What are the current interest rates at Community Savings Bank Chicago, IL?

Current rates for Community Savings Bank Chicago, IL include: 12-Month CD: 3.00%, 24-Month CD: 3.03%, 36-Month CD: 3.25%, 48-Month CD: 3.375%, 60-Month CD: 3.55%, Savings: 0.02%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Banks›
Community Savings Bank Chicago, IL

iAdvertiser Disclosure

Community Savings Bank Chicago, IL Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Savings Bank Chicago, IL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

Community Savings Bank Chicago, IL's top rates as of October 11, 2026 are 4.25% APY on its 5 Years 5 Year Special Certificate - Optional Renewal - 5th Year, 0.02% APY on savings, and 6.125% on its 15 Year Fixed Mortgage, according to rates verified by MonitorBankRates. Other Community Savings Bank Chicago, IL CD rates include 7-Month Special Certificate at 3.85%, 5 Year Certificate at 3.55%, and 4 Years 4 Year Special Certificate - Optional Renewal - 4th Year at 3.375%. Other Community Savings Bank Chicago, IL mortgage rates include 20 Year Fixed Mortgage at 6.375%, 15 Year Fixed Mortgage at 6.375%, and 20 Year Fixed Mortgage at 6.625%. MonitorBankRates evaluates the financial stability of Community Savings Bank Chicago, IL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.99%. Rates last updated and verified on 10/11/2026.

Community Savings Bank Chicago, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Savings Bank Chicago, IL? Share your experience about Community Savings Bank Chicago, IL by leaving a review below, or read customer reviews before you decide to use Community Savings Bank Chicago, IL.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.99%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Community Savings Bank

4801 W Belmont Ave
Chicago, IL 60641

https://www.csb.bank

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Community Savings Bank Chicago, IL CD Rates

Product	Rate	APY	Term
5 Year Special Certificate - Optional Renewal - 5th Year	4.25%	4.25%	5 Years
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $2,500.00 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 4.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
7 Month Special Certificate	3.85%	3.85%	7 Month
Min Deposit $2,500 Min Balance $2,500 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 3.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
5 Year Certificate	3.50%	3.55%	5 Year
Min Deposit $500 Min Balance $500 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.03% → 3.55% ▲ 0.52 pts · high 3.55% / low 3.03% Sep 24, 20263.55%▲ from 3.03% Sep 19, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
4 Year Special Certificate - Optional Renewal - 4th Year	3.375%	3.375%	4 Years
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $2,500.00 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.38% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
3 Year Special Certificate - Optional Renewal - 3rd Year	3.25%	3.25%	3 Years
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $2,500.00 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
2 Year Special Certificate - Optional Renewal - 2nd Year	3.125%	3.125%	2 Years
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $2,500.00 Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 3.13% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
1 1/2 Year Certificate	3.00%	3.03%	1 1/2 Year
Min Deposit $500 Min Balance $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
2 1/2 Year Certificate	3.00%	3.03%	2 1/2 Year
Min Deposit $500 Min Balance $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
3 1/2 Year Certificate	3.00%	3.03%	3 1/2 Year
Min Deposit $500 Min Balance $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
IRA Certificate - 2 Year Term Contributing	3.00%	3.03%	2 Year
Min Deposit $500 Min Balance $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
1 Year Certificate	3.00%	3.00%	1 Year
Min Deposit $2,500 Min Balance $2,500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
182 Day Certificate	1.00%	1.00%	182 Day
Min Deposit $2,500 Min Balance $2,500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%

Community Savings Bank Chicago, IL Savings Rates

Product	Rate	APY
Christmas Club Savings Account	0.02%	0.02%
Min Deposit $10 Min Balance $10 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
Juniors Savers Statement Savings Account	0.02%	0.02%
Min Deposit $10 Min Balance $10 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
Regular Savings	0.02%	0.02%
Min Deposit $100 Min Balance $100 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%

Community Savings Bank Chicago, IL Mortgage Rates

Product	Rate	Points	APR	Term
15 Year Fixed Mortgage	6.125%	0%	6.356%	15 Year
No additional details. Last Updated 10/11/2026 Rate History 1 change since Sep 15, 2026 · 6.11% → 6.36% ▲ 0.25 pts · high 6.36% / low 6.11% Sep 24, 20266.36%▲ from 6.11% Sep 15, 20266.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
20 Year Fixed Mortgage	6.375%	0%	6.561%	20 Year
No additional details. Last Updated 10/11/2026 Rate History 2 changes since Sep 15, 2026 · 6.44% → 6.56% ▲ 0.13 pts · high 6.69% / low 6.44% Oct 11, 20266.56%▼ from 6.69% Sep 24, 20266.69%▲ from 6.44% Sep 15, 20266.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
15 Year Fixed Mortgage	6.375%	0%	6.608%	15 Year
No additional details. Last Updated 10/11/2026 Rate History 2 changes since Sep 15, 2026 · 6.11% → 6.61% ▲ 0.50 pts · high 6.61% / low 6.11% Oct 11, 20266.61%▲ from 6.36% Sep 24, 20266.36%▲ from 6.11% Sep 15, 20266.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
20 Year Fixed Mortgage	6.625%	0%	6.813%	20 Year
No additional details. Last Updated 10/11/2026 Rate History 2 changes since Sep 15, 2026 · 6.44% → 6.81% ▲ 0.38 pts · high 6.81% / low 6.44% Oct 11, 20266.81%▲ from 6.69% Sep 24, 20266.69%▲ from 6.44% Sep 15, 20266.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
30 Year Fixed Mortgage	6.75%	0%	6.894%	30 Year
No additional details. Last Updated 10/11/2026 Rate History 2 changes since Sep 15, 2026 · 6.77% → 6.89% ▲ 0.13 pts · high 7.02% / low 6.77% Oct 11, 20266.89%▼ from 7.02% Sep 24, 20267.02%▲ from 6.77% Sep 15, 20266.77%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
30 Year Fixed Mortgage	7.00%	0%	7.146%	30 Year
No additional details. Last Updated 10/11/2026 Rate History 2 changes since Sep 15, 2026 · 6.77% → 7.15% ▲ 0.38 pts · high 7.15% / low 6.77% Oct 11, 20267.15%▲ from 7.02% Sep 24, 20267.02%▲ from 6.77% Sep 15, 20266.77%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%

Community Savings Bank Chicago, IL Other Rates

Product	Rate	Points	APY/APR
IRA Certificate - Transfer / Rollover	3.00%	-	3.03%
Min Deposit $500 Min Balance $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
Regular NOW	0.01%	-	0.01%
Min Deposit $1,000 Min Balance $1,000 Details Balance $1,000 to $2,500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%
Super NOW	0.02%	-	0.02%
Min Deposit $2,500 Min Balance $2,500 Details Balance over $2,500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.99%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Community Savings Bank Chicago, IL’s Texas Ratio stayed near 1.45% in Q3 2023 to 0.99% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$410M	0.99%	5.0	A+
March 31, 2026	$408M	1.05%	5.0	A+
December 31, 2025	$409M	0.99%	5.0	A+
September 30, 2025	$412M	0.50%	5.0	A+
June 30, 2025	$410M	1.44%	5.0	A+
March 31, 2025	$408M	0.91%	5.0	A+
December 31, 2024	$413M	0.74%	5.0	A+
September 30, 2024	$420M	1.74%	5.0	A+
June 30, 2024	$423M	1.23%	5.0	A+
March 31, 2024	$431M	0.69%	5.0	A+
December 31, 2023	$437M	0.94%	5.0	A+
September 30, 2023	$426M	1.45%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Savings Bank Chicago, IL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Savings Bank Chicago, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Savings Bank Chicago, IL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Savings Bank Chicago, IL

FDIC Certificate # 28841

Address 4801 W Belmont Ave, Chicago, IL 60641 · Cook

Website https://www.csb.bank

Established 19250101

FDIC Insurance Date 19890809

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.99%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -0.2170%

Return on Equity (ROE) -1.8700%

Non-Performing Loans (NPL) 0.11%

Total Assets $410,173,000

Total Deposits $356,981,000

Equity Capital $47,331,000

Net Income $-444,000

Headquarters Chicago

Total Branches and Offices 2

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Community Savings Bank Chicago, IL earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/community-savings-bank-rates-review-28841">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Community Savings Bank Chicago, IL yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Community Savings Bank Chicago, IL

Frequently Asked Questions About Community Savings Bank Chicago, IL

How many branches does Community Savings Bank Chicago, IL operate?

Community Savings Bank Chicago, IL currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Savings Bank Chicago, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Savings Bank Chicago, IL provides members with tools to manage their accounts and build a solid financial history.

Does Community Savings Bank Chicago, IL offer online and mobile banking?

Most modern institutions like Community Savings Bank Chicago, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csb.bank.