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Mortgage Lenders and Brokers in Carol Stream, Illinois

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Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Carol Stream, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA411 S Schmale Rd, Carol Stream, IL 60188A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.451 S Schmale Rd, Carol Stream, IL 60188A+5.0 ★Texas Ratio: 2.85%, Old Second National BankOld Second National Bank401 N Gary Ave, Carol Stream, IL 60188A5.0 ★Texas Ratio: 6.17%, PNC Bank N.A.PNC Bank N.A.560 W Army Trail Rd, Carol Stream, IL 60188A+5.0 ★Texas Ratio: 4.24%, BMO Harris Bank NABMO Harris Bank NA850 W Army Trail Rd, Carol Stream, IL 60188A+5.0 ★Texas Ratio: 3.54%, DuPage Credit UnionDuPage Credit Union725 Ogden Ave, Downers Grove, IL 60515 2915A+5.0 ★Texas Ratio: 3.55%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, and Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Carol Stream, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carol Stream are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Carol Stream, Illinois

Market share is the lender's share of all home loans closed in Carol Stream, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Carol Stream 411 S Schmale Rd, Carol Stream, IL 60188 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	32	5.7%	94.6%	$269,375	View
US Bank, N.A. 1 office in Carol Stream 451 S Schmale Rd, Carol Stream, IL 60188 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	13 +8 HELOCs	2.3%	72.2%	$305,769	View
Old Second National Bank 2 offices in Carol Stream 401 N Gary Ave, Carol Stream, IL 60188 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	2 +8 HELOCs	0.4%	100%	$195,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Carol Stream 560 W Army Trail Rd, Carol Stream, IL 60188 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +7 HELOCs	0.4%	66.7%	$175,000	View
BMO Harris Bank NA 1 office in Carol Stream 850 W Army Trail Rd, Carol Stream, IL 60188 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +24 HELOCs	0.2%	100%	$295,000	View
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	10 +6 HELOCs	1.8%	83.3%	$110,000	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	8 +10 HELOCs	1.4%	80%	$258,750	View
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	8 +5 HELOCs	1.4%	80%	$317,500	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	6	1.1%	100%	$353,333	View
Bank of America NA 850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +8 HELOCs	0.9%	100%	$351,000	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional	3	0.5%	100%	$221,666
Consumers Credit Union 426 W Army Trail Rd, Carol Stream, IL 60188 9366 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	2 +21 HELOCs	0.4%	100%	$135,000	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	2 +9 HELOCs	0.4%	66.7%	$30,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, FHA, HELOC	2 +1 HELOCs	0.4%	100%	$255,000	View
Old National Bank 11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98%	Conventional	2	0.4%	100%	$285,000	View
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional	2	0.4%	100%	$170,000	View
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	2	0.4%	100%	$210,000	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.4%	100%	$275,000	View
Schaumburg Bank & Trust Company, N.A. 114 E Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 0.87%	Conventional	2	0.4%	100%	$330,000	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	2	0.4%	100%	$325,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional	2	0.4%	100%	$300,000	View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	2	0.4%	100%	$395,000
Credit Union 1 750 S Halsted St Rm 220C, Chicago, IL 60607 7008	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$155,000
CIBC Bank USA 23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05%	FHA	1	0.2%	100%	$475,000	View
Devon Bank 6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.2%	100%	$185,000	View
Cathay Bank 222 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.2%	100%	$305,000	View
First Trust Bank of Illinois 3308 S Waldron Rd, Aroma Park, IL 60910 A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.2%	100%	$145,000	View
Royal Business Bank 3233 S Ashland Ave, Chicago, IL 60608 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.2%	100%	$295,000	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional	1	0.2%	100%	$315,000
University of Illinois Community Credit Union 1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34%	Conventional	1	0.2%	100%	$345,000	View
First Northern Credit Union 230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.2%	100%	$335,000	View
FNBC Bank and Trust 620 W Burlington Ave, La Grange, IL 60525 A+5.0 ★Texas Ratio: 0.23%	Conventional	1	0.2%	100%	$285,000	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	1	0.2%	100%	$55,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.2%	100%	$405,000	View
Selfreliance Federal Credit Union 302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49%	Conventional	1	0.2%	100%	$335,000	View
Home State Bank National Association Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.2%	100%	$255,000	View
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional	1	0.2%	100%	$125,000	View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	29 +4 HELOCs	5.1%	100%	$248,793
Compass Mortgage, Inc.	Conventional, VA	11	1.9%	100%	$268,636
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	7	1.2%	100%	$335,000	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.9%	71.4%	$293,000
Originpoint, LLC	Conventional	2	0.4%	100%	$345,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.4%	100%	$340,000
Neighborhood Loans, Inc	Conventional	2	0.4%	28.6%	$5,000
Pacor Mortgage Corp	Conventional, FHA	2	0.4%	100%	$355,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.4%	100%	$185,000	View
American Portfolio Mortgage Corporation	Conventional	1	0.2%	100%	$355,000
Diamond Residential Mtg Corp	VA	1	0.2%	100%	$405,000
Cmg Mortgage Inc	Conventional	1	0.2%	100%	$365,000
Rocket Mortgage	Conventional, FHA, VA	49	8.7%	94.3%	$238,673
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	37 +2 HELOCs	6.5%	90.5%	$309,324
Fairway Independent Mort Corp	Conventional, FHA, VA	34	6%	89.5%	$253,235
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	18 +1 HELOCs	3.2%	100%	$331,666
loanDepot.com LLC	Conventional, FHA, VA, HELOC	13 +2 HELOCs	2.3%	100%	$230,384
Greenstate Credit Union	Conventional	12	2.1%	92.3%	$230,833
The Loan Store, Inc	Conventional	12	2.1%	100%	$231,666
Union Home Mortgage Corp.	Conventional, FHA, HELOC	9 +1 HELOCs	1.6%	75%	$286,111
Newrez LLC	Conventional, FHA	9	1.6%	64.3%	$302,777
American Pacific Mortgage Corporation	Conventional, FHA	9	1.6%	81.8%	$248,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	8	1.4%	100%	$305,000	View
Guidance Residential, LLC	Conventional	8	1.4%	90%	$322,500
Guild Mortgage Company	Conventional	8	1.4%	100%	$242,500
Pennymac Loan Services LLC	Conventional, FHA	7	1.2%	77.8%	$239,285
Towne Mortgage Company	Conventional, FHA, VA	7	1.2%	100%	$295,000
Pulte Mortgage LLC	Conventional, FHA	6	1.1%	100%	$355,000
Plaza Home Mortgage, Inc	Conventional, FHA	6	1.1%	100%	$241,666
Stg Mortgage Inc	Conventional	5	0.9%	100%	$211,000
Nationstar Mortgage	Conventional	5	0.9%	100%	$59,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	5	0.9%	83.3%	$157,000	View
Spring Eq, LLC	Conventional	5	0.9%	50%	$67,000
Freedom Mortgage Corporation	FHA, VA	4	0.7%	100%	$260,000
Bay Equity LLC	Conventional	4	0.7%	100%	$220,000
Provident Funding Associates	Conventional	4	0.7%	100%	$340,000
Prosperity Home Mortgage, LLC	Conventional	4	0.7%	100%	$267,500
Lower, LLC	Conventional, FHA	4	0.7%	100%	$250,000
AmeriHome Mortgage Company, LLC	Conventional	3	0.5%	100%	$478,333
PHH Mortgage Corporation	Conventional	3	0.5%	75%	$248,333
Resicentral LLC	Conventional	3	0.5%	100%	$295,000
American Financial Network, Inc.	Conventional, FHA	3	0.5%	100%	$298,333
Mortgage Research Center	VA	3	0.5%	100%	$418,333
Uif Corporation	Conventional	3	0.5%	75%	$375,000
New American Funding, LLC.	Conventional	3	0.5%	100%	$338,333
Polish & Slavic Federal Credit	Conventional	3	0.5%	100%	$141,666
American Financial Resources LLC	Conventional, FHA	2	0.4%	100%	$265,000
Amerisave Mortgage Company	Conventional	2	0.4%	40%	$65,000
Synergy One Lending, Inc.	Conventional	2	0.4%	100%	$290,000
Discover Bank	Conventional	2	0.4%	27.3%	$65,000
New Wave Lending Group Inc	Conventional	2	0.4%	100%	$470,000
Nations Lending Corporation	Conventional	2	0.4%	100%	$335,000
T2 Financial LLC	Conventional	2	0.4%	100%	$360,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.4%	100%	$315,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	2	0.4%	100%	$385,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.4%	100%	$215,000
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	Conventional	2	0.4%	75%	$70,000	View
JMAC Lending, Inc.	Conventional, FHA	2	0.4%	100%	$295,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +2 HELOCs	0.2%	25%	$135,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$65,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$405,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.2%	100%	$175,000
Primelending	Conventional	1	0.2%	100%	$385,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.2%	100%	$265,000	View
Kind Lending, LLC	Conventional	1	0.2%	33.3%	$155,000
Movement Mortgage, LLC	Conventional	1	0.2%	100%	$325,000
Dart Bank	Conventional	1	0.2%	100%	$255,000
Loanunited.Com, LLC	FHA	1	0.2%	100%	$335,000
Filo Mortgage, LLC	Conventional	1	0.2%	100%	$455,000
General Mortgage Capital Corporation	Conventional	1	0.2%	100%	$545,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.2%	100%	$375,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.2%	100%	$295,000
Sun West Mortgage Company, Inc	Conventional	1	0.2%	33.3%	$415,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.2%	100%	$195,000	View
American Financing Corporation	FHA	1	0.2%	100%	$275,000
Mid-Continent Funding, Inc.	VA	1	0.2%	100%	$315,000
Point Mortgage Corp	Conventional	1	0.2%	100%	$385,000
Cardinal Financial Company, Li	FHA	1	0.2%	100%	$265,000
New Day Financial, LLC.	VA	1	0.2%	100%	$305,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.2%	50%	$305,000	View
Geneva Financial LLC	Conventional	1	0.2%	100%	$105,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.2%	100%	$335,000	View
Member First Mortgage, LLC	Conventional	1	0.2%	100%	$305,000
Citadel Servicing Corporation	Conventional	1	0.2%	50%	$465,000
Zillow Home Loans, LLC	Conventional	1	0.2%	100%	$265,000
Nmsi, Inc.	Conventional	1	0.2%	100%	$295,000
Centier Bank A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.2%	100%	$405,000	View
Paramount Residential Mortgage	Conventional	1	0.2%	100%	$225,000
The Mortgage Link, Inc.	Conventional	1	0.2%	100%	$175,000
Leaderone Financial Corp.	Conventional	1	0.2%	50%	$265,000
Tomo Mortgage LLC	Conventional	1	0.2%	100%	$225,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	0%
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Advia Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Carol Stream Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Carol Stream, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Carol Stream? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carol Stream in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Carol Stream, IL

Use these to narrow the list above. Each category shows how many Carol Stream, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 81 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 15 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 30 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 18 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 38 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Carol Stream, IL

Independent mortgage companies closed 72 percent of home loans in Carol Stream, Illinois in 2025, banks 21.4 percent and credit unions 6.5 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and DuPage Credit Union the largest credit union. Among lenders headquartered in Illinois, Old Second National Bank led with 2 loans.

72%

Mortgage companies

21.4%

Banks

6.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Carol Stream, IL

Who is the largest mortgage lender in Carol Stream, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Carol Stream, Illinois with 32 loans, about 5.7 percent of the market. The largest lender headquartered in Illinois was Old Second National Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Carol Stream, IL mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Carol Stream, Illinois in 2025, led by Rocket Mortgage with 5. 18 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Carol Stream, IL lender list?

Yes. 40 banks and 15 credit unions closed home loans in Carol Stream, Illinois in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Carol Stream, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Carol Stream, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carol Stream, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carol Stream. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.