Mortgage Lenders and Brokers in Elmhurst, Illinois
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Elmhurst, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA163 N York St, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1000 S York St, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 4.14%, Huntington National BankHuntington National Bank700 W North Ave, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association990 N York St, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 3.22%, Hinsdale Bank & Trust Company, N.AHinsdale Bank & Trust Company, N.A150 E Butterfield Rd, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 1.47%, US Bank, N.A.US Bank, N.A.536 S York St, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA1121 S York St, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 3.54%, Citibank, NACitibank, NA136 N York St, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA333 South Illinois 83, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 5.36%, and PNC Bank N.A.PNC Bank N.A.565 S York St, Elmhurst, IL 60126A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elmhurst, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elmhurst are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elmhurst, Illinois
Market share is the lender's share of all home loans closed in Elmhurst, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Elmhurst 163 N York St, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 58 +5 HELOCs |
8.6% | 95.2% | $608,448 | View |
|
2 offices in Elmhurst 1000 S York St, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 17 +23 HELOCs |
2.5% | 100% | $1,044,411 | View |
|
2 offices in Elmhurst 700 W North Ave, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 16 +23 HELOCs |
2.4% | 88.9% | $1,031,250 | View |
|
2 offices in Elmhurst 990 N York St, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 14 +34 HELOCs |
2.1% | 83.3% | $832,857 | View |
|
2 offices in Elmhurst 150 E Butterfield Rd, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo | 13 | 1.9% | 100% | $740,384 | View |
|
1 office in Elmhurst 536 S York St, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 9 +16 HELOCs |
1.3% | 68.8% | $696,111 | View |
|
1 office in Elmhurst 1121 S York St, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 5 +13 HELOCs |
0.7% | 71.4% | $913,000 | View |
|
1 office in Elmhurst 136 N York St, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.6% | 100% | $870,000 | View |
|
1 office in Elmhurst 333 South Illinois 83, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 0.6% | 100% | $527,500 | View |
|
★ 1.7 stars, 3 reviews 1 office in Elmhurst 565 S York St, Elmhurst, IL 60126 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 3 +9 HELOCs |
0.4% | 100% | $828,333 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 11 | 1.6% | 100% | $377,727 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 8 | 1.2% | 100% | $427,500 | |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
0.9% | 85.7% | $868,333 | View |
|
125 W Bluff St, Marseilles, IL 61341 A+5.0 ★Texas Ratio: 2.75% |
Conventional, Jumbo | 4 | 0.6% | 100% | $792,500 | View |
|
7331 Roosevelt Rd, Forest Park, IL 60130 C+4.2 ★Texas Ratio: 24.60% |
Conventional | 4 | 0.6% | 100% | $352,500 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 4 | 0.6% | 80% | $262,500 | View |
|
1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 100% | $451,666 | View |
|
104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.4% | 100% | $911,666 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 3 | 0.4% | 100% | $488,333 | |
|
11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
0.3% | 100% | $1,590,000 | View |
|
15w060 N Frontage Rd, Burr Ridge, IL 60527 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $580,000 | View |
|
23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 2 | 0.3% | 100% | $1,045,000 | View |
|
440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 2 | 0.3% | 100% | $75,000 | View |
|
4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional, Jumbo | 2 | 0.3% | 100% | $860,000 | View |
|
2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional, Jumbo | 2 | 0.3% | 100% | $595,000 | View |
|
302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49% |
Conventional, Jumbo | 2 | 0.3% | 100% | $625,000 | View |
|
308 W Irving Park Rd, Itasca, IL 60143 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.3% | 100% | $765,000 | View |
|
725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional, HELOC | 1 +8 HELOCs |
0.1% | 100% | $325,000 | View |
|
403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $495,000 | View |
|
9136 Washington Ave, Brookfield, IL 60513 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
|
1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.1% | 100% | $765,000 | View |
|
26 Farragut Avenue, Great Lakes, IL 60088 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $335,000 | View |
|
1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
|
1100 Sibley Blvd, Calumet City, IL 60409 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
|
485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,805,000 | View |
|
4049 W Algonquin Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,755,000 | View |
|
1201 W Madison St, Chicago, IL 60607 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
|
1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
|
Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
|
1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
|
1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +16 HELOCs |
0% | n/a | View | |
|
950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +8 HELOCs |
0% | 100% | View | |
|
2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional, FHA, Jumbo, HELOC | 76 +5 HELOCs |
11.2% | 97.4% | $660,263 | |
Originpoint, LLC
|
Conventional, Jumbo, HELOC | 23 +1 HELOCs |
3.4% | 100% | $705,434 | |
Compass Mortgage, Inc.
|
Conventional, FHA, Jumbo | 9 | 1.3% | 100% | $728,333 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 7 | 1% | 77.8% | $499,285 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 6 | 0.9% | 100% | $693,333 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 3 | 0.4% | 100% | $648,333 | |
Pacor Mortgage Corp
|
Conventional | 2 | 0.3% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.3% | 100% | $340,000 | View |
Proper Rate, LLC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $895,000 | |
Neighborhood Loans, Inc
|
Conventional | 1 | 0.1% | 50% | $15,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
The Anderson Financial Group, Inc.
|
Conventional | 1 | 0.1% | 100% | $755,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 35 | 5.2% | 87.5% | $640,142 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 34 | 5% | 88.4% | $373,529 | |
Fairway Independent Mort Corp
|
Conventional, VA, Jumbo | 28 | 4.1% | 100% | $561,428 | |
American Pacific Mortgage Corporation
|
Conventional, VA, Jumbo | 17 | 2.5% | 100% | $530,882 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo, HELOC | 14 +1 HELOCs |
2.1% | 87.5% | $550,714 | |
Newrez LLC
|
Conventional, VA | 11 | 1.6% | 84.6% | $328,636 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 11 | 1.6% | 100% | $1,063,181 | View |
Union Home Mortgage Corp.
|
Conventional, FHA | 10 | 1.5% | 100% | $528,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 9 | 1.3% | 90.9% | $537,222 | |
Greenstate Credit Union
|
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
1.2% | 90.9% | $706,250 | |
loanDepot.com LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 7 +2 HELOCs |
1% | 87.5% | $499,285 | |
New American Funding, LLC.
|
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
1% | 100% | $530,714 | |
Point Mortgage Corp
|
Conventional, FHA | 7 | 1% | 100% | $305,000 | |
T2 Financial LLC
|
Conventional, Jumbo | 7 | 1% | 100% | $643,571 | |
Nationstar Mortgage
|
Conventional | 7 | 1% | 77.8% | $156,428 | |
Guild Mortgage Company
|
Conventional | 6 | 0.9% | 85.7% | $533,333 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 5 | 0.7% | 100% | $561,000 | View |
Spring Eq, LLC
|
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
0.6% | 66.7% | $265,000 | |
Discover Bank
|
Conventional | 4 | 0.6% | 62.5% | $100,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 4 | 0.6% | 100% | $417,500 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 3 | 0.4% | 100% | $645,000 | |
Towne Mortgage Company
|
Conventional, FHA | 3 | 0.4% | 100% | $468,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 0.4% | 60% | $451,666 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 3 | 0.4% | 50% | $618,333 | View |
Paramount Residential Mortgage
|
Conventional, VA | 3 | 0.4% | 100% | $671,666 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +10 HELOCs |
0.3% | 100% | $830,000 | View |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $285,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $370,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional | 2 | 0.3% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 2 | 0.3% | 57.1% | $195,000 | |
Sage Home Loans Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $500,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 2 | 0.3% | 66.7% | $770,000 | View |
Guidance Residential, LLC
|
Conventional | 2 | 0.3% | 100% | $395,000 | |
Resicentral LLC
|
Conventional | 2 | 0.3% | 100% | $630,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 2 | 0.3% | 100% | $620,000 | View |
Provident Funding Associates
|
Conventional | 2 | 0.3% | 100% | $620,000 | |
Mortgage Research Center
|
VA | 2 | 0.3% | 100% | $285,000 | |
Summit Funding.Inc
|
Conventional, Jumbo | 2 | 0.3% | 100% | $800,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 0.3% | 100% | $475,000 | |
Leaderone Financial Corp.
|
Conventional | 2 | 0.3% | 66.7% | $590,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 2 | 0.3% | 66.7% | $1,380,000 | |
Notre Dame Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $595,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $805,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $825,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $575,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.1% | 100% | $365,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $495,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.1% | 100% | $685,000 | |
MortgageOne, Inc
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.1% | 50% | $395,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Loanunited.Com, LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 50% | $125,000 | View |
Redwood Residential Acquisition Corporation
|
Conventional, Jumbo | 1 | 0.1% | 100% | $895,000 | |
Select Lending Services, LLC
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Congressional Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $45,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.1% | 100% | $475,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.1% | 33.3% | $505,000 | |
Churchill Mortgage Corporation
|
Conventional, Jumbo | 1 | 0.1% | 100% | $815,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.1% | 100% | $395,000 | |
Boeing Employees' Credit Union
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Mortgage Center LC
|
Conventional, Jumbo | 1 | 0.1% | 100% | $915,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 50% | $705,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $645,000 | View |
Lake Michigan Credit Union
|
Conventional | 1 | 0.1% | 100% | $535,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.1% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $485,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
Lower, LLC
|
Conventional, Jumbo | 1 | 0.1% | 50% | $475,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,015,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,475,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $525,000 | |
|
A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.1% | 40% | $105,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.1% | 100% | $635,000 | |
Polish & Slavic Federal Credit
|
Conventional | 1 | 0.1% | 100% | $735,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $655,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
Usalliance Federal Credit Union
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +5 HELOCs |
0% | 0% | ||
American Airlines Federal Cred
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Elmhurst Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elmhurst, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Elmhurst? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elmhurst in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elmhurst, IL
Use these to narrow the list above. Each category shows how many Elmhurst, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Elmhurst, IL
Independent mortgage companies closed 61.2 percent of home loans in Elmhurst, Illinois in 2025, banks 34.4 percent and credit unions 4.4 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, Hinsdale Bank & Trust Company, N.A led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elmhurst, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Elmhurst, Illinois with 58 loans, about 8.6 percent of the market. The largest lender headquartered in Illinois was Hinsdale Bank & Trust Company, N.A with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Elmhurst, Illinois, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 97.4 percent, against a 90.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Elmhurst, Illinois in 2025, led by Guaranteed Rate, Inc. with 3. 12 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 52 banks and 23 credit unions closed home loans in Elmhurst, Illinois in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elmhurst, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elmhurst, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elmhurst. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
