Mortgage Lenders and Brokers in DeKalb, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
DeKalb, Illinois mortgage lenders include First National Bank of OmahaFirst National Bank of Omaha100 Greenwood Acres Dr, Dekalb, IL 60115A+5.0 ★Texas Ratio: 4.82%, Old National BankOld National Bank2290 Sycamore Rd, Dekalb, IL 60115A+5.0 ★Texas Ratio: 4.98%, Resource Bank N.A.Resource Bank N.A.775 S Annie Glidden Rd, Dekalb, IL 60115B+4.7 ★Texas Ratio: 18.28%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company485 Lake St, Antioch, IL 60002A+5.0 ★Texas Ratio: 0.84%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association2707 Sycamore Rd, Dekalb, IL 60115A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in DeKalb, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in DeKalb are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in DeKalb, Illinois
Market share is the lender's share of all home loans closed in DeKalb, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5 offices in DeKalb 100 Greenwood Acres Dr, Dekalb, IL 60115 A+5.0 ★Texas Ratio: 4.82% |
Conventional, FHA, HELOC | 24 +23 HELOCs |
4.4% | 85.7% | $166,250 | View |
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2 offices in DeKalb 2290 Sycamore Rd, Dekalb, IL 60115 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 11 +5 HELOCs |
2% | 91.7% | $219,545 | View |
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1 office in DeKalb 775 S Annie Glidden Rd, Dekalb, IL 60115 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 11 | 2% | 84.6% | $108,636 | View |
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★ 1.7 stars, 3 reviews 1 office in DeKalb 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +12 HELOCs |
0.6% | 100% | $268,333 | View |
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1 office in DeKalb 485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $140,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, FHA, HELOC | 7 +3 HELOCs |
1.3% | 87.5% | $246,428 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 7 | 1.3% | 100% | $239,285 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1.1% | 85.7% | $238,333 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +1 HELOCs |
0.9% | 83.3% | $227,000 | View |
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2707 Sycamore Rd, Dekalb, IL 60115 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +5 HELOCs |
0.7% | 100% | $115,000 | View |
Credit Union 1
1500 Barber Greene Rd, DeKalb, IL 60115 |
Conventional, HELOC | 4 +3 HELOCs |
0.7% | 66.7% | $42,500 | |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 4 | 0.7% | 100% | $217,500 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 75% | $155,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 2 +7 HELOCs |
0.4% | 100% | $90,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $150,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 0.4% | 100% | $260,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional | 2 | 0.4% | 100% | $440,000 | View |
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825 N Randall Rd, Batavia, IL 60510 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 2 | 0.4% | 100% | $270,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 2 | 0.4% | 100% | $110,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.4% | 66.7% | $200,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $365,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $235,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
VA | 1 | 0.2% | 100% | $195,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
FHA | 1 | 0.2% | 100% | $125,000 | |
Corporate America Family CU
830 E Kensington Rd, Arlington Heights, IL 60004 |
Conventional | 1 | 0.2% | 100% | $35,000 | |
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608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $205,000 | View |
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4049 W Algonquin Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 23 +2 HELOCs |
4.3% | 100% | $233,695 | |
Compass Mortgage, Inc.
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Conventional, FHA | 13 | 2.4% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 10 | 1.8% | 100% | $207,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 0.9% | 100% | $167,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 0.7% | 100% | $252,500 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.6% | 100% | $288,333 | |
Neighborhood Loans, Inc
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Conventional | 3 | 0.6% | 50% | $8,333 | |
Pacor Mortgage Corp
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Conventional | 2 | 0.4% | 100% | $220,000 | |
Citizens Equity First Credit U
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Conventional | 2 | 0.4% | 100% | $310,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 57 | 10.5% | 82.6% | $295,877 | |
Rocket Mortgage
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Conventional, FHA, VA | 44 | 8.1% | 86.3% | $180,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
5% | 96.4% | $233,148 | |
Greenstate Credit Union
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Conventional, FHA, HELOC | 25 +1 HELOCs |
4.6% | 96.6% | $133,000 | |
Guild Mortgage Company
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Conventional, FHA | 23 | 4.3% | 92% | $228,043 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
3.3% | 82.6% | $239,444 | |
New American Funding, LLC.
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Conventional, FHA, VA | 17 | 3.1% | 100% | $163,823 | |
loanDepot.com LLC
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Conventional, FHA, VA | 14 | 2.6% | 100% | $170,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 1.5% | 80% | $260,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 1.5% | 100% | $162,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 1.3% | 83.3% | $206,428 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.1% | 88.9% | $238,333 | |
Nationstar Mortgage
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Conventional | 6 | 1.1% | 100% | $138,333 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 1.1% | 75% | $230,000 | |
Point Mortgage Corp
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Conventional, VA | 5 | 0.9% | 100% | $279,000 | |
Planet Home Lending, LLC
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Conventional | 5 | 0.9% | 62.5% | $293,000 | |
Lower, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $247,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional, FHA | 3 | 0.6% | 100% | $238,333 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $218,333 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 3 | 0.6% | 100% | $231,666 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 0.6% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $185,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 2 | 0.4% | 100% | $195,000 | View |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.4% | 100% | $165,000 | |
Primelending
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Conventional, FHA | 2 | 0.4% | 100% | $75,000 | |
Servion
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Conventional | 2 | 0.4% | 100% | $220,000 | |
Affordable Mortgage Advisors
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Conventional | 2 | 0.4% | 100% | $205,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.4% | 55.6% | $60,000 | |
Compeer Financial
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Conventional | 2 | 0.4% | 100% | $140,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.4% | 100% | $235,000 | |
Resicentral LLC
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Conventional | 2 | 0.4% | 100% | $325,000 | |
Bay Equity LLC
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Conventional | 2 | 0.4% | 100% | $260,000 | |
Towne Mortgage Company
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Conventional, VA | 2 | 0.4% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $250,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional, FHA | 2 | 0.4% | 50% | $160,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Hartford Funding, Ltd.
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FHA | 1 | 0.2% | 100% | $365,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $375,000 | |
Newrez LLC
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VA | 1 | 0.2% | 33.3% | $305,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.2% | 42.9% | $95,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 14.3% | $255,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $165,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $345,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 33.3% | $125,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
First National Bank and Trust
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Hanscom Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $385,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Gmfs, LLC
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FHA | 1 | 0.2% | 100% | $405,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
DeKalb Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in DeKalb, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in DeKalb? The list below shows the banks, credit unions and mortgage brokers that closed home loans in DeKalb in 2025, with lenders based there listed first.
Types of Mortgage Lenders in DeKalb, IL
Use these to narrow the list above. Each category shows how many DeKalb, IL lenders fit and what that kind of lender is usually best for.
Who Lends in DeKalb, IL
Independent mortgage companies closed 71.5 percent of home loans in DeKalb, Illinois in 2025, banks 20.3 percent and credit unions 8.1 percent. Guaranteed Rate, Inc. was the largest mortgage company, First National Bank of Omaha the largest bank and Credit Union 1 the largest credit union. Among lenders headquartered in Illinois, Resource Bank N.A. led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in DeKalb, IL
By home loans closed in 2025, First National Bank of Omaha was the largest mortgage lender in DeKalb, Illinois with 24 loans, about 4.4 percent of the market. The largest lender headquartered in Illinois was Resource Bank N.A. with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in DeKalb, Illinois, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 82.6 percent, against a 87.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in DeKalb, Illinois in 2025, led by Nvr Mortgage Finance, Inc. with 30. 16 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 15 credit unions closed home loans in DeKalb, Illinois in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in DeKalb, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in DeKalb, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up DeKalb. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
