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Mortgage Lenders and Brokers in Downers Grove, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Downers Grove, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1200 Ogden Ave, Downers Grove, IL 60515A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.2201 63rd St, Downers Grove, IL 60516A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank6215 Main St, Downers Grove, IL 60516A+5.0 ★Texas Ratio: 3.66%, Hinsdale Bank & Trust Company, N.AHinsdale Bank & Trust Company, N.A1111 Warren Ave, Downers Grove, IL 60515A+5.0 ★Texas Ratio: 1.47%, PNC Bank N.A.PNC Bank N.A.7351 Lemont Rd, Downers Grove, IL 60516A+5.0 ★Texas Ratio: 4.24%, Citibank, NACitibank, NA1828 N Arlington Heights Rd, Arlington Heights, IL 60004A+5.0 ★Texas Ratio: 2.82%, Old Second National BankOld Second National Bank2800 Finley Rd, Downers Grove, IL 60515A5.0 ★Texas Ratio: 6.17%, BMO Harris Bank NABMO Harris Bank NA1201 Ogden Ave, Downers Grove, IL 60515A+5.0 ★Texas Ratio: 3.54%, Neighborhood Loans, IncNeighborhood Loans, IncDowners Grove, IL, and Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Downers Grove, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Downers Grove are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Downers Grove, Illinois

Market share is the lender's share of all home loans closed in Downers Grove, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Downers Grove 1200 Ogden Ave, Downers Grove, IL 60515 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	57 +5 HELOCs	6.7%	95.1%	$490,789	View
US Bank, N.A. 2 offices in Downers Grove 2201 63rd St, Downers Grove, IL 60516 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	23 +26 HELOCs	2.7%	80.6%	$555,434	View
Huntington National Bank 2 offices in Downers Grove 6215 Main St, Downers Grove, IL 60516 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	10 +22 HELOCs	1.2%	76.9%	$438,000	View
Hinsdale Bank & Trust Company, N.A 1 office in Downers Grove 1111 Warren Ave, Downers Grove, IL 60515 A+5.0 ★Texas Ratio: 1.47%	Conventional, Jumbo	7	0.8%	100%	$779,285	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Downers Grove 7351 Lemont Rd, Downers Grove, IL 60516 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	6 +20 HELOCs	0.7%	100%	$443,333	View
Citibank, NA 1 office in Downers Grove 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.7%	100%	$786,666	View
Old Second National Bank 1 office in Downers Grove 2800 Finley Rd, Downers Grove, IL 60515 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	4 +1 HELOCs	0.5%	83.3%	$477,500	View
BMO Harris Bank NA 1 office in Downers Grove 1201 Ogden Ave, Downers Grove, IL 60515 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +18 HELOCs	0.4%	75%	$598,333	View
Neighborhood Loans, Inc	Conventional	3	0.4%	27.3%	$8,333
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional, Jumbo	16	1.9%	88.9%	$406,250	View
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	14 +23 HELOCs	1.6%	87.5%	$458,571	View
Bank of America NA 850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	13 +12 HELOCs	1.5%	100%	$402,692	View
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	9 +24 HELOCs	1.1%	90%	$190,555	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional, Jumbo	8	0.9%	100%	$500,000
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional	7	0.8%	100%	$379,285	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.6%	100%	$709,000	View
Marquette Bank 234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74%	Conventional, FHA, Jumbo	5	0.6%	100%	$467,000	View
Old National Bank 11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	4 +8 HELOCs	0.5%	80%	$452,500	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.5%	100%	$567,500	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.5%	66.7%	$180,000	View
American Commercial Bank & Trust, National Association 1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75%	Conventional, Jumbo	4	0.5%	100%	$575,000	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	3 +19 HELOCs	0.4%	75%	$125,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	3 +3 HELOCs	0.4%	66.7%	$458,333	View
Busey Bank 4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	3 +3 HELOCs	0.4%	100%	$381,666	View
North Shore Trust & Savings 3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87%	Conventional	3	0.4%	75%	$271,666	View
Home State Bank National Association Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47%	Conventional	3	0.4%	75%	$395,000	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	3	0.4%	100%	$111,666	View
Itasca Bank & Trust Co. 308 W Irving Park Rd, Itasca, IL 60143 A+5.0 ★Texas Ratio: 2.14%	Conventional	3	0.4%	100%	$215,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.4%	100%	$495,000	View
First National Bank of Brookfield 9136 Washington Ave, Brookfield, IL 60513 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	100%	$350,000	View
First Northern Credit Union 230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14%	Conventional	2	0.2%	100%	$285,000	View
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	2	0.2%	100%	$240,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	2	0.2%	100%	$240,000	View
Forest Park National Bank 7331 Roosevelt Rd, Forest Park, IL 60130 C+4.2 ★Texas Ratio: 24.60%	Conventional	2	0.2%	100%	$460,000	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$75,000	View
Bny Mellon, N.A. 311 S Wacker Dr Ste 6200, Chicago, IL 60606 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$1,405,000	View
Bank of Hope 83 W Golf Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$155,000	View
Osb Community Bank 125 W Bluff St, Marseilles, IL 61341 A+5.0 ★Texas Ratio: 2.75%	Conventional	1	0.1%	100%	$485,000	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional	1	0.1%	100%	$435,000
Cornerstone National Bank & Trust Company 1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0.1%	100%	$385,000	View
Illinois State Credit Union 1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$615,000	View
FNBC Bank and Trust 620 W Burlington Ave, La Grange, IL 60525 A+5.0 ★Texas Ratio: 0.23%	Conventional	1	0.1%	100%	$105,000	View
Inb, National Association 2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74%	Conventional	1	0.1%	100%	$255,000	View
Empeople Credit Union 1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75%	Conventional	1	0.1%	100%	$275,000	View
Providence Bank & Trust 4310 Saint Charles Rd, Bellwood, IL 60104 A+5.0 ★Texas Ratio: 0.85%	Conventional	1	0.1%	100%	$515,000	View
Selfreliance Federal Credit Union 302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Central Federal Savings & Loan Association 6940 Ogden Ave, Berwyn, IL 60402	Conventional	1	0.1%	100%	$315,000
American B&T C, N.A. 8 S Main St, Elburn, IL 60119 A5.0 ★Texas Ratio: 7.06%	Conventional, Jumbo	1	0.1%	100%	$1,105,000	View
Petefish, Skiles, & Company Bank 300 Washington St, Beardstown, IL 62618 A+5.0 ★Texas Ratio: 1.02%	Conventional	1	0.1%	100%	$585,000	View
Gold Coast Bank 1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28%	Conventional	1	0.1%	100%	$135,000	View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	HELOC	0 +2 HELOCs	0%	n/a		View
Great Lakes Credit Union 351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Heartland Bank & Trust Company 485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo, HELOC	61 +9 HELOCs	7.1%	98.4%	$496,475
Originpoint, LLC	Conventional, Jumbo	23	2.7%	100%	$555,869
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	14	1.6%	100%	$562,857	View
Compass Mortgage, Inc.	Conventional, Jumbo	12	1.4%	100%	$467,500
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	9	1.1%	100%	$519,444	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo, HELOC	8 +1 HELOCs	0.9%	100%	$581,250
Proper Rate, LLC	Conventional, Jumbo	6	0.7%	100%	$705,000
The Anderson Financial Group, Inc.	Conventional, Jumbo	5	0.6%	100%	$395,000
Mutual of Omaha Mortgage	Conventional	4	0.5%	100%	$352,500
Pacor Mortgage Corp	Conventional	3	0.4%	100%	$438,333
Crown Mortgage Company	Conventional	2	0.2%	100%	$405,000
Diamond Residential Mtg Corp	Conventional	1	0.1%	100%	$195,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$375,000
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	50%	$155,000	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	49 +3 HELOCs	5.7%	92.6%	$402,142
Rocket Mortgage	Conventional, FHA, VA, Jumbo	48	5.6%	88.1%	$331,666
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	20 +3 HELOCs	2.3%	100%	$485,000
Guild Mortgage Company	Conventional	18	2.1%	100%	$287,777
American Pacific Mortgage Corporation	Conventional, Jumbo	18	2.1%	94.7%	$581,666
Prosperity Home Mortgage, LLC	Conventional, Jumbo	15	1.8%	100%	$445,666
Fairway Independent Mort Corp	Conventional, VA	14	1.6%	100%	$315,714
Nationstar Mortgage	Conventional, FHA	12	1.4%	70.6%	$294,166
Newrez LLC	Conventional, VA, Jumbo	11	1.3%	78.6%	$369,545
New American Funding, LLC.	Conventional, Jumbo	11	1.3%	91.7%	$367,727
Greenstate Credit Union	Conventional, HELOC	10 +4 HELOCs	1.2%	100%	$338,000
Pennymac Loan Services LLC	Conventional, Jumbo	10	1.2%	100%	$501,000
Spring Eq, LLC	Conventional, HELOC	8 +3 HELOCs	0.9%	80%	$71,250
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	8 +2 HELOCs	0.9%	80%	$342,500
loanDepot.com LLC	Conventional, VA, HELOC	7 +1 HELOCs	0.8%	80%	$219,285
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	7	0.8%	87.5%	$309,285	View
Union Home Mortgage Corp.	Conventional, FHA, HELOC	6 +1 HELOCs	0.7%	100%	$313,333
Freedom Mortgage Corporation	Conventional, FHA, VA	6	0.7%	100%	$333,333
Towne Mortgage Company	Conventional, Jumbo	6	0.7%	100%	$425,000
The Loan Store, Inc	Conventional	6	0.7%	100%	$320,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	5	0.6%	83.3%	$287,000	View
Discover Bank	Conventional	5	0.6%	31.2%	$85,000
Lower, LLC	Conventional, FHA, Jumbo	5	0.6%	83.3%	$539,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	5	0.6%	100%	$447,000
Point Mortgage Corp	Conventional	4	0.5%	100%	$290,000
Mortgage Research Center	Conventional, VA	4	0.5%	57.1%	$582,500
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.4%	100%	$751,666	View
Primelending	Conventional, FHA	3	0.4%	100%	$471,666
Lakeview Loan Servicing, LLC	Conventional	3	0.4%	50%	$401,666
Sage Home Loans Corporation	Conventional	3	0.4%	75%	$398,333
Nbkc Bank	Conventional	3	0.4%	100%	$528,333
Guidance Residential, LLC	Conventional	3	0.4%	100%	$501,666
AmeriHome Mortgage Company, LLC	Conventional	3	0.4%	100%	$288,333
Movement Mortgage, LLC	Conventional	3	0.4%	100%	$561,666
PHH Mortgage Corporation	Conventional, VA	3	0.4%	75%	$518,333
Amerisave Mortgage Company	Conventional, VA	3	0.4%	33.3%	$248,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.4%	100%	$465,000	View
JMAC Lending, Inc.	Conventional	3	0.4%	100%	$295,000
Usalliance Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$250,000
Affordable Mortgage Advisors	Conventional	2	0.2%	100%	$470,000
Kind Lending, LLC	Conventional	2	0.2%	100%	$215,000
Synergy One Lending, Inc.	Conventional	2	0.2%	100%	$300,000
Select Lending Services, LLC	Conventional	2	0.2%	100%	$445,000
Bay Equity LLC	Conventional	2	0.2%	100%	$260,000
Cardinal Financial Company, Li	Conventional	2	0.2%	100%	$495,000
Covantage Credit Union	Conventional	2	0.2%	100%	$375,000
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$360,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	100%	$190,000	View
T2 Financial LLC	Conventional, FHA	2	0.2%	100%	$325,000
Stockton Mortgage Corporation	Conventional	2	0.2%	100%	$265,000
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	2	0.2%	100%	$225,000	View
Leaderone Financial Corp.	Conventional	2	0.2%	100%	$315,000
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$490,000
Village Capital & Investment	FHA, VA	2	0.2%	100%	$450,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$55,000	View
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$495,000	View
EMM Loans LLC	FHA	1	0.1%	50%	$335,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$275,000
First State Bank A5.0 ★Texas Ratio: 6.84%	Conventional	1	0.1%	100%	$525,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$155,000
American Airlines Federal Cred	Conventional	1	0.1%	100%	$255,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$565,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$285,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$325,000	View
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$805,000	View
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA	1	0.1%	100%	$525,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$725,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$735,000
Resicentral LLC	Conventional	1	0.1%	100%	$425,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$495,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$525,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$305,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	FHA	1	0.1%	100%	$345,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$595,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$195,000
Bayshore Mortgage Funding	Conventional	1	0.1%	50%	$195,000
Quorum Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$375,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$215,000
Think Mutual Bank A+5.0 ★Texas Ratio: 0.90%	Conventional	1	0.1%	50%	$105,000	View
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$255,000	View
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$325,000
Weichert Financial Services	Conventional	1	0.1%	100%	$235,000
Nfm, Inc	Conventional	1	0.1%	100%	$175,000
New Day Financial, LLC.	VA	1	0.1%	50%	$495,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$465,000	View
Beeline Loans, Inc.	Conventional	1	0.1%	50%	$525,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$395,000
Provident Funding Associates	Conventional	1	0.1%	100%	$255,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$765,000
Hometown Equity Mortgage, LLC	FHA	1	0.1%	100%	$365,000
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$395,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$255,000	View
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$315,000
Member First Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$945,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$105,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$345,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$485,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$175,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$675,000	View
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$295,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$485,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$385,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$265,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$155,000	View
Gmfs, LLC	Conventional	1	0.1%	100%	$445,000
Florida Capital Bank, N.A	Conventional, Jumbo	1	0.1%	100%	$1,185,000
United Nations Federal CU	Conventional	1	0.1%	100%	$715,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$485,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$325,000	View
Texana Bank	Conventional	1	0.1%	100%	$365,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$195,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$585,000	View
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Downers Grove Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Downers Grove, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Downers Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Downers Grove in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Downers Grove, IL

Use these to narrow the list above. Each category shows how many Downers Grove, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 96 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 71 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 21 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 14 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 42 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 53 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Downers Grove, IL

Independent mortgage companies closed 62.1 percent of home loans in Downers Grove, Illinois in 2025, banks 32.2 percent and credit unions 5.7 percent. Neighborhood Loans, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and DuPage Credit Union the largest credit union. Among lenders headquartered in Illinois, Hinsdale Bank & Trust Company, N.A led with 7 loans.

62.1%

Mortgage companies

32.2%

Banks

5.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Downers Grove, IL

Who is the largest mortgage lender in Downers Grove, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Downers Grove, Illinois with 57 loans, about 6.7 percent of the market. The largest lender headquartered in Illinois was Hinsdale Bank & Trust Company, N.A with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Downers Grove, IL have the highest approval rates?

Among lenders with meaningful volume in Downers Grove, Illinois, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 98.4 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Downers Grove, IL mortgage lenders offer FHA, VA and USDA loans?

21 lenders closed FHA loans in Downers Grove, Illinois in 2025, led by CrossCountry Mortgage, LLC with 4. 14 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Downers Grove, IL lender list?

Yes. 71 banks and 19 credit unions closed home loans in Downers Grove, Illinois in 2025, alongside 96 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Downers Grove, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Downers Grove, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Downers Grove, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Downers Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.