate Finance Co DBA Society Mortgage
Conventional, FHA 2 0.4% 100% $455,000
First Community Mortgage, Inc.
Conventional, FHA 2 0.4% 100% $510,000
Primelending
Conventional, Jumbo 2 0.4% 100% $1,130,000
Nbkc Bank
Conventional 2 0.4% 100% $635,000
Deephaven Mortgage LLC
Conventional 2 0.4% 100% $330,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 2 0.4% 100% $420,000 View
Prosperity Home Mortgage, LLC
Conventional 2 0.4% 100% $275,000
The Loan Store, Inc
Conventional 2 0.4% 100% $295,000
American Airlines Federal Cred
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $365,000
A-5.0 ★Texas Ratio: 14.33%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $425,000 View
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $45,000 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $215,000 View
Southwest Airlines FCU
Conventional 1 0.2% 100% $105,000
Cornerstone First Mortgage, LLC
Conventional 1 0.2% 100% $365,000
Fundloans Capital
Conventional 1 0.2% 100% $575,000
Fourleaf Federal Credit Union
Conventional 1 0.2% 100% $405,000
Sage Home Loans Corporation
Conventional 1 0.2% 100% $685,000
Envoy Mortgage, Ltd
Conventional 1 0.2% 100% $405,000
Kind Lending, LLC
Conventional 1 0.2% 100% $605,000
AmeriHome Mortgage Company, LLC
Conventional 1 0.2% 100% $255,000
Movement Mortgage, LLC
Conventional 1 0.2% 100% $395,000
PHH Mortgage Corporation
Conventional 1 0.2% 100% $675,000
Amerisave Mortgage Company
FHA 1 0.2% 20% $405,000
Synergy One Lending, Inc.
Conventional 1 0.2% 100% $435,000
Success Mortgage Partners, Inc
Conventional 1 0.2% 100% $395,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0.2% 100% $245,000
Discover Bank
Conventional 1 0.2% 21.4% $115,000
A+5.0 ★Texas Ratio: 0.00%
FHA 1 0.2% 100% $435,000 View
A+5.0 ★Texas Ratio: 3.45%
Conventional 1 0.2% 100% $415,000 View
Select Lending Services, LLC
Conventional 1 0.2% 100% $425,000
Bay Equity LLC
Conventional 1 0.2% 100% $215,000
Calcon Mutual Mortgage LLC
Conventional 1 0.2% 100% $465,000
Ameritrust Mortgage Corporation
Conventional 1 0.2% 100% $235,000
Nfm, Inc
Conventional 1 0.2% 100% $225,000
Point Mortgage Corp
Conventional 1 0.2% 100% $505,000
Stg Mortgage Inc
FHA 1 0.2% 100% $505,000
American Internet Mortgage, Inc.
Conventional 1 0.2% 100% $605,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0.2% 100% $75,000 View
Provident Funding Associates
Conventional 1 0.2% 100% $315,000
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.2% 100% $395,000 View
T2 Financial LLC
Conventional, Jumbo 1 0.2% 100% $925,000
Waterstone Mortgage Corporation
Conventional 1 0.2% 100% $675,000
Geneva Financial LLC
Conventional 1 0.2% 100% $195,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.2% 100% $205,000 View
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.2% 100% $295,000 View
Zillow Home Loans, LLC
FHA 1 0.2% 100% $265,000
Paramount Residential Mortgage
VA 1 0.2% 100% $625,000
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.2% 100% $405,000 View
Plaza Home Mortgage, Inc
Conventional 1 0.2% 100% $345,000
Gershman Investment Corp.
Conventional 1 0.2% 100% $585,000
Leaderone Financial Corp.
Conventional 1 0.2% 100% $545,000
Village Capital & Investment
VA 1 0.2% 50% $315,000
Figure Lending LLC
HELOC 0
+6 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
Valon Mortgage
HELOC 0
+1 HELOCs
0% 0%
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Liberty Savings Bank, FSB
HELOC 0
+1 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Ithink Financial Credit Union
HELOC 0
+1 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Geneva, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Geneva? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Geneva in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Geneva, IL

Use these to narrow the list above. Each category shows how many Geneva, IL lenders fit and what that kind of lender is usually best for.

Who Lends in Geneva, IL

Independent mortgage companies closed 69.4 percent of home loans in Geneva, Illinois in 2025, banks 24.1 percent and credit unions 6.5 percent. Guaranteed Rate, Inc. was the largest mortgage company, BMO Harris Bank NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 5 loans.

69.4%
Mortgage companies
24.1%
Banks
6.5%
Credit unions
5%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Geneva, IL

Who is the largest mortgage lender in Geneva, IL?

By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Geneva, Illinois with 5 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Geneva, IL mortgage lenders offer FHA, VA and USDA loans?

19 lenders closed FHA loans in Geneva, Illinois in 2025, led by Guaranteed Rate, Inc. with 4. 14 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Geneva, IL lender list?

Yes. 49 banks and 18 credit unions closed home loans in Geneva, Illinois in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Geneva, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Geneva, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Geneva, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Geneva. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.