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Mortgage Lenders and Brokers in Des Plaines, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Des Plaines, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1590 Lee St, Des Plaines, IL 60018A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank518 Lee St, Des Plaines, IL 60016A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA1300 E Oakton St, Des Plaines, IL 60018A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.1223 E Oakton St, Des Plaines, IL 60018A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank749 Lee St, Des Plaines, IL 60016A+5.0 ★Texas Ratio: 4.98%, Fifth Third Bank, National AssociationFifth Third Bank, National Association845 Elmhurst Rd, Des Plaines, IL 60016A+5.0 ★Texas Ratio: 3.22%, BMO Harris Bank NABMO Harris Bank NA205 E Central Rd, Des Plaines, IL 60016A+5.0 ★Texas Ratio: 3.54%, Village Bank & Trust, N.A.Village Bank & Trust, N.A.1545 Ellinwood Ave, Des Plaines, IL 60016A+5.0 ★Texas Ratio: 1.60%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Selfreliance Federal Credit UnionSelfreliance Federal Credit Union302 E Army Trail Rd, Bloomingdale, IL 60108A+5.0 ★Texas Ratio: 4.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Des Plaines, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Des Plaines are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Des Plaines, Illinois

Market share is the lender's share of all home loans closed in Des Plaines, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Des Plaines 1590 Lee St, Des Plaines, IL 60018 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	41 +2 HELOCs	4.5%	82.7%	$248,170	View
Huntington National Bank 1 office in Des Plaines 518 Lee St, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	21 +28 HELOCs	2.3%	87.5%	$261,190	View
Bank of America NA 1 office in Des Plaines 1300 E Oakton St, Des Plaines, IL 60018 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	17 +19 HELOCs	1.9%	89.5%	$257,941	View
US Bank, N.A. 2 offices in Des Plaines 1223 E Oakton St, Des Plaines, IL 60018 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	14 +17 HELOCs	1.5%	63.6%	$204,285	View
Old National Bank 1 office in Des Plaines 749 Lee St, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	8 +11 HELOCs	0.9%	81.8%	$240,000	View
Fifth Third Bank, National Association 2 offices in Des Plaines 845 Elmhurst Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, Jumbo, HELOC	7 +24 HELOCs	0.8%	66.7%	$345,000	View
BMO Harris Bank NA 1 office in Des Plaines 205 E Central Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	7 +14 HELOCs	0.8%	87.5%	$159,285	View
Village Bank & Trust, N.A. 1 office in Des Plaines 1545 Ellinwood Ave, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 1.60%	Conventional	4	0.4%	100%	$240,000	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	7	0.8%	77.8%	$236,428	View
Selfreliance Federal Credit Union 302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49%	Conventional	7	0.8%	100%	$209,285	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	6 +22 HELOCs	0.7%	100%	$248,333	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.7%	85.7%	$316,666	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, HELOC	4 +9 HELOCs	0.4%	100%	$317,500	View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	4	0.4%	100%	$362,500
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	3 +9 HELOCs	0.3%	100%	$48,333	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	3	0.3%	100%	$75,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	3	0.3%	100%	$315,000	View
Home State Bank National Association Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47%	Conventional	3	0.3%	100%	$298,333	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	2 +9 HELOCs	0.2%	66.7%	$175,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	2 +2 HELOCs	0.2%	60%	$85,000	View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$260,000	View
Devon Bank 6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0.2%	100%	$380,000	View
Great Lakes Credit Union 351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76%	Conventional	2	0.2%	100%	$60,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA	2	0.2%	100%	$335,000	View
Old Second National Bank 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17%	Conventional	2	0.2%	100%	$275,000	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000	View
Busey Bank 4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$245,000	View
First National Bank of Omaha 1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$185,000	View
North Shore Trust & Savings 3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$405,000	View
Success Lending, LLC 1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62%	FHA	1	0.1%	100%	$305,000	View
Corporate America Family CU 830 E Kensington Rd, Arlington Heights, IL 60004	Conventional	1	0.1%	100%	$35,000
First Northern Credit Union 230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$185,000	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional	1	0.1%	100%	$245,000
Heartland Bank & Trust Company 485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84%	Conventional	1	0.1%	100%	$305,000	View
Cnb Bank & Trust, N.A. 123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41%	Conventional	1	0.1%	100%	$445,000	View
Liberty Bank For Savings 2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10%	Conventional	1	0.1%	100%	$415,000	View
Community Savings Bank 4801 W Belmont Ave, Chicago, IL 60641 A+5.0 ★Texas Ratio: 0.99%	Conventional	1	0.1%	100%	$295,000	View
Gold Coast Bank 1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28%	Conventional	1	0.1%	100%	$285,000	View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	HELOC	0 +2 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	51 +4 HELOCs	5.6%	96.2%	$309,901
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	14	1.5%	100%	$330,714	View
Originpoint, LLC	Conventional, FHA	13	1.4%	92.9%	$285,769
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional	9	1%	90.9%	$338,333	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	7	0.8%	100%	$285,000
Mutual of Omaha Mortgage	Conventional, FHA	4	0.4%	100%	$327,500
Neighborhood Loans, Inc	Conventional	3	0.3%	30%	$18,333
Compass Mortgage, Inc.	Conventional	3	0.3%	75%	$248,333
Proper Rate, LLC	Conventional, FHA	2	0.2%	100%	$215,000
Cmg Mortgage Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$395,000
Crown Mortgage Company	FHA	1	0.1%	100%	$305,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	86 +2 HELOCs	9.5%	83.5%	$284,651
Rocket Mortgage	Conventional, FHA, VA	73	8.1%	77.3%	$225,410
M/I Financial. LLC	Conventional, FHA	34	3.8%	90%	$414,705
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	31 +1 HELOCs	3.4%	100%	$306,935
The Loan Store, Inc	Conventional, FHA	29	3.2%	93.5%	$260,172
Union Home Mortgage Corp.	Conventional, VA	28	3.1%	93.5%	$373,571
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	22	2.4%	100%	$304,545
loanDepot.com LLC	Conventional, FHA	20	2.2%	74.1%	$226,500
Greenstate Credit Union	Conventional	17	1.9%	85%	$199,117
Nationstar Mortgage	Conventional, FHA	17	1.9%	90%	$127,352
New American Funding, LLC.	Conventional, FHA	17	1.9%	94.4%	$240,882
Resicentral LLC	Conventional, FHA	10	1.1%	90.9%	$358,000
Lower, LLC	Conventional, FHA, VA, HELOC	9 +2 HELOCs	1%	100%	$328,333
Newrez LLC	Conventional	9	1%	52.9%	$255,000
Guild Mortgage Company	Conventional, FHA	9	1%	100%	$302,777
Pennymac Loan Services LLC	Conventional, FHA, VA	8	0.9%	88.9%	$410,000
Select Lending Services, LLC	Conventional	8	0.9%	80%	$315,000
Freedom Mortgage Corporation	Conventional, FHA, VA	6	0.7%	88.9%	$363,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	6	0.7%	75%	$286,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	5	0.6%	75%	$307,000	View
Discover Bank	Conventional	5	0.6%	35.7%	$99,000
Mortgage Research Center	Conventional, VA	5	0.6%	66.7%	$377,000
Uif Corporation	Conventional	5	0.6%	100%	$277,000
Summit Funding.Inc	Conventional	5	0.6%	100%	$305,000
Plaza Home Mortgage, Inc	Conventional	5	0.6%	83.3%	$265,000
Leaderone Financial Corp.	Conventional, FHA, VA	5	0.6%	100%	$315,000
AmWest Funding Corp	Conventional	4	0.4%	100%	$155,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	4	0.4%	100%	$295,000	View
Provident Funding Associates	Conventional	4	0.4%	66.7%	$337,500
American Pacific Mortgage Corporation	Conventional	4	0.4%	80%	$310,000
Towne Mortgage Company	Conventional, FHA	4	0.4%	100%	$290,000
Zillow Home Loans, LLC	Conventional	4	0.4%	100%	$280,000
Prosperity Home Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$255,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	4	0.4%	80%	$222,500	View
Polish & Slavic Federal Credit	Conventional	4	0.4%	66.7%	$160,000
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.3%	45.5%	$215,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.3%	100%	$231,666
Amerisave Mortgage Company	Conventional, FHA	3	0.3%	30%	$171,666
Ark-La-Tex Financial Services LLC	Conventional	3	0.3%	100%	$275,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, FHA, HELOC	2 +3 HELOCs	0.2%	66.7%	$340,000	View
Spring Eq, LLC	Conventional, HELOC	2 +2 HELOCs	0.2%	25%	$135,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.2%	100%	$215,000	View
Kind Lending, LLC	Conventional	2	0.2%	40%	$330,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.2%	33.3%	$170,000	View
Guidance Residential, LLC	Conventional	2	0.2%	100%	$505,000
Movement Mortgage, LLC	Conventional	2	0.2%	100%	$265,000
Bayshore Mortgage Funding	Conventional	2	0.2%	100%	$310,000
Royal Pacific Funding	Conventional	2	0.2%	100%	$295,000
Nfm, Inc	Conventional, FHA	2	0.2%	100%	$425,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	100%	$355,000	View
T2 Financial LLC	Conventional, VA	2	0.2%	100%	$390,000
Waterstone Mortgage Corporation	Conventional	2	0.2%	100%	$295,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.2%	100%	$330,000	View
Self Help Federal Credit Union	Conventional	2	0.2%	66.7%	$340,000
Nations Direct Mortgage, LLC	Conventional	2	0.2%	66.7%	$180,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.2%	100%	$210,000	View
Nmsi, Inc.	Conventional	2	0.2%	100%	$310,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	2	0.2%	100%	$440,000	View
Paramount Residential Mortgage	Conventional, FHA	2	0.2%	100%	$370,000
JMAC Lending, Inc.	Conventional	2	0.2%	100%	$370,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$75,000	View
Panorama Mortgage Group, LLC	FHA	1	0.1%	100%	$485,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Zippy Loans, LLC	Conventional	1	0.1%	100%	$45,000
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$445,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$495,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$515,000
Golden Empire Mortgage, Inc.	Conventional	1	0.1%	100%	$95,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	33.3%	$65,000	View
Dart Bank	Conventional	1	0.1%	100%	$295,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$215,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Usalliance Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$545,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$85,000
Synergy One Lending, Inc.	FHA	1	0.1%	100%	$345,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$295,000
Frontier Financial, Inc. DBA Frontier Mortgage	Conventional	1	0.1%	100%	$135,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$425,000
Developer's Mortgage Company	Conventional	1	0.1%	100%	$325,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$395,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$285,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$245,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$225,000
Justice Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Point Mortgage Corp	Conventional	1	0.1%	100%	$265,000
Land Home Financial Services,	FHA	1	0.1%	100%	$395,000
Midwestone Bank	Conventional	1	0.1%	100%	$225,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$495,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$115,000	View
Nations Lending Corporation	VA	1	0.1%	100%	$415,000
Dupaco Community Credit Union A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$295,000
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Stanford Federal Credit Union	Conventional	1	0.1%	100%	$225,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$125,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$105,000	View
Geneva Financial LLC	FHA	1	0.1%	100%	$285,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$375,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$255,000
Village Capital & Investment	FHA	1	0.1%	100%	$305,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	0%
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tech Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Des Plaines Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Des Plaines, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Des Plaines? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Des Plaines in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Des Plaines, IL

Use these to narrow the list above. Each category shows how many Des Plaines, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 97 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 44 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 40 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 18 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 39 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Des Plaines, IL

Independent mortgage companies closed 72.4 percent of home loans in Des Plaines, Illinois in 2025, banks 21.5 percent and credit unions 6.1 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Selfreliance Federal Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 7 loans.

72.4%

Mortgage companies

21.5%

Banks

6.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Des Plaines, IL

Who is the largest mortgage lender in Des Plaines, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Des Plaines, Illinois with 41 loans, about 4.5 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Des Plaines, IL have the highest approval rates?

Among lenders with meaningful volume in Des Plaines, Illinois, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 96.2 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Des Plaines, IL mortgage lenders offer FHA, VA and USDA loans?

40 lenders closed FHA loans in Des Plaines, Illinois in 2025, led by M/I Financial. LLC with 13. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Des Plaines, IL lender list?

Yes. 44 banks and 22 credit unions closed home loans in Des Plaines, Illinois in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Des Plaines, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Des Plaines, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Des Plaines, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Des Plaines. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.