Mortgage Lenders and Brokers in Fox Lake, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fox Lake, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1382 State Route 12, Fox Lake, IL 60020A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.55 E Grand Ave, Fox Lake, IL 60020A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.66 E Grand Ave, Fox Lake, IL 60020A+5.0 ★Texas Ratio: 4.24%, BMO Harris Bank NABMO Harris Bank NA3 Lilac Ave, Fox Lake, IL 60020A+5.0 ★Texas Ratio: 3.54%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, CIBM BankCIBM Bank1801 E Empire St, Bloomington, IL 61704A5.0 ★Texas Ratio: 8.91%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fox Lake, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fox Lake are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fox Lake, Illinois
Market share is the lender's share of all home loans closed in Fox Lake, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fox Lake 1382 State Route 12, Fox Lake, IL 60020 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 11 | 4.2% | 84.6% | $159,545 | View |
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1 office in Fox Lake 55 E Grand Ave, Fox Lake, IL 60020 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +4 HELOCs |
1.9% | 55.6% | $333,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Fox Lake 66 E Grand Ave, Fox Lake, IL 60020 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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1 office in Fox Lake 3 Lilac Ave, Fox Lake, IL 60020 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 7 | 2.7% | 100% | $232,142 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 5 +10 HELOCs |
1.9% | 100% | $139,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 5 | 1.9% | 80% | $205,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 3 | 1.2% | 100% | $248,333 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional, VA | 3 | 1.2% | 100% | $205,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 3 | 1.2% | 75% | $231,666 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $215,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 50% | $95,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $25,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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440 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 10 +1 HELOCs |
3.9% | 90.9% | $294,000 | |
Originpoint, LLC
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Conventional, FHA | 5 | 1.9% | 100% | $379,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 3 | 1.2% | 100% | $175,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.8% | 100% | $145,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 2 | 0.8% | 100% | $30,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.8% | 66.7% | $380,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $215,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.4% | 50% | $5,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 10.4% | 80% | $176,481 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 21 | 8.1% | 91.3% | $239,285 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 20 +2 HELOCs |
7.7% | 83.3% | $265,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 3.9% | 76.9% | $212,000 | |
Greenstate Credit Union
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Conventional | 8 | 3.1% | 100% | $171,250 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 2.3% | 100% | $173,333 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 2.3% | 85.7% | $215,000 | |
Guild Mortgage Company
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Conventional | 5 | 1.9% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 5 | 1.9% | 100% | $233,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.5% | 80% | $212,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.5% | 100% | $217,500 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 1.5% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.5% | 66.7% | $330,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 3 | 1.2% | 23.1% | $108,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.8% | 100% | $410,000 | View |
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A+5.0 ★Texas Ratio: 0.17% |
Conventional | 2 | 0.8% | 100% | $150,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.8% | 100% | $305,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $220,000 | |
Towne Mortgage Company
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Conventional, VA | 2 | 0.8% | 100% | $260,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.8% | 100% | $205,000 | |
Lower, LLC
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Conventional | 2 | 0.8% | 66.7% | $195,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 50% | $195,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 33.3% | $175,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 50% | $285,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Nbkc Bank
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FHA | 1 | 0.4% | 100% | $285,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $175,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $275,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.4% | 50% | $235,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 50% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fox Lake Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fox Lake, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Fox Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fox Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fox Lake, IL
Use these to narrow the list above. Each category shows how many Fox Lake, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Fox Lake, IL
Independent mortgage companies closed 69.1 percent of home loans in Fox Lake, Illinois in 2025, banks 20.1 percent and credit unions 10.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fox Lake, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fox Lake, Illinois with 11 loans, about 4.2 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Fox Lake, Illinois in 2025, led by Rocket Mortgage with 8. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 11 credit unions closed home loans in Fox Lake, Illinois in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fox Lake, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fox Lake, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fox Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
