Skidaway Island, Georgia mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust10865 Haynes Bridge Rd, Alpharetta, GA 30022A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 3.22%, Bank of NewingtonBank of Newington224 Walton St, Newington, GA 30446A5.0 ★Texas Ratio: 6.19%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, and Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Skidaway Island, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Skidaway Island are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Skidaway Island, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 20 +12 HELOCs |
10% | 95.2% | $1,071,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +7 HELOCs |
3.5% | 100% | $663,571 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 2% | 100% | $845,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.5% | 100% | $548,333 | |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 3 | 1.5% | 100% | $325,000 | |
|
10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
1% | 100% | $555,000 | View |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1% | 40% | $755,000 | View |
|
224 Walton St, Newington, GA 30446 A5.0 ★Texas Ratio: 6.19% |
Conventional, Jumbo | 2 | 1% | 100% | $1,085,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +10 HELOCs |
0.5% | 100% | $665,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $705,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $205,000 | View |
|
3050 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,045,000 | View |
|
3473 Us Highway 84, Blackshear, GA 31516 A5.0 ★Texas Ratio: 8.84% |
Conventional | 1 | 0.5% | 100% | $665,000 | View |
|
2839 Central Ave, Augusta, GA 30909 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
|
3282 Northside Pkwy Nw, Atlanta, GA 30327 A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.5% | 100% | $615,000 | View |
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,425,000 | View |
|
1450 Greene St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
|
15 Trade St, Brunswick, GA 31525 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $5,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $795,000 | View |
New American Funding, LLC.
|
Conventional, FHA, VA, Jumbo, HELOC | 23 +1 HELOCs |
11.5% | 95.8% | $648,478 | |
Rocket Mortgage
|
Conventional, Jumbo | 19 | 9.5% | 83.3% | $498,684 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 17 +2 HELOCs |
8.5% | 100% | $582,647 | |
Pennymac Loan Services LLC
|
Conventional, VA, Jumbo | 8 | 4% | 72.7% | $713,750 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 7 | 3.5% | 100% | $672,142 | View |
SWBC Mortgage Corporation
|
Conventional, Jumbo | 6 | 3% | 100% | $623,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
2.5% | 83.3% | $561,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 100% | $378,333 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 1.5% | 100% | $1,031,666 | View |
Atlantic Bay Mortgage Group
|
Conventional | 3 | 1.5% | 100% | $611,666 | |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 3 | 1.5% | 100% | $575,000 | |
Movement Mortgage, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $600,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $645,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1% | 100% | $585,000 | |
Resicentral LLC
|
Conventional, VA | 2 | 1% | 100% | $510,000 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 1% | 100% | $475,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 1% | 100% | $740,000 | View |
Lower, LLC
|
Conventional | 2 | 1% | 100% | $500,000 | |
Cadence Bank
|
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $745,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $155,000 | View |
CrossCountry Mortgage, LLC
|
VA, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $815,000 | |
State Employees' Credit Union
|
Conventional | 1 | 0.5% | 100% | $785,000 | |
Liberty Federal Credit Union
|
Conventional, Jumbo | 1 | 0.5% | 100% | $995,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.5% | 100% | $805,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.5% | 100% | $385,000 | |
Beacon Community Bank
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
AdvantageFirst Lending Inc
|
Conventional | 1 | 0.5% | 100% | $605,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.5% | 100% | $365,000 | |
Cmg Mortgage Inc
|
VA | 1 | 0.5% | 100% | $705,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
Discover Bank
|
Conventional | 1 | 0.5% | 20% | $65,000 | |
|
A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.5% | 100% | $775,000 | View |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $715,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
T2 Financial LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $935,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.5% | 100% | $585,000 | |
Mortgage Research Center
|
VA | 1 | 0.5% | 33.3% | $725,000 | |
Actors Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,075,000 | View |
Towne Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $735,000 | |
Iserve Residential Lending
|
VA | 1 | 0.5% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $535,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.5% | 50% | $355,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
VyStar Credit Union
|
Conventional, Jumbo | 1 | 0.5% | 33.3% | $895,000 | |
|
A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,185,000 | View |
Pentagon Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | 0% | ||
Bank Ozk
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Skidaway Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Skidaway Island in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Skidaway Island, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 53 percent of home loans in Skidaway Island, Georgia in 2025, banks 41.5 percent and credit unions 5.5 percent. New American Funding, LLC. was the largest mortgage company, Southstate Bank, National Association the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Synovus Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Skidaway Island, Georgia with 20 loans, about 10 percent of the market. The largest lender headquartered in Georgia was Synovus Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Skidaway Island, Georgia in 2025, led by New American Funding, LLC. with 1. 10 lenders closed VA loans, led by New American Funding, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 10 credit unions closed home loans in Skidaway Island, Georgia in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Skidaway Island, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Skidaway Island, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Skidaway Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.